CURRICULUM VITAE

ADEJAYAN OLUWATOYOSI FEYISAYO

Date of Birth: 26th Dec, 1987

Marital status: Married

Sex: Male

Home Address: No 6, Ikobayo Street, Yaba, Lagos.

Tel: 070********, 070********

E-mail: adc15u@r.postjobfree.com

Objective: To work with existing member of staff and facilities so as to contribute the best of my abilities towards attainment of organizational goals and objectives through effective, efficient and best way of getting things done while attaining a higher level of professionalism and personal development.

Education

Institution: Obafemi Awolowo University, Ile-Ife, Osun State, Nigeria.

Qualification: B.Sc. Accounting (Second Class Upper Division)

Date: 2009 – 2012

Institution: The Federal Polytechnic, Ilaro, Ogun state, Nigeria.

Qualification: National Diploma in Accountancy (Upper Credit)

Date: 2006 – 2008

Institution: Apata Community Grammar School, Apata, Ibadan.

Qualification: Secondary School Leaving Certificate

Date: 1998 - 2004

Professional Membership and Trainings:CIBN-MCP(MCIB), Workshops on Credit Risk Analysis, Loan recovery and Portfolio Management, Relationship Management etc.

Computer/I.T Knowledge: SAGE PASTEL EVOLUTION (Accounting & ERP Software), BankOne Software, Maxisoft Software, Knowledge of Microsoft Office packages.

Personal Skills:

•Computer literacy.

•Good communication, team player and goal getting skills.

•Ability to plan, multitask and organize.

•Good flair for figures.

•Excellent leadership skill.

Work Experiences

Personal Trust Microfinance Bank Oct, 2019 - date

Position: Senior Credit and Risk Analyst (Manager 2)

•Active member of the team that launched the Bank's/Company's digital lending platform; Moninow.

•Review all loan applications and documents of consumer and SME loans.

•Make loan approval or rejection based on client's credibility and risks assessment.

•Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them.

•Preparing reports about the degree of risk in lending money to clients.

•Conduct credit search on various credit bureau platforms.

•Conduction loan verification/monitoring where necessary.

•Assisting the Head of Credit on Loan Approvals and other job functions assigned.

•Undertaking risk analysis considering relevant qualitative and quantitative factors.

•Assist in loan recovery process where necessary.

•Credit portfolio management and reporting.

•Follow up on collections.

Liberty Assured Limited (Financial Services).

Position: Credit Manager June, 2019 – Oct, 2019.

•Research and evaluate clients’ creditworthiness

•Approve or reject loan requests, based on credibility and risks involved.

•Credit and risk analysis.

•Negotiate loan terms with clients.

•Monitor payments.

•Maintain records of loan applications

•Follow up with clients to manage debt settlements and loan renewal.

•Ensure all lending procedures comply with regulations.

•Credit reporting.

•Active participation in marketing and promotional activities.

AB Microfinance Bank Nigeria.

Unit: Credit Department

Position: Loan/Credit Officer Aug. 2015 - June,2019

Junior Loan/Credit Officer May, 2015 - Aug. 2015

Trainee Loan/Credit Officer Sept. 2014 - April,2015

•Creating and Managing owned Loan portfolio

•Conducting direct promotion and/or other marketing activities on regular basis

•Screening prospect’s eligibility, opening loan applications and arranging appointments with clients

•Conducting loan/credit analysis by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

•Active Member of the loan approval credit committee.

•Preparing and Presenting loan proposals to the credit committee for approval and informing the client about the decision of the credit committee.

•Arranging the disbursement in collaboration with Back Office and client

•Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs

•Ensuring high quality standards of the bank’s credit portfolio

•Actively participating in committees and group discussions, looking for ways to help solve group problems.

•Training and tutoring of trainee Loan Officers.

•Actively participation in recovery process and making sure PAR is within accepted limit.

Benson Idahosa University, Benin city, Edo State.

Department: Financial Services (Bursary)

Position: Account Officer (NYSC). Nov, 2013-Sept.2014

•procurement and inventory management.

•receivables accounting.

•prepayment accounting

•bank reconciliation

Custodian Microfinance Bank.

Position: Credit Officer. Nov, 2012 – Nov, 2013

•Sourcing of Loan customers and initiation of loan origination

•Lead generation and follow-up on loan prospects

•Preparation of loan applications

•Evaluation of financial status of loan applicants.

•Recommendation of loan applications for approvals.

•Loan portfolio and relationship management.

•Follow-up on repayments and recovery process initiation.

•Report and give feedback on individual loan customer.

•Actively participate in marketing activities.

Leadership Experiences:

•President, National Union of Ile-Oluji/oke-Igbo Students’ Association (NUIOSA), OAU Chapter-2011/2012

•P.R.O, National Union of Ile-Oluji/oke-Igbo Students’ Association (NUIOSA), OAU Chapter-2010/2011

•Financial Secretary, The Apostolic Church Students’ Fellowship Of Nigeria (TACSFON), FPI Chapter-2007/2008

•Organizing Secretary, Accountancy Departmental Fellowship, FPI-2007/2008

Hobbies: Keen interest in Researching, Browsing, Football, Travelling, Reading And Meeting people.

Referees: Available on request.

Contact this candidate