Risk Management Reporting Analyst
Resume:
DARREL WALENTOWSKI
**** ******* **. ***** **********, OHIO 43110
******.***********@*******.***
Summary
Accomplished Risk and Reporting Analyst with 20+ years in the banking industry. Always working to deliver dynamic communication and ensure deadlines are met in a fast-paced, ever-changing environment.
Skills
Problem-Solving
Strong Analytical
Flexibility and Adaptable
Negotiation
Time Management
Detail-oriented
MS Office Skills
Risk Frameworks
Experience
Huntington National Bank Corporate Columbus, Ohio
Portfolio/Risk Specialist, Sr.
Staff Officer
12/2024 - Current
Identifies credit quality risks, potential portfolio risks and/or economic risk and assesses the impact of these risks on the credit portfolio(s).
Maintain appropriate reporting risk management effectiveness within each loan portfolio. This includes the analysis of application trends, risk assessment, management reporting, portfolio performance, and review/assessment of key credit metrics.
Evaluates and reports on the portfolio performance and forecasts future performance trends.
Informs management of potential credit and/or economic portfolio risk and recommends strategies to minimize the risk.
Works with various bank personnel in developing strategies that support portfolio objectives.
Maintains all documentation on the assigned portfolio, including Credit Risk Assessment Process and Procedures.
Provide analysis and 2nd line of defense monitoring and oversight of our various lending programs.
Park National Bank-Corporate Risk Newark, Ohio
Business Risk & Controls Testing Analyst
04/2024 – 10/2024
Scripting test questions for the first line of defense for various business units
Writing the testing control narratives for each line of business
Testing those controls to ensure they meet federal regulations and bank policies and procedures
Proficient in MS Office tools, including MS Teams and MS Excel.
Develops and maintains strong working relationships with segments through continuous and proactive communications
Huntington Bank -Corporate Risk Columbus, Ohio
Shared Risk Services Analyst
03/2021 - 04/2024
Helped support the execution and maintenance of the enterprise risk management framework through independent control testing
Evaluated the operating effectiveness of internal, compliance, and policy controls, as well as identify opportunities for testing efficiencies and enhancements
Executed testing and summarized testing results in the Enterprise Risk Management Systems (ERMS)/ARCHER in a clear, concise manner
Ensured appropriate documentation is maintained to support test conclusions
Proficient in MS Office, including MS Teams and MS Excel
Evaluated test design for alignment with control objectives
Analyzed and documented control exceptions sufficiently to promote analysis and remediation by control owners and segment risk
Completed monthly testing timely and ensured reporting requirements are within established guidelines
Reviewed Business Segments Reporting for accuracy during system replacement and compare prior reports to ensure formatting and metrics were correct, if not, the reporting was returned to the unit to explain why changes were not met by the deadline and would address the steps needed for the unit to have a complete report
Delivered timely and pertinent analysis to both the segment risk manager & risk shared services manager on testing results
Huntington Bank -Home Lending Columbus, Ohio
Loss Mitigation Team Leader
10/2016 - 03/2021
Oversaw 8 analysts who worked with various investors, Freddie Mac, VA, HUD, USDA, Fannie Mae, and FHA
Implemented monthly coaching for analysts and improvement plans if necessary
Established weekly and monthly goals for analysts
Provided career development and leadership opportunities for processors
Reviewed and updated processes and procedures
Acted as the subject matter expert with the investor Fannie Mae/Freddie Mac
Managed various Fannie Mae reports: Reclass, DQR, SMDU, and other reports as assigned by management
Managed Fannie Mae hard Reject and Soft Reject Report metrics and compiled data to provide clarification and corrections to those reports based off findings which would change the final metric number to a more favorable score.
Managed meetings for Fannie Mae Trial Modification and modification conversions, monthly department goals as well as all Loss Mitigation
Huntington Bank-Home Lending Columbus, Ohio
Loss Mitigation Analyst, Sr. Investor/Consumer
05/2009 - 10/2016
Acted as a delegate for investor Fannie Mae/Huntington Portfolios
Underwrote distressed mortgage loans for workouts as delegated by the investor for modifications
Handled repayment plans, short sales, or deed in lieu
Experienced in title, income, appraisal, and credit report analysis
Reviewed appraisals for underwriting distressed loans to determine LTV and potential risk losses and retention options for interest rates and principal reduction to avoid greater losses to the bank
Reviewed appraisals for proper comparisons as related to current market and dispute any discrepancies to vendor to re-evaluate if necessary
Handled Fannie Mae QC audit report and Fannie Mae edit report
Acted as the project Analyst for Fannie Mae Streamline Modification process
Followed all compliance/controls guidelines, implemented all process changes and Quality Assurance Guidelines
Huntington National Bank-Collections Division Columbus, Ohio
PCL/Pre-Foreclosure, Sr. Collector
10/2007 - 05/2009
Minimized total number of delinquent accounts by offering repayment plans using a dialer system
Located debtors by utilizing skip tracking and other strategies
Reviewed accounts to determine payment plan compliance
Interviewed customers to determine reasons for delinquency, source of income and next pay date to build solutions for financial issues
Entered loan information into FAS System of record to keep track of loans that have been recommended for foreclosure/charge-off/write-downs
Sky Bank Bowling Green, Ohio
BSA/AML INVESTIGATOR 1
10/2006 - 10/2007
Strong general and clerical skills
Responsible for complex issues pertaining to CIP report for the footprint
Processed reports such as Cash Transaction Report, Client Information Programs, and Chex Systems
Completed monthly audits to stay in compliance with the U.S Patriot Act
Education and Training
University of Toledo Toledo, Ohio
Attended in Bachelor of Music: Piano Performance
Columbus State Community College Columbus, Ohio
Associate of Arts and Science: Mathematics and Piano Performance
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