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Commercial Credit and Collection Specialist

Voorhees Township, NJ, 08043
March 26, 2018

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C h e r y l W i l l i a m s

**** ****** **** ********, ** 08043 H 856-***-**** C 856-***-****

Finance and Accounting Professional

Summary of Qualifications

Accomplished Finance professional with track record of reducing past dues, quickly resolving disputes, analyzing

customers for changes to exposure and risk tolerance thereby reducing bad debt is seeking a position in a

progressive growth oriented business.

Professional Experience

Essence Realty, Queens, NY

February 2016 to Present

Prepare financial statements

Assists in monthly and year end closing

Reconcile bank statements

Reserve appointments for clients, attorneys and brokers.

Maintain level of professionalism when answering phones, conducting meetings, following up requests for closing deals and responding to requests from Fannie Mae

Robert Half, Mt. Laurel, NJ, Professional Placement Firm

November 2013 - January 2016

Finance Placement Service

Credit and Collections Specialist

Placed accounts on credit hold for non payment.

Collected past due invoices and gathered documentation to resolve disputes with the assistance of the Billing Department.

Covered for Sales manager and office personnel in their absence.

Asset Management Specialists, Bristol, PA. Leases steel doors and windows to secure residential and commercial property.

April 2011-June 2012

Credit and Collection Specialist

Reviewed contracts for new orders from existing and new customers utilizing D&B reports and trade experience, interacting regularly with the Billing & Client Services Departments to correct A/R issues.

Managed $30 million Accounts Receivables portfolio for the Mid-Atlantic and Eastern Regions.

Consistently collected 95% of sales, reducing Days Sales Outstanding and achieving collection goals..

Accomplishments recognized by performance bonuses.

Essence Realty, Queens, NY. Residential Real Estate Brokerage Firm

December 2009-April 2011

Residential Real Estate Brokerage Firm

Personal Assistant to Broker

In accordance with Fannie Mae policies and procedures for residential sales.

Closed on properties totaling $2.7 million per year.

Reconciled bank statement for three separate accounts.

Responsible for payables totaling $5K per month and collecting receivables on rental properties totaling $40K per month.

Scialabba and Morrison Law Firm, Moorestown, NJ

Law, Property Management and Pension Administrative Firm

November 2007-December 2009

Accounts Receivable Representative

Managed billing and collection of $200,000 per month for a 401k plan administrative office, property Management Company and law firm.

Averaged collections of receivables, $200,000 per month.

Reduced past dues by 30% and Days Sales Outstanding from 67 days to 51 days.

Placed 2% of Accounts Receivable balance to an attorney.

Deposited checks and posted them to invoices by utilizing Quickbooks.

Williams & Associates, Philadelphia, PA.

Contract Employee for Arkema, A Chemical Manufacturing and Distribution Company.

April 2007-November 2007

Sr. Credit Analyst

Analyzed customer risk and assigned credit limits while opening new accounts .Reviewed new orders and collected past due accounts, including extensive telephone contact with purchasing managers, controllers and CFO’s, and all levels of management.

Opened new accounts and assigned credit limits up to $250,000.00.

Collected $7 million of past due receivables..

Monitored $2 million A/R portfolio in South America.

Prepared monthly reports to highlight progress in reducing past dues and challenges to management.

General Electric, Mount Laurel, NJ.

Manufacturer and Distributor of Electrical and Airplane parts

August 1996-January 2007

Accounts Receivable Analyst

Led collection efforts for GE Engine Spare Parts Division for domestic and international customers. Received reports and reviewed collection issues from offices in the United States, India, and Wales.

Managed $50 million Accounts Receivable portfolio that included US and International Governments, international and US commercial accounts.

Monitored the billing rejections on a daily basis, and reduced the rejections 40% of the receivable balance to less than 10% per month.

Reviewed accounts credit worthiness and adjusted limits of up to $1 million per month.

Led Six Sigma Team in a project to reduce receivables in Indonesia, resulting in a reduction of DSO from 70+ days outstanding to less than 65 days outstanding.

Zellerbach, A Mead Company, Los Angeles, CA

August 1990-July 1996

Distributor of Paper, Packaging and Office Supplies

Business Analyst, Credit Analyst

Managed the Accounts Receivable poratfolio in accordance with corporate and division policies, working as a part of a team.

Managed A/R portfolio for four cities in the Western Region, totaling $25 Million per month.

Reviewed new account information and assigned credit limits of up to $250,000.

Collected an average of 80%-85% of the A/R balance.


Boston College, Chestnut Hill, MA

B.A., Economics

Computer Proficiencies

MS Office Suite, Quickbooks, SAP, Juris, Oracle, Casc


Certified Business Fellow - NACM

Six Sigma Certified – GE

Other Interests

Volunteered for Habitat for Humanity, Camden Children’s Garden, Philadelphia Flower show, Fit Fest

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