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Credit analyst, Credit underwriting

Mumbai, Maharashtra, India
May 12, 2019

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Mikita Jaggi Date: * May ****

Mob. - 799-***-****/982-***-**** Place: Mumbai/Gurgaon


CAREER OBJECTIVE . Would like to contribute in decision making and strategy of company in an effective noteworthy manner where work can be seen as value creator not only in numbers but also to work culture. WORKEXPERIENCE (4 years ... 1) Company : ICICI BANK LTD, MUMBAI

> Duration : June 2016 till present (3 years +)

> Designation : Credit Analyst (Deputy Manager) in Working capital Loan Division (upto 20 crore)

> Job Role Activities :

a) Preparing accurate credit proposals in a consistent, concise and lucid manner of SME clients for working capital requirements.

b) Provide concise and relevant financial analysis by clearly identifying risk c) Sound understanding of asset products and associated technology platforms and operational procedures.

d) Adhere to risk management guidelines of bank and RBI. e) Monitoring portfolios for irregularities, breaches, delays. f) Knowledge of competitors and marketplace.

g)Risk analysis, Bank statement analysis

h)Serving the clients across the entire basket of financial products comprising of working capital, Overdraft, Cash credit, Term loan, LC, LCBD, MOD, EPC/PCFC, FBD, FBP,BG, Gold metal loan, unsecured loans and various trade products.

2) Company : Karvy Stock Broking Limited, Hyderabad (Head Office)

> Duration : June 2015 till March 2016 (9 months)

> Designation : Management trainee

> Job Role Activities:

a) Analyzing Research Reports

b) Giving Equity recommendation based on technical analysis c) Advising the clients on Equities/Portfolios

d) Tracking global news and other events

e) Tracking of Stock Fundamental Indicators

f) Preparation of write-ups and reports on stock

CERTIFICATIONS Certification Module

NISM Equity and Derivatives Module Passed

Mikita Jaggi Date: 1 May 2019

Mob. - 799-***-****/982-***-**** Place: Mumbai/Gurgaon Email

IRDA - Passed

ACADEMIC Qualification Year of


Qualification School/University Specialization CGPA/




ICFAI Business School– Hyderabad Finance &





Renaissance college of Commerce and

Management, Devi Ahilya Vishwa

vidyalaya University- Indore

Finance 82%



St. Mary’s Convent School - Ujjain (CBSE) Commerce

(with Maths)




St. Mary’s Convent School - Ujjain (CBSE) - 76%

Technical Exposure .

>Certified in Basics of ERP SAP

>MS Office, Tally

Awards/Achievements .. ..

>Distinction in B.Com (Honors.)

> Awarded for college level chess competition.

> Awarded for college cultural fest events

Extra – Curricular Activities

>Writing articles for college blogs

> Anchoring and coordinating programmes in school/college Personal Details Name : Mikita Jaggi

Present Address : Villa Theresa, Peddar road, Mumbai – 400026, Maharashtra DOB : 7 September 1991

Father’s Name : Mr. Pawan Jaggi

Marital Status : Single

Languages known : English and Hindi

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