Steven W. Walsh

**** ******** **** *****

Columbus, Ohio 43235

ad47vj@r.postjobfree.com

614-***-****

A proven business leader in the Financial Service Industry: Mortgage Operations, Risk Management/Mitigation, Business Processes/Operations, Auditing and Data Analysis, Final Quality Control and Accuracy of Data, Managing and Training staff.

Experience:

JP Morgan Chase, Columbus, OH Appraisal Analyst III 2014 - present

Implement and execute complex statistical analyses of appraisals - appraisal standards, cost data, sales data, and department goals, including the full assessment of property values, uniformity, rates and market trends. Thoroughly review and analyze all appraisals ensuring JP Morgan Chase policies are met as well as all company and regulatory standards followed.

JP Morgan Chase, Columbus, OH - Residential Mortgage UW 2011 - 2014

Responsible for analyzing and verifying all aspects of the loan application process which includes evaluating/analyzing risks and making loan eligibility decisions, ensuring compliance with regulatory standards and company policies contributing to the overall success of the company in protecting the interests of both the borrower and lender (JP Morgan Chase).

JP Morgan Chase, Columbus, OH - HUD Settlement Statement Analyst 2010 - 2011

Manage the analysis and review of HUD documentation for federal audit; thereby significantly mitigating risk. Commended by management for consistency in accuracy, efficiency, thorough analysis of financial data and review earning accolades as a top-performing analyst including possessing a deep understanding knowledge of financial statements, credit reports, and other relevant financial documents, as well as an understanding of complex risk assessment techniques and mitigation strategies.

Amerifirst Mortgage, Dublin, OH - Mortgage Broker 2009 – 2010

Managed client’s financial needs and goals; evaluating various loan options and working to secure the best mortgage loan for client’s needs. Negotiating with lenders on behalf of clients to secure the best terms, conditions and rates. Building and maintaining relationships with local and national lenders, real estate agents and title companies.

JP Morgan Chase, Phoenix, AZ - Mortgage Consultant 2008 – 2009

Oversaw all aspects of the loan process from the sale of the applicant, loan status, ensuring conformity with terms and document preparation, term negotiation and closing coordination. Consistently a monthly Top Performer, earned top site honors in performance, commissions earned and proven leader among team.

Greystone Mortgage, Dublin, OH - Owner/President 1998 – 2008

Founded Greystone Mortgage, developing a business idea into a successful financial lending company generating over 1.5 million in revenue per year. Oversaw and managed all facets of the company including the management of 21 employees. Business operations, risk management, planning processes and financial analysis, marketing and trend research, payroll, lead generation, customer service and sales. Conducted quarterly and annual detailed audits on files to make sure they were in compliance with state and federal guidelines to mitigate risk for the yearly audit with the Division of Financial Institution for the state of Ohio. Directed and oversaw the sale process, origination and audit of all mortgage loans.

Equity Line Mortgage, Columbus OH - Senior Mortgage Consultant 1997 - 1998

Preferred Credit In., Columbus OH & Deerfield Beach FL 1993 -1997 Sales Operations Manager

Education – Heidelberg University, Tiffin OH

B.A. Business Administration with emphasis on finance and business.