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Commercial Lending Assistant

Austell, Georgia, 30168, United States
August 23, 2018

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Terry Wallace

Metropolitan Atlanta, GA Mobile: 404-***-****

Professional Summary:

Extensive experience in Commercial Real Estate, Workout Loans, Business Banking, and Private Banking. Demonstrated ability managing multiple portfolios with $232 Million in exposure with strong administrative skills and the ability to work in fast paced, highly regulated, technical environment with critical deadlines.

Excellent communication and human relations skills with the ability to relate on all levels.

Experience in Investment Service Support, Commercial Real Estate Loans, Builder Financed Loans, SBALoans, and C&I Lending

Completed Annual Compliance Certification of Federal Regulations: FINRA, RESPA, HUMDA, ECOA, FCRA, FDPA, REG B, REG Z, FNMA and FHLMC

Expertise in analyzing Commercial and Business Assets; Collecting loan application and reviewing closing documentation. Ability to apply sound judgement and decision-making skills in dealing with a variety of issues. Experience usingResearch and Inquiry Systems, Loan monitoring, Real Estate Property Tax Verification, Insurance Compliance, Resolution of Document and Collateral exceptions.

Professional Experience:

Operations Coordinator/Ameriprise Financial Services (January 2018-July 2018)

Responsible for administrative and advisor support within FINRA guidelines

Duties include typing, filing, scanning client files, answering phones, financial record keeping

Maintain Client check and mail Log

Assist in the Administration of Account Transfers, Deposits and Rollover’s for Investor’s portfolio

Work on special projects; Update Advisor Websites; Confirming Investor Assignments

Ordering office supplies; Submitting Accounts Payable Invoices

Assistant Manager/Cobb County Elections /Seasonal (March 2017-Present)

Responsible for insuring that all primaries and elections are conducted honestly, impartially, efficiently and uniformly. Following regulations set by the Georgia Election Code.

Maintaining Voter Access Cards, Numbered Lists of Voters, and Checklist developed by the Elections Main Office to be completed prior to, during, and after the election

Assist in setting up and taking down polling stations, signs and express polling kiosk

Verify citizen’s eligibility to vote in current election/

PNC Bank formerly RBC Bank, Atlanta, GA (February 2009-February 2016)

Senior Credit Analyst (March 2012-February 2016)

Support Credit Risk Management by providing accurate and timely loan portfolio information. Responsible for maintaining and improving loan portfolio, monitoring and data integrity by designing, developing, analyzing and/or distributing accurate and timely credit information and reports.

Provide support to 6 Asset Managers that consist of 111 relationships, 158 customers and 222 facilities.

Order Real Estate Appraisals, Flood Determination, Property Tax status, Insurance Policy and 1099 reporting for annual compliance review and maintain monthly and daily logs of each for review.

Work with LOB RM, ART AM and attorneys to discuss and clear Documentation and Collateral Exceptions.

Designed and organized bi-weekly Team Meetings to discuss completed and pending task as well as upcoming events and activities.

Commercial Real Estate Lending Assistant to Market Manager (February 2009-March 2012)

Worked closely with all levels of management and clients to document new and maturing Commercial Real Estate Loans, tracked financial statements due and covenant compliance, monitored and resolved documentation, Insurance exceptions, and facilitated collection of Past Due Loan and Tax Payments.

Contact clients to obtain appropriate documentation for loan processing and underwriting.

Prepare loan documentation and work with engaged attorney to ensure timely and accurate loan closings.

Terry Wallace

Metropolitan Atlanta, GA Phone: 404-***-****

BB&T (Formerly Colonial Bank) Atlanta, GA (December 2005-January 2009)

Lending Assistant to Market Manager Business Banking (May 2007-January 2009)

Assisted Business Banking Market Manager with team building event, prepared production reports for bi-weekly and quarterly team meetings and tracked Quarterly Sales Initiatives

Assisted Loan Officers in processing and documenting new and refinanced Business, Personal and SBA Loans

Processed loan payments, draws or line of credit payoffs

Maintained Credit Files

Collection of Past Due loan payments

Organize Sales Blitz and Calling Campaigns

Private Bank Administrator, Private Banking (December 2005-May 2007)

Opened new accounts, processed loans, and resolved customer inquiries

Processed and Booked Mortgage loans, Personal and Business lines of Credit

Participated in Calling Campaign to cross-sell Bank Services to existing clients.

Prepared Production Reports for Quarterly Sales Meeting.

Collection of Past dues and Collateral Documentation.

Client Manager Assistant-Business Banking (August 1997-October 2005)

Bank of America, Atlanta GA

Maintained and serviced existing client relationships

Maintained pipeline of 150 loans to include business loans, SBA Loans, Mortgage loans, and Lines of Credit

Solicited and closed mortgage loans, HELOC’s and Merchant Services

Initiated Domestic and International Wire Transfers

Verified Insurance and Tax compliance

Coordinates Client Management Process (CMP) activities including monthly team meetings, regular updates to the Client Action Plans, pre-call planning and client planning session preparation.

Assists client team with sales presentation; Assist Closing attorney’s by communicating to client requirements to close and implementing due diligence.

Primarily responsibility for Customer Due Diligence processes AML/KYC


High School Diploma-Booker T. Washington High School, Atlanta Georgia

Technical Skills:

Excel, Microsoft Word, PowerPoint, Outlook applications, RIMS (Real Estate Appraisal Service), Account Analysis System, Other Various Operating Systems (Check Scanning & Deposit, Advisor Mobile, Status Manager, Online File Manager, Box, Client Viewer, ACBS, ACLS –loan research, CAPS, OFAC, CFI, PAMS, Capital Stream, Credit Bureau, etc.), Data Entry, Customer Service, Risk Management, Event Planning, KYC 10 Key, Time Management, Research, Analytical Skills, Team Work, Real Estate Valuations, Writing Skills, Wire Transfer Implementation, UCC Implementation, Title Research, Loan Documentation, Exception Verification and Monitoring, New Account Set-up & Closure, Portfolio Management, Credit Management, Travel Arrangements

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