SANDRA M. CASTILLO
Houston, Texas 77007
ac7bnk@r.postjobfree.com
Profile
Accounting and audit services professional with ten years of progressive experience in a Big Four firm and in the banking industry. Higher education: MBA (Accounting specialization) and Graduate Certificate Forensic Accounting. High ethical standards, analytical skills, team player, flexible, organized. Bilingual English/Spanish (native speaker).
Experience
Asset Based Field Examiner
Ocean Bank, Miami, Florida June 2015 – February 2018
Analyzed customer collateral, focusing on accounts receivable and inventory of existing and potential customers to secure commercial loans
Analyzed Financial Statements, identifying customer’s strengths and weakness
Conducted in-depth, on-site analysis of customer financial records and operation in accordance with standard examination procedures
Determined relevant information for lending consideration
Developed and maintained examination audit reports and findings of bank customers
Analyzed and tested financial data and extrapolated relevant information necessary to create working papers
Analyzed the availability of customer Borrowing Base Certificate (BBC)
Prepared for upcoming examinations and maintain the assigned audit schedule
Reviewed audit findings with the ABL department
School of Business Graduate Assistant
St. Thomas University, Miami, Florida October 2012 – May 2015
Reported to the Department Chair of the School of Business
Developed and published course schedules for graduate and undergraduate programs
Produced financial and activity reports on behalf of the Dean
Advised and assisted current and prospective students in registration process
Designed marketing communications plan and media selection for the School of Business Financial Services Reporting Specialist (Intern)
Mercantil Commercebank, Miami, Florida June 2014 – August 2014
Prepared and transmitted to the Federal Reserve the FR 2900 and FR 2644 reports
Gathered and organized data for the 10-Q following IPO procedures of the Q1 2014
Provided relevant information to the SNL Financial LC with internal bank reporting
Participated in oversight and compliance of the bank operations and accounting practices
Prepared quarterly and monthly reports for Curacao agency and subsidiaries Senior External Auditor
Deloitte & Touche, Accounting and Audit Services, Caracas, Venezuela July 2005 – June 2012
Senior lead auditor on manufacturing, pharmaceuticals, reinsurance and services engagements
Produced professional services proposals and member of presentation team
Supervised budgets and manage team performance during the audit
Planned and executed audits in accordance with Auditing Standards Generally Accepted in Venezuela, and International Standards on Auditing (ISA)
Managed and supervised a team to convert to International Standards (IFRS)
Prepared Financial Statements under IFRS and Local GAAP
Prepared and reviewed translation of Financial Statement under FASB 52 and IAS 21
Planned and tested internal controls for various clients
Managed the needs of multiple clients simultaneously
Supervised employee projects including performance reviews and evaluations Education
Master of Business Administration, Specialization in Accounting St. Thomas University, School of Business, Miami, Florida May 2015 GPA 3.62
Graduate Certificate Forensic Accounting
St. Thomas University, School of Business, Miami, Florida May 2015 GPA 3.62
Eligible to become a Certified Public Accountant in Florida Complete educational requirements to sit for the CPA Exam and to become licensed Bachelor of Science in Accounting
Universidad Católica Andrés Bello, School of Economics and Social Sciences, Venezuela, February 2007 Awards, Memberships
Scholarship Recipient, Gold Coast Chapter-FICPA based on academic achievement
Former Senior Research Assistant at the Journal of Multidisciplinary Research (JMR)
Ex Vice-President Social Media Phi Beta Lambda Leadership Skills
COMPUTER AND LANGUAGES
High proficiency with Microsoft Office (Word, PowerPoint, Excel) and accounting research resources
Languages: English and Spanish (native speaker)
Community Service: Active volunteer at Our Lady of Guadalupe Catholic Church, Miami, Florida