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Professional Experience Underwriter

West Memphis, Arkansas, United States
May 22, 2018

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**** * ******** **.

Marion, Arkansas 72364

Cell: 901-***-****



Over 30 years diverse and progressively responsible positions in the Home Mortgage Industry.

Outstanding communication and interpersonal skills.

Strong track record of longevity and dedication.

Strong negotiating, analytical and decision making skills.

Dependable, well-organized, highly focused individual, who works well independently and in teams, takes initiative and meets challenges head-on.

Excellent mathematical skills.

Knowledge of Microsoft Word and Encompass Software

FHA/VA approved; DE #F555, SAR #0815


Georgetown Mortgage

Georgetown Texas

Remote Underwriter

6/2017 to present

Underwriting all FHA/VA/Conv loans, Collateral Underwriter, DE and LAPP reviewer

Impac Mortgage (Correspondent loans)

Remote Underwriter

9/6/2016 to 5/2017

Underwriting of IQM Loans, non-Prime and other conventional loans and Jumbo loans

LAPP reviewer, FHA/VA loans

Underwrote to investor guidelines and Lender’s overlays

American Financial Resources (Retail Loans)

9 Sylvan Way

Parsippany NJ 07054

4/2/13 to 8/26/2016

Remote Underwriter

Underwriting of all Government and conv loans, i.e. FHA/VA, along with issuing NOV’s.

Evolve Bank and Trust (Wholesale loans)

3/6/12 to 2/6/2013

Sr. Underwriter

Underwriting of all Government loans and Conventional loans, i.e. FHA/VA/USDA;

BankTennessee (Retail loans)

12/6/2010 to 11/5/2011

Sr. Underwriter

Underwriting loans to investor guidelines, i.e. FNMA, DU/LP, FHA and VA loans, etc.

Closed branch

BancorpSouth (Retail loans)

June 27, 2007 to Nov 18, 2010


Processing and underwriting loans to investor guidelines, i.e. FNMA; DU/LP; FHA and VA loans.

Previous Experience

1988 TO 2007

Senior Underwriter, DE since 1988 and SAR since 1998

LAPP reviewer, FHA/VA/CONV underwriter with knowledge of investor guidelines. Reviewed collateral, evaluated credit history and debt to income ratios; partnered with underwriting management to ensure adherence to the Quality Management Plan.

Trained other underwriters in government underwriting.

Service Excellence Award


Graduate, West Memphis High School – West Memphis, Arkansas

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