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Financial Accounting

Pleasanton, California, United States
March 02, 2018

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Ph: 925*******; E-Mail:

EAD No.WAC1890013758

Aspiring to scale heights in Financial Analysis & leverage experience for achieving organisational growth objectives.


Gained 5 years of experience in:

~ Financial Analysis ~ Process Management ~ Business Analysis

~ Report / Documentation ~ Trend Analysis

Proficient in identifying & adopting emerging trends to achieve organizational objectives & profitability.

Proven expertise in understanding the Business & Finance of the companies.

Possess sound knowledge about producing Financial Reports, evaluating completed Projects, identifying current Trends and evaluating variances.

Well versed with statistical analysis tools & systems.

Possess excellent communication skills with good relationship management and team supervision abilities.


MBA (Finance & Marketing) from Guru Gobind Singh I.P. University, Delhi in 2006.

Bachelor of Commerce (Hons.) from Shyama Prasad Mukherjee College, Delhi University in 2004.


American Express India Pvt. Ltd., Gurgaon Senior Financial Analyst May 2007 – May 2012

Key Result Areas

Studying business processes, conducting benchmarking study / trend analysis and using various business tools to assist the critical decision-making process.

Collating & interpreting financial data for determining financial performance of the companies.

Consolidating and preparing various reports, reconciliation statement for evaluating differences made by investment companies.

Analyzing the latest market trends and using various techniques to determine the financial position and liquidity of the firm.

Preparing and presenting research / industry reports comprising of industrial trends, industry information; interpreting the result of research studies & providing business recommendations.

Performing analytical review of financial operations of the process; interpreting financial data for determining past financial performance and projecting financial probability while ensuring accurate and timely presentation of business information.

Preparing monthly and quarterly business / financial variance reports.


Major assignments handled:

Process: Global Operations Accounting Dept. (GOA)

Duration: Nov2008 – May 2012

Profile: associated with GOA Department under membership Rewards process

Involves booking the accruals basis earned reward points by card members & redemption basis the actual reward points redeemed by the card members for various international Markets. Payables are created on the basis of the actual points redeemed.

Releasing Payments to the Global Amex Partners like British Airways, Kingfisher Airlines, Starwood, Singapore Airlines, etc. with whom Amex has signed a contract that against the travel services, tickets, coupons and other schemes that are provided to the card members for the points redeemed by them and Amex will be liable to pay them for their services.

Reconciling the accounts across all the International markets basis the redemption against the payments made to the Airline Partners.

Preparing MIS for various Membership Rewards payable partners.

Prepare SOX file & Support audit staff during Internal & External Audit.

For all the Mismatches in accounts the root cause analysis is done and timely follow up’s, Queries, Calls and Escalations are made to the market to resolve the issues.

Having monthly calls with Market Controllers for Balance sheet and Reconciliation review and regular calls with customers to discuss issues & new process set up.

Responsible for conducting monthly meeting with senior leadership to discuss monthly matrix, new ways to improve the current process and business updates.

Analyzing market Trends, financial variance Reports, collating & interpreting financial data to determine the financial performance of the company.

Use Oracle, Walker, Actuate, IRIS, Cognos and Star database to perform accounting & Reconciliation.

Month end Rec Clearance entries are made to reduce the open items in the accounts and sending supports of activities done to meet the audit expectations of Global Accounts Reconciliation Department

Process: Global Accounting Reconciliation Dept. (GAR)

Duration: May 2007- Nov 2008


Worked with Global Accounting Reconciliation Department. Performing reconciliation between 1) General Ledger & Sub Ledger, 2) Cash reconciliation (mainly payable, payments and Prepaid) in books.

Checking the detailed client level amount break up and expected clearance dates provided for amounts to be paid or received, filling up of Rec Doc Package in a timely manner in order to ensure quality of work.

Reminders and proper follow up’s are done through E-mails or calls to resolve the issues if any in order to meet the SOP Requirements.

Fidelity Business Services Pvt. Ltd. Gurgaon Process Executive Sep’06-Apr’07

Key Result Areas

Working with Pricing Department and with Onshore Dealing Department under Business Operations.

Managing mutual funds deals placed for Global Funds Network, Third Party and Fidelity funds which involves determination of price per unit for buy or sell deal as per provider confirmation and on system for some consideration value.

Dealing for UK clients as per their requirements of Buy, Sell or Switch of money invested by them from one fund into another under their Personal Equity Plan or Individual Savings Accounts.


Organization Engineers India Limited

Title: Financial Analysis of Engineers India Limited

Duration: 2 Months (June 2006 To July 2006)

Finding financial position and performance of EIL by evaluating its liquidity position, future solvency and profitability of the firm: -

Various techniques like ratio analysis, fund flow statement analysis, cash flow statement analysis were used to determine financial position &liquidity of EIL during that previous year.

Comparative analysis of financial performance of EIL with other companies in same business line.

To study the effect of decisions of the firm on profitability and financial worth of the firm.


Received certificate of merit for outstanding performance in academics.

Got certificate for:

Attending training camp of NCC at Dehradun.

Contribution towards highlighting process issues in receivable accounts spread across markets.

Clearance of Fixed Assets and payables accounts across various markets and appreciation from the market controllers for analyzing and resolving various issues with proper and timely follow up’s and clearance of open Items in accounts.


Date of Birth: 10th January 1984

Languages: English & Hindi

Address : 3660, Andrews Drive, N216, Pleasanton, California, 94588

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