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On-boarding, vetting specialist KYC CIP SFP/PEP Governance

Location:
Phoenix, Arizona, United States
Posted:
April 24, 2018

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Resume:

ANTHONY TACCETTA Phoenix, AZ *****

602-***-****; linkedin.com/in/anthony-taccetta-5657b6b2 ; ac48ml@r.postjobfree.com

BANKING, ECOMMERCE AND FINTECH RISK / FRAUD ANALYST/MANAGER

Financial Services Risk Analyst with over 30 years in experience reducing financial risk attributed to fraud in the banking, Ecommerce and FinTech financial services sectors. Well versed in all aspects of banking and payment processing operations and understanding areas that are vulnerable to fraudulent activities. On-boarding, vetting specialist – KYC CIP. Record of accomplishment in developing innovative solutions to complex fraudulent schemes in collaboration with in-house transaction experts and software developers, customers, vendors and government agencies.

Additional Strengths and Competencies

Risk Management Fraud Management On-boarding & Vetting Treasury Management Services Conflict Resolution Negotiations Critical Analysis Cross-functional Collaboration Leadership Customer Service Operations Client Relations

Professional Overview

BANK OF AMERICA –for THE ETTAIN GROUP-

CONSUMER AML ANALYST 03/2017-03/2018

• Research and document SFP/PEP (linked individuals and entities) for Governance with recommendation to Retain or Exit relationships. Including research and escalation of material negative news for Consumer and Investment lines of business.

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CREDIBLY

SENIOR FRAUD INVESTIGATOR 08/2015-08/2016

• Investigate B2B transactions to detect and mitigate fraud losses. Review suspect items and warning reports on a daily basis.

• Conduct forensic research of charged-off losses determine fraudulent activity and determine preventive measures to implement within the origination process

• Coordinate with external agencies on fraud identification (SARS, local and federal authorities, Court appearances to represent company /negotiate charge-off settlements etc.)

• E2E Research, validate and decision KYC/CIP onboarding/vetting of suspicious identities and business entities

• Establish best practices for fraud detection

• Properly document each fraudulent transaction and communicate status updates to internal stakeholders

• Communicate with third parties to verify authenticity of submitted documents

• Act as liaison with various departments, such as originations, data science, and portfolio management

• Built a case management tool for application fraud and track by fraud type

• Evaluate whether a fraudulent transaction is part of a credit bust out

• Utilize tools and reporting on fraud attacks and trends

• Provide presentations and training of fraud stories and fraudulent behaviors

PAYPAL- E2E LARGE MERCHANT SELLER RISK MERCHANT

Risk Analyst 01/2014 to 02/2015

• Reviewed, researched and analyzed risk accounts and industries;

• Conducted logic testing and development, operational testing and support, and led training development.

• Ensured full compliance (customer identification, business documentation etc.).

• Worked closely with the holding company (eBay Inc.) merchants, suppliers, shippers, financial institutions, buyers and sellers.

Key Achievements

• Researched and documented critical flaws with a Large Merchant entity linking that drove the global risk decision-making process.

• Presented and made recommendations for improvement.

PAYPAL-ADVANCED RISK SCIENCES

Fraud Risk Analyst 02/2012 to 01/2014

• Utilized external and internal resources to determine risk and identify fraud trends- to create automation, policy and operational procedures.

• Assumed full ownership of high-risk accounts, working directly with merchants and in-house teams.

• Coordinated filings of GAP, SARS and fraud/high-risk notifications to MAC.

• Assisted training and conducted side-by-side training with newly created Hybrid Fraud Team. The Hybrid Fraud Team achieved 100% of goals year-over-year for three years.

Key Achievements

• Key contributor to the risk management team reporting to Advanced Risk Sciences in Israel.

• Researched, tested and presented the fraud and business risk stories to senior management and operations. Created and presented training materials for the rollout.

• Researched trigger points and attributes to identify risk including Seller Gone Bad, Juvie (novice entrepreneurs), Email Payments (P2P payments designed to deceive-laundering, layering, structuring), INR collusion (Items Not Received) etc.

BANK OF AMERICA-WEALTH MANAGEMENT BANKING SUPPORT CALL CENTER, Tempe AZ

Fraud Specialist 01/2007 to 02/2012

• Researched and coordinated claims for the high net worth client-base, including bankcard, credit card, check, ACH, on-line banking fraud and identity theft.

Key Achievements

• Maintained client confidence and regulatory compliance while managing client profile conversions to new accounts resulting from fraudulent activity reported on customer accounts.

• Analyzed activity, reported trends and worked in collaboration with corporate security to resolve current issues and build security measures to prevent future occurrences.

BANK OF AMERICA, Scottsdale AZ

Personal Banking Officer –New Account Business Development 02/2006 to 01/2007

Key Achievements

• Identified elderly customers as targeted victims of Nigerian inheritance scam; assisted with fraud claim filings; coordinated full account conversions for the victims (DDA, credit cards, HELOCs). Reported and documented event with corporate security.

JP MORGAN CHASE -GLOBAL INVESTMENT SERVICES- NYC

Assistant Treasurer/Manager -- Custodian/Transfer Agent Call Center 01/1998 to 12/2005

• Managed and trained staff of 20-30 colleagues to provide top quality, administratively efficient, cost-effective customer service and satisfaction; duties included staff evaluations, salary administration and budget forecasts.

• Handled daily relationships with sponsors and investors as well as internal clients (Fund Accounting and Trust Administration). Member of contingency management team.

Key Achievements

• Trained employees on complex financial products and services offerings including Unit Investment Trusts, Exchange Traded Funds, and Mutual Funds.

• Served as Transaction Risk Management Subject Matter Expert to support the transition Line of Business to a new custodian agent. Final Approval Officer verifying legal documentation and ensuring legal compliance requirements met before releasing securities.

ADDITIONAL EXPERIENCE

JP MORGAN CHASE- NUVEEN UNIT TRUST- NYC -- Inbound Call Center Service Representative

CONTEMPORARY AGENCY, NYC -- Contractor -Service Representative

VITAL ARCHIVES INC., NYC -- Account Executive

FIRST AMERICAN BANK OF NEW YORK, NYC – Corporate Banking Officer; Quality Control Officer; Trade Finance and Commercial Real Estate -- Banking Officer-Retail

M & T BANK -INTERNATIONAL DIVISION, NYC -- Service Rep/ Money Transfer Operations Assistant

HSBC CORPORATION, NYC -- Money Transfer Investigator

Education and Professional Development

`Business Administration Studies, Pace University, NYC

`Disaster Recovery Frontline Leadership Time Efficiency Supervisor Skills

`Omega Training -- Business Development, Credit Training, Communications, Letters of Credit & Bankers Acceptances

`Licensed (Series 6 & 63) Representative

Pass annual "essentials" courses on SARs, BSA,KYC, CIP and AML throughout career

Associate Member - Association of Certified Fraud Examiners (ACFE)

Received the Annual Chase All Star Award for Excellence (top 10% of US personnel) three of nine years.



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