Mortgage/Banking

Ericka Monte

Objective: To obtain employment within an organization that will utilize my strong work ethic and desire to use my acquired skills to pursue a career and to become a valuable and contributing asset to the company.

Skills:

Microsoft word, Excel, Power Point, Outlook an Internet Research

Easy Lender/FNMA DU software/FHLMC LP software

FDR Credit

Multitasking

Critical thinking

Management

Customer Service/Client Confidentiality

Experience:

2006-2007 Option One Mortgage East Providence, R.I.

Account Manager

Responsible for the processing of loan files, from submission through disposition.

Acted as liaison between brokers/closing agents/an OOMC Associates, providing quality service and adherence to underwriting guidelines.

Review HMDA data for accuracy on loans denied, approved but not accepted withdrawn, or closed for incompleteness.

Participate on OOMC committees.

Assist in determining branch monthly and long-term goals.

2004-2006

Mortgage Closer III

Input an verify data in origination system with loan file an prepare loan documents.

Review loan documents for compliance with Federal and State laws and company policies and procedures.

Assist Closing Team Leader with Management of Closing Dept.

Arranges for funding/disbursements of loan.

Performs other duties and special projects as required.

1999-2004 Bank of America First Federal Savings Swansea, MA

File Review Analyst

Closing, post closing an delivery of FHA, MHFA, VA, RI, and Wells Fargo Mortgage loans.

Knowledge of government web sites

Record Assignments for loan purchases.

Coordinate shipping of loan document to the appropriate loan custodian.

Education:

1982-Diploma BMC DURFEE HIGH SCHOOL Fall River, MA

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