Vijay.s

No.*,kavitha sweets and bakery,

park road,kuttalam

nagai dist-609801. +919*********

Tamilnadu.

Carrer objective

To work in a highly competitive environment to fullfill my company’s dream and build my future.

EDUCATION

Bachelor's degree. Year

Bachelor of computer applications with 75%

N.M.S.S.vellaichamy nadar college, Madurai-19 2015-18

HSC

Scored 69% in Dr.g.s.kalyanasundaram mat.hr.sec school, 2014-15

Pazhayagudalur,nagai dist-609801.

S.S.L.C

Scored 88% Dr.g.s.kalyanasundaram mat.hr.sec school, 2012-13

Pazhayagudalur,nagai dist-609801.

Work experience

I have 1 year experience in mortgage live- underwriter in Accenture, Chennai.

I have 5 months experience in Pre – underwriting in First source private limited, Chennai.

Roles & responsibility in First source(current organization) :

Role : Pre-underwriter

Responsibilities :

I should check and verify the sufficient documents that are required in the loan and merge credit report, reissue the AUS for that loan and do income calculation.

Roles and responsibilities in Accenture(previous organization):

Role : live / core underwriter

Responsibilities:

I have to undergo all the 4’C s like credit, capital, collateral and capacity of the borrower whether he can or willingness to repay the loan.

I’ll do researches in credit report to see whether is thare any public records like bankruptcy, foreclosures, late payments, report generated date, credit scores and Credit supplement document.

Do a deep analysis in income calculation and verify the income documents like paystub, w-2, VOE and the 2 year continuance in work history with the current employer.

Check for the borrowers liquid and non- liquid assets to ensure he has the sufficient assets if he can’t able to repay the loan.

Undergo deep research in AUS findings and Appraisal documents, Home Owners Insurance and tax documents.

Computer proficiency :

Ms office.

Epic – loan organization system.

Personal Details :

Guardian name - D.chellamariyappan

d.o.b - 24/06/1998

gender - male

martial status - unmarried

nationality - indian

language known - Tamil, English

Games played - cricket, table tennis, badminton.

Declaration

I hereby declare that the above information is true to my knowledge.

Yours sincerely,

VIJAY.S

+917*********

adknnk@r.postjobfree.com

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