VALERIE K. WEINSTEIN
Hillsdale, NJ 07642
PROFILE: Commercial mortgage/finance executive with a proven track record of closing over 3 Billion in commercial real estate mortgages and loan administration of a a 1.6 Billion dollar portfolio in compliance with lender regulations. EXPERIENCE
GS WILCOX & CO., Morristown, NJ 2006-2023
Vice President of Closings and Loan Administration
Responsible for both the underwriting and closing process of commercial loans ranging from
$5MM to 100MM totalling 3 Billion dollars in loans closed to date. Responsibilities included analysis and review of market information, borrower financials, property financials, third party reports, including Phase I, PCA, appraisals, title commitment, survey, leases, insurance certificates and all loan documents.
Performed and managed all real estate loan administration related functions of commercial mortgages for a 1.6 Billion dollar servicing portfolio. Responsibilities included reconciliation and interpretation of loan documentation, annual financial statement analysis, payment processing, property inspections, insurance review, lease analysis and modifications.
Analyzed borrower loan requests throughout the life cycle of the loan and recommended course of action to our 12 correspondent lenders. Coordinated, reviewed and perfomed the annual property inspections and prepared quarterly and annual certifications in accordance with lender requirements.
Trained financial analysts in all aspects of loan servicing and closing procedures. Developed quality control processes to ensure accurate financial analysis and compliance of the servicing portfolio. MOORE TITLE SERVICES, Inc., Hillsdale, NJ 2001-2006 Title CommitmentAnalyst
Processed over 1,000 title commitments. Identified, researched, and resolved non-conforming title cases to provide a clean title for our customers and underwriters. COMMERCIAL MORTGAGE CAPITAL, Parsippany, NJ 1996- 2000 Underwriting Analyst
Responsible for the origination and placement of over $100 million in commercial loans.
Evaluated financial performance of properties, conducted site inspections, and researched and analyzed market information.
NEW YORK LIFE INSURANCE COMPANY, New York, NY 1987-1995 Mortgage Finance Department, Asset Management Consultant
Managed a $1.35 Billion regional portfolio of commercial mortgage loans. Rsponsibilities included modifications, refinances, and foreclosures/asset management.
Formulated and implemented workout strategies for delinquent loans, resulting in the reduction of the portfolio delinquency rate by 10 percent. Presented recommendations to Mortgage Finance Committee and Profit Center management. Evaluated financial performance of properties, evaluated commercial leases.
NEW YORK UNIVERSITY, The Real Estate Institute
Master of Science in Real Estate Finance
STATE UNIVERSITY OF NEW YORK AT ALBANY
Bachelor of Science, Business Administration
Proficient at Excel, Word, Adobe and Microsoft Query.