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Sales Loan Officer

Location:
Arlington, Texas, United States
Salary:
60,000-100,000
Posted:
January 17, 2017

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Darryl L. Erby Cell Phone (817) ***-****

**** ********* **. *********, ** 76014 Email: acyb3h@r.postjobfree.com

~ Professional Sales ~ Experienced MLO ~ Underwriter Loan Officer ~

~ Profile ~

Darryl is an experienced mortgage loan originator with over eight years experience, refinancing, reverse mortgage and underwriting, knowledge with conventional and government loan origination and modification. He understands Conventional and FHA mortgages, policies & procedures. Completed the FHA-DE Direct Endorsement underwriting certification classes. Received a bachelor’s degree in Communications which enhances his analytic, interpersonal, verbal and written communications skills, which is key when communicating with processors, underwriters and team members. Darryl is a team player who can produce in team settings or independently, he embraces change and learning new skills.

~~ Key Skill Sets ~~

• NMLS 1425712

• FNMA / FHLMC / FHA

• Fixed / Adjustable Rate Loans

• Mortgage Underwriting

• Refinance Mortgage Loans

• Texas MLO Licensed

• NMLS / Continuing Ed

• FHA Connection

• Modifications

• AUS / DU / LP Efficient

~~ Professional Experiences & Accomplishments ~~

Ocwen Financial Corporation October 12, 2015 – January 9, 2017

Mortgage Loan Originator

Direct Lending - Tasked with mortgage loan origination through refinancing current and new customers mortgage loans, licensed in more than 20 States, NMLS, up to date in continuing education CE’s.

JP Morgan Chase Bank (SVS Group) January 2015 – April 2015

Underwriter GSE/FHA mortgage loans

Mortgage loan modification underwriting, review and analyze borrowers ability to pay as it relates to investor guidelines, communicate with processors to obtain necessary documents for loan modification or loss mitigation alternatives as described in the investor guidelines.

Bank of America Home Loans

Underwriter / Mortgage Loan Officer March 2009 – November 2014

Proficiently analyze borrower’s financial documents and recommend refinancing or loss mitigation alternatives as it relate to investor guidelines. Team up with loan officer and processor to maintain compliance with investors policy and procedures for best results for home owners.

Countrywide Mortgages

Mortgage Loan Officer January 2009 – March 2009

Conventional and Government loan origination, obtain initial disclosures and required documents for mortgage loan refinancing, order appraisals, flood certs and set up closing with borrowers and approved notaries in Texas and other states.

~~ Additional Sales & Professional Experiences ~~

• American Health Underwriters

Insurance sales / Health & Medical 2008 2009

• Dentures & Dental Services

Dental Clinic Manager / Team Leader 2007 – 2008

• Western & Southern Financial Group

Insurance sales / Life & Health 2005 - 2007

• CBS Television & Radio Broadcasting

Advertising sales 1999 – 2005

• Don Davis Auto Group

Auto sales 1992 - 1999

• Summit Communications

Advertising sales 1985 – 1992

• Frito Lay Inc.

Route Sales / Merchandising 1980 - 1985

~~ Education and Training ~~

• Mortgage University - FHA DE (Direct Endorsement) Underwriting training

• NMLS- National Mortgage licensing system (MLO)

• Langston University – Bachelor of Arts Degree Communications – Public Relations

• Columbia School of Broadcasting – Advertising Sales & Marketing

• Group one Insurance Licenses

• General life & Health / Annuities

• OSHA – CPR

~~ 2017 CFPB Required Certifications completed ~~

• Fair Lending Practices

• Fair Credit Reporting

• Money Laundering Identification

• Identity Theft Protection

• Business Continuity

• Enterprise Awareness

• Public Relations

• Enterprise consumer complaints

• NMLS Certified

• Mortgage Fraud Prevention

• Second Lien Modification

• Timekeeping Compliance

• Code of Ethics

• Information & Protection of Privacy

• New Market Development

• Roadshow Coordination & Participation

• Sales / Marketing



Contact this candidate