Ke’Ama Scott-Jones

San Jose, CA

408-***-****

acwj1v@r.postjobfree.com

OBJECTIVE: Build business and use relevant experience to manage resource operations in mortgage underwriting services.

SKILLS:

Communication

File Management

Research

File Auditing

Credit Analysis

EDUCATION:

MBA, BS Business Administration

PROFESSIONAL EXPERIENCE

ANALYSIS

Calculate changes debt to income ratio.

Verify employment and credit information, DU or LP

Update Data Trac with fees and information on HUD1, appraisals, and GFE

Communicate with brokers and underwriters to maintain and update pipeline of up to 7 underwriters.

Review credit and support documentation to calculate DTI, verify employment

PROCESSING

Proficient in AMS, AS400, Contact Manager (CM), DU/LP, Data Trac, Drake, and Share Point.

Maintained compliance with state and federal regulations.

Solid understanding of loan documentation and funding requirements.

Experience using third-party sources to locate credit and financial information.

Oversee pipeline and manage deliverables based on established guidelines.

AUDITING

Perform quality file audits for AIG National Union and Wells Fargo Secondary Markets Division.

Perform and manage file set-up and audits for American Capital and AIG Personal Lines Claims.

Analyze credit, collateral, and supporting documents for QT Funding and American Capital.

Review appraisals, Flood, and Mortgage Insurance.

EMPLOYMENT:

1/16 – Present Self-Employed AEGL Management Services- San Jose, CA

1/14-1/16 Property Management Assistant Career Strategies- Emeryville CA

1/13-7/13 Underwriter American Capital- Walnut Creek, CA

9/12-12/12 Jr. Underwriter Franklin American- Concord, CA

1/12-9/12 Senior Processor Link Technologies-Citibank, NA- LV, NV

10/11-1/12 Documentation Specialist AppleOne-Wells Fargo- LV, NV

3/07-8/08 Underwriter Technician QT Funding- LV, NV

(Concurrent with above)

4/05-6/11 Tax Preparer/Self Employed Bonewear Distributing Company- LV, NV

4/95 – 10/00 Document Control Technician GE Capital Mortgage- S.B., CA

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