Sign in

Life Insurance Information Security

Orlando, Florida, United States
November 02, 2018

Contact this candidate



Orlando, FL 32826

Cell: 518-***-****


Innovative Information Technology Executive with more than 20 years’ experience developing and executing IT strategies in alignment with corporate objectives in North America, Europe, Asia Pacific, Middle East and North Africa. Demonstrated success in organizational environments during all cycles of business, including high growth, downturns and acquisition integration. An established record as a leader and business partner who collaborates with other executives to use technology to transform and simplify business processes while delivering bottom line measurable benefit. Change agent with diverse expertise and a legacy of delivering high-impact projects enabling new products and services, continued revenue growth, and increased customer service. An energetic leader with a passion for people development, a track record of recruiting and retaining top talent and a demonstrated ability to effectively lead while delivering results and savings. An enterprise architect with strong domain expertise in Healthcare, Banking, Retail, Insurance, Software, Manufacturing and Pharmacy.


Strategy, Roadmaps and Digital Transformations

Large P&L, Financial Management

Agile – SCRUM, XP, Waterfall, Six Sigma (incl. Lean)

Merger, Acquisition, Startup, Turn Arounds

Enterprise Architecture, UI/UX, Microservices, API

Digital, Mobile, Web, IoT, SEO, Analytics

AI, Machine Learning, Predictive Analytics, Big Data

Infrastructure, Data Center, DR/BCP/BIA

Network, NOC, Information/Cyber Security, SOC

Vendor Contracts, RFP/SOW, SLA, Shared Services

PMO, Audit, Compliance, Risk Management

SaaS, IaaS, PaaS, Hosting, Managed Services


AMERICAN AUTOMOBILE ASSOCIATION (AAA) National Office, Heathrow, FL 2017 - 2018

AAA National Office helps collaboration between the over 30 American AAA Clubs in USA and Canadian CAA Clubs in Canada in a Federated model to provide governance, solutions and implement common strategies.

Oversaw applications, infrastructure, products, PMO and quality assurance for technology and digital services (TDS) department across the American (AAA) and Canadian (CAA) Federation at the AAA National Office in Florida. Managed key products like Emergency Roadside Services (ERS), Trip Planning (TTP), and AAA mobile.

Managing Director, Association Services – Technology Digital Services (TDS)

Federation wide Technology lead, as part of the $100 million ULRA program, implementing Sales Force platform along with Microsoft Azure platform for predictive algorithms, machine learning and analytics for proactively managing trucks. Created business architecture and UI/UX designs for enhanced member experience. Successfully oversaw the implementation of the flagship program called Undisputed Leadership in Roadside Assistance (ULRA). This program implemented the D3 application - a common platform based Dispatch System for AAA and CAA Truck Fleets for roadside assistance - across all clubs in a record time of 7 months resulting in significant operational efficiencies for business and IT Teams.

Architected re-platforming for US and Canadian Roadside Assistance platform to integrate disparate Dispatch and outdated legacy systems into a common cloud hosted solution for 30 Clubs. Substantial Business operations and IT maintenance efficiencies, enhanced member experience and cost avoidance of $12 million year-on-year for the legacy system across the Federation.

Created and managed a $25 million budget to support revenues of $15 billion across business lines.

Managed various committees like the Technology and Digital Channels Services, Automotive, Travel and Publishing to support strategies and implement strategic/tactical changes for various business lines.

Enhanced AAA mobile applications resulting in downloads increase by 5% and usage trend up by 15%.

Created and implemented a Quality Assurance Roadmap to move from manual testing to fully automate User experience based testing with the correct tools. Improved QA to 100% coverage of testing from 80% coverage with over 500 new use cases based on member (customer) experience for testing. Instituted a new testing framework for incorporating other products testing.

Setup a new Project Management Office (PMO) for managing $60 million portfolio of projects.

Re-architected to move products into AWS Cloud and Google Cloud with managed services contracts resulting in $3 million of cost avoidance annually for the clubs across the federation.

Reason for Leaving: Position eliminated due to organization restructuring

UNIVERSITY OF VERMONT HEALTH NETWORK, Plattsburgh, NY 2016 – 2017 Champlain Valley Physicians Hospital & Affiliates Chief Information Officer and Chief Information Security Officer University of Vermont Health Network in Vermont and New York consisting of hospitals, clinics and pharmacies.

Created a two year IT roadmap aligned with operational needs with stakeholders’ participation.

Oversaw the planning for converting core HIS system from GE Centricity for Group Practice and Cerner Millennium for Hospitals and Clinics to EPIC. EPIC was configured the same as the University of Vermont Health Network instance to ensure seamless sharing of data.

Established and chaired the Clinical Informatics Committee for enhancing clinical quality and clinical data informatics / analysis resulting in quality improvement of 3% to 99% overall score.

Reorganized the IT Team and setup a monthly IT Steering Committee. Improved IT Team productivity and customer satisfaction scores by 5%. These efforts also better aligned business with operational needs.

Created and managed operational budgets of $20 million supporting top line revenues of $600 million.

As CISO and co-chair of Enterprise Risk Management and Audit Committee’s established a monthly forum for oversight and satisfactory closure of all observations and compliance issues.

Established a dedicated Information Security team to facilitate risk assessments and mitigation practices. Setup real-time monitoring for various threats with NIST and UVHN Information Security department

Started a “walk and talk” program wherein all IT staff would spend 1 hour every day walking through different areas of the Hospital to seek feedback on IT services, document issues or suggestions and ensure their successful closure.

Completed a full Infrastructure lifecycle planning exercise for all New York entities. Upgraded in-house data center Infrastructure for common services hosting for all New York entities to reduce costs. Cost avoidance of $100,000 per year by consolidating and shutting down smaller data centers for clinics.

Consolidated vendor contracts, and partnered with procurement department for ensuring bulk discounts

Established a Program Management Office (PMO) to facilitate IT prioritization and change management.

Created blueprint for full architecture review of all Business lines with yearly review process.

ASTER DM HEALTHCARE, Dubai, United Arab Emirates 2013 - 2016

Group Chief Information Officer

The largest multi-billion dollar healthcare provider in Middle East with 16 hospitals, 100 clinics, 280 pharmacies, 1 medical college, healthcare insurance third party provider and healthcare consulting. Managed IT operations in 10 countries: UAE, Oman, Qatar, Bahrain, Saudi Arabia, Kuwait, Jordan, India, Philippines and Kenya.

Reorganized and managed the IT team in all countries – as one Team IT – in all countries with CIO/IT leads reporting to me functionally.

Country Heads and business line CEO/COO’s reported to us as the four global executives for the Group. Oversaw IT and general management initiatives for the group. Board representation on various matters pertaining to the group, and championing or sounding board for escalations and mitigations.

Created a five-year IT roadmap and budgets across all 10 countries leading to overall IT budget reduction by 10%.

Architected, implemented, and revamped core IT systems for hospitals / clinics, finance, HR, marketing, TPA insurers, pharmacy and medical college resulting in establishing uniform medical care and clinical standards across the countries with real-time clinical knowledge sharing.

Wrote white paper and established monthly forum for Clinical Committee consisting of cross-functional team of doctors, nurses, management and IT resources to reduce IT rework of new functionalities by 15%, while ensuring new functionality was delivered correctly the first time around with stakeholder alignment. Customer satisfaction scores for IT services went up by 10%.

Organized, established and chaired the Clinical Committee. Enhanced clinical quality by 20%.

Successfully implemented one template per specialization across all countries resulting in enablement of medical tourism with top line revenues in excess of $40 million in the first year.

Implemented disruptive technologies on mobile, web and digital device based platforms for customers, clinicians and staff leading to operational efficiencies and enhanced self-servicing capabilities.

Oversaw intelligent EMR implementation leading to clinical quality improvement and enhanced medical coding accuracy by 9% up to 99% score.

Operationalized Revenue Cycle Management leading to increase in accounts receivables by 5% within the first month.

Created and managed a Management Development Program with 16 undergraduate BBA students from India for induction into various departments at Aster DM Healthcare, Dubai after graduating from our program. Incubated the program to create a new pipeline for hiring junior executives at substantial cost and time savings for HR. Created retention and bonus plans for new inductees, along with HR.

Established the digital program with launch of Aster Mobile application, social media on LinkedIn, Facebook and twitter and web based applications for Doctors/Nurses and Customers. In addition, launched a Patient Portal for patients to see lab results, schedule appointments, schedule testing etc.

Implemented MS Dynamics AX 2012 for Pharmacy business in 5 countries for consolidating the systems architecture on to one ERP for all business functions, including an extensive CRM data sharing with non-Pharmacy business lines.

Implemented Jupiter systems software as a customized solution for 3rd party TPA business line. This was setup as a new business revenue generator for in-house Aster and non-Aster claims processing and monitoring with top line revenues of $10 million.

Technology Executive and CIO for the Healthcare Consulting business that was newly incubated. Managed pre-sales consulting for managed services contracts in Healthcare IT as expert.

Setup digital signage, voice activated HIS registration and Emirates ID card and biometric based registration / search of patient records for Clinics business line.

Architected cloud based solution to host PACS instance for 3 countries centrally for enabling tele-radiology with local in-country instances for DR/BCP redundancy and image loading performance.

Along with Samsung, setup charitable tele-medicine centers technology in remote areas of south India. Three (3) centers were setup with full remote access and monitoring of all equipment.

Setup PMO to manage the portfolio of projects, across all Countries, and setup one Team IT concept across all Countries for sharing Board level updates on a monthly basis. Ensured sharing of talent and hardware/software skills.

Consolidated vendor contracts at the corporate level as enterprise agreements for maximum discounts and ease of management, in collaboration with legal and procurement departments’.

Facilitated the setup of an outsourced managed services based centralized NOC and SOC.

Implemented Data Loss Prevention (DLP), epolicy Orchestrator and Enterprise-wide Security Manager.

Facilitated Country level infrastructure audit reviews to ensure correct access controls, performance, scalability, data privacy, backup and archiving. Recommended upgrades with budget requirements.

Setup IT requirements for Greenfield and Brownfield hospitals, clinics, pharmacies and medical college.

Established monthly IT steering committee for all Countries with myself and the respective Country CEO, COO and CIO/IT lead to ensure alignment within Country and at corporate level for IT projects.

Setup IT requirements for Greenfield quaternary care “flagship” Aster hospital with 1500 beds in India.

Consulted Dubai Health Authority (DHA) and Healthcare Authority of Abu Dhabi (HAAD) on many IT related regulations about healthcare informatics, data analytics and ICD-10 – based on US standards.

Established and co-chaired the clinical quality forum for ensuring seamless switch over to ICD-10 US coding standards, and making the necessary HIS systems changes.

Worked with 3rd party vendor specializing in Operation Theatre setup for IT requirements. Implemented the real-time audio-video streaming and communications system for medical college amphitheater for students. Implemented 3D-modelling software’s as a plug-in for student’s curriculum.

FORTIS HEALTHCARE, Singapore / India 2011 - 2012

Global Chief Information Officer and Director

Managed IT for the second largest multi-billion dollars healthcare provider in Asia Pacific region with 40 hospitals, 680 primary health clinics and 180 dental clinics. Managed IT operations in 10 countries: India, Singapore, Hong Kong, Australia, New Zealand, Mauritius, Kenya, Sri Lanka, Vietnam and UAE.

Reorganized, hired key talent and ensured mapping of Country CIO/IT leads to report to me functionally for streamlining IT operations across Fortis. Established retention strategies for key IT talent, globally, collaborating with my global CHRO (HR) peer.

Implemented Intersystems - Trakcare HIS across multiple countries in Asia Pacific and Middle East to ensure consistency of electronic medical records. This resulted in enhancing medical coding accuracy from 92% to 99%. Also, led to an overall reduction of 45 days in claims processing cycle of overall 120 days by insurers due to lesser medical coding errors.

Architected and built an intelligent Electronic Medical Record (EMR) solution to incorporate over 500 use cases and ensure faster systems based prognosis and eliminated medical prognosis or coding errors by 2% averaged across 20,000 patients per day.

Recommended and oversaw Architecture and Infrastructure review of all businesses to create tactical and 5 years strategic IT roadmap plans with respective business and Country level stakeholders’. Oversaw this strategic initiative partnering with Infosys (vendor) who completed the task.

Setup IT requirements for Greenfield quaternary care “flagship” Fortis hospital with 1500 beds in India, and Colon Rectal specialized hospital in Singapore.

Consolidated vendor contracts at the corporate level as enterprise agreements for maximum discounts and ease of management, in collaboration with legal and procurement departments’.

Facilitated the setup of an outsourced managed services based centralized NOC and SOC.

Implemented Data Loss Prevention (DLP) and enterprise-wide Enterprise Security Manager.

Facilitated Country level infrastructure audit reviews to ensure correct access controls, performance, scalability, data privacy, backup and archiving. Recommended upgrades with budget requirements.

Setup IT requirements for several Greenfield and Brownfield hospitals, clinics, pharmacies and dental.

Established monthly IT steering committee for India and Singapore as regional hubs with respective stakeholders’ to ensure alignment within each individual Country and at corporate level for IT projects.

Automated the collection of 72 clinical KPI’s, called the Fortis Operating System, systemically in HIS.

Consolidated the IT operations and application hosting for 680 primary care clinics in Hong Kong into one data center with a virtual private cloud architecture. Virtualized servers and storage for yearly cost avoidance of over $10 million.

Successfully certified the primary and disaster recovery data centers for ISO 27001 certification.

AVIVA LIFE INSURANCE COMPANY, Gurgaon, Haryana, India 2009 – 2011 Chief Information Officer and Senior Vice President

Technology Liaison for Singapore Regional Office of Aviva Life Insurance.

One of 8 Architects for Aviva Life Insurance worldwide. Incubated data analytics solutions regionally.

Created a web portal to interface with bank systems for life insurance to support a new business line called the Banc Assurance Model. This led to new top line revenues of $50 million in the first year.

Designed and implemented a web portal for insurance agents to upload prospective customer’s life insurance related documents reducing the policy issuance time by 2 weeks. This resulted in higher productivity of agents by 13% and higher incentives by 25% leading to higher agent retention by 40%.

Consolidated and setup data center in-house with 3rd party vendor managed services hosting.

Architected and built 100% remotely managed Disaster Recovery (DR) site with BCP and BIA.

Implemented core ERP systems for operational efficiency and higher digitization like PeopleSoft (HR) and Oracle e-Business (Finance and Procurement).

Implemented Life Asia 400 as the core Insurance platform. Converted new and legacy data for over 60 million policies into the new system.

Created data marts for Actuarial, Finance and HR analytics and executive dash boarding.

Setup IT requirements and connectivity to corporate office for 140 new retail outlet stores across India as part of business footprint expansion.

TATA-AIG LIFE INSURANCE COMPANY, Mumbai, Maharashtra, India 2007 - 2009

Chief Information Officer and Senior Vice President

Technology Liaison for Hong Kong Regional office of AIG Life Insurance

Designed and built a primary data center and a fully remotely managed disaster recovery data center for AIG group companies to locally host applications that were hosted in Hong Kong in India. Resulted in cost avoidance of $54 million over 5 years along with full disaster recovery capability.

As the senior most India CIO, oversaw hosting and application support for all AIG group companies – Insurance (Life, General and PNC), Asset Management and Consumer Finance.

Implemented ERP’s PeopleSoft (HR) and SAP R/4 (Finance and Procurement) for operational efficiencies.

Implemented SMS and email gateways for Insurance Agents incentives and payout data in real-time.

Setup IT requirements and connectivity to corporate office for 450 new retail outlet stores across India.

Implemented lean six sigma project, in collaboration with Actuarial and Finance departments, to reduce new product launch from 120 days to 60 days by streamlining processes.

BANK OF AMERICA, Newark, Delaware 2000 - 2007

Vice President of Consumer Banking Technology

Managed Technology for Credit Card portfolio for Customer Relationship Management (CRM), Customer Assistance (Collections) and Fraud (detection, prevention, strategy and analytics, operations, integration)

Managed Consumer Finance Technology for POS (unsecured) and Mortgage product (secured) loans

COMSYS, INC., Texas, USA 1995 - 2000

Program Manager and Architect


M. S. Degree in Electrical Engineering, Southern Illinois University, Carbondale, Illinois, USA

B. Tech. Degree in Electrical Engineering, National Institute of Technology Hamirpur, India


Culture Change Champion, University of Vermont Health Network - CVPH

Green Belt in Design for Six Sigma (DFSS), Bank of America



Azure, AWS, Google, Sales Force, Private and Public Cloud Hosting


iOS, Android


Oracle e-business R12, SAP R/4, MS Dynamics AX 2016


PeopleSoft, Oracle HRMS, Cloud HCM, Taleo, JD Edwards, MS, Workday


Jira, Rational Rose, RFT


PACS, ICCA, LIS, EMR, Emergency, OR/OT, Dental/Group Medical Practice


EPIC, McKesson, Cerner Millennium, Medisoft, GE Centricity, Intersystems


R, Python, Java, C, C++, C#, Service bus, API, Web API (REST, ROA)


Java/J2EE, .NET


Oracle, SQL Server, Sybase, Informix

Data Analytics:

Data Warehousing, Marts/Mining/Lakes, Predictive Analytics, Dashboards

Machine Learning:



MS Azure, Sales Force Einstein

Agile – Scrum/XP, Waterfall, ITIL v3, Six Sigma (DFSS, Lean), PMI (classes)




Contact this candidate