Sign in

Financial Analyst Analysis

Dover, New Hampshire, United States
August 16, 2018

Contact this candidate


Nitu Smita Das, MBA

* ******** *****, ******, ** 03824

Status: US Permanent Resident


Phone: 215-***-****


Over 9 years of experience in various roles such as a financial consultant, business lead, and financial strategist and with background leveraging MBA( Finance) and master in Commerce & Technology credentials and hands-on experience in quantitative / statistical analysis, budgeting, accounting, and forecasting, modeling, currencies fluctuation risk, and complex securities.


• MBA (Emphasis on Finance/ International Finance), & Data Analytics (Minor) May 2017 Peter T. Paul College of Business and Economics, University of New Hampshire, Durham, NH, USA


• Independent project with UNH Department head of Finance, prof. Steven Ciccone, Emerging and acquisition Financial analysis on Public traded company and future strategic movement( due diligence, synergy analysis, Financial statement analysis, Warren Buffet’s divined model, Compliance Sarbanes- Oxley. (2016-2017)

• Worked on e trade simulation software to track investment returns

•Qualitative and quantitative analysis of cost minimization target of company by strategic determination of outsourcing( Market equilibrium analysis, cost- benefit analysis, and opportunity cost analysis)

Advanced MS Excel (Vlookup, pivot table, Matching & indexing, using formula for data analysis, modeling- goal seek, what if analysis, sensitivity analysis by using solver, Optimization), VB Script, Macro, decision tree, Mante carlo simulation, optimization using palisade software)

•LLM, Master of Law, (Commerce & Technology, Business Laws, Intellectual property), May 2015 University of New Hampshire Law School, Concord, NH, USA


•Quantitative evaluation of intellectual property for license /sell /emerging & acquisition( Patents & Trademarks)

• Advanced excel ( using different statistical methods)



LIBERTY MUTUAL as a Financial Operation representative/ Analyst March 2018- present)

Interacting with internal departments, brokers, and/or third-party administrators to resolve account disputes/ business reporting, collect outstanding balances and currency fluctuation analysis

Analyzing account activity and providing exhibits that support account statements and ad-hoc reports; and, financial queries, identifying/analyzing cash flow opportunities

Worked on complex quantitative analysis into relevant and applicable investment research and evaluate risk platforms

Financial analysis by using advanced MS Excel (Vlookup, pivot table, Matching & indexing, modeling- goal seek, what if analysis, sensitivity analysis by using solver, Optimization) which leads to increase cash flow and efficiency; Demographics ( Dashboard) analysis for cash flow opportunities ( data analysis)

Consolidate and analyze monthly results and budgets, providing recommendation for process improvement to increase cash flow and looking after financial transactions/ reporting( internal auditing (SAP)

Partner with market stakeholders to ensure the availability and integrity / validation of all financial information/reporting to customers.

H&R block as an Associate (Sept 2017 March 10, 2018)


Financial reporting, overall finance, financial statement modeling, ROI, tax, risk analysis, compliance (Due diligence), tax analysis of brokerage firms and consulting regarding risk of currency fluctuation,

Analyze sales revenues, costs, expenses, and tax rates for all business units of leading process automation company. Develop detailed spreadsheets to identify trends and develop forecasts. Consolidate and analyze monthly results and budgets. Providing recommendations on short- and long-range ROI.

Provided reports to the commercial team (Excel, VB Script, Macro, decision tree, optimization using palisade software, SAP )

Budgeting, outlooks, and also forecast monthly closing, business analysis and financial statement, modeling, and discount cash flow analysis.

Strong understanding of cross-country takeovers, risks of currency fluctuation, future option market and hedging risks as well as international transaction taxes

Monitoring, and other control activities, which included compliance, risk management program and project, payback rate analysis

Work as strategist ( Life Insurance Corporation of India, 2008-2009

• Worked with business units and other stakeholders to gather business information using techniques like interviews, work sessions, storyboarding, and prototyping about investment opportunities, while considering legal issues

• Critically evaluated budgeting and monthly forecasting, scenario analysis

• Provided strategic advice on project scope, project goals, product functionality, and desired features for solving business

legal problems, setting business strategy, and making commercial deals( pay back analysis)

• Evaluated strategic moves by comprehending customer needs/issues, analyzing business processes, and assisted in evaluating alternatives, and determined appropriate strategic take over options to expand the business

•Working extensively on Seller-Side Emerging and Acquisition deal analysis( due diligence)

Commercial transactions, setting strategy, commercial deal and project evaluation and benchmark analysis

Work as financial Analyst / Consultant (Indiabulls, 2007-2008)

Indiabulls is the foremost-diversified conglomerate with businesses spread over real estate, financial services, and securities.

• Read and analyzed incoming reports and memos to determine their importance and provided executive summaries for monthly reports, using SQL for data manipulation and extraction of information for reports

• Identified and assisted in resolving business issues, finding strategic gaps, and effectively enabling delivery and support of applications

• Prepared and reviewed legal documents, modeling decision trees, and coordinated between finance and legal teams

• Provided status reports regarding client’s cases and consulted on legal matters involving current/future expenditure

• Prepared written valuation reports for clients on specific business information, economic and financial analysis, and summarizing methods, assumptions, and conclusions for client’s future business strategies

• Prepared legal and financial analysis of default cases and prepared documents for debt recovery matters

• Researched and advised companies for strategic mergers and corporate compliance

Work as a Financial Analyst/ Consultant (Tata Consultancy Services, 2006-2007

• Drafted several business analysis including procurement and assisted in negotiating terms and conditions of contracts

• Followed up with the end-use customer or vendor for completed documents of software support and software maintenance contracts and used SQL and SAP for data manipulation and information extraction for reports

• Reviewed third party documents to ensure they are approved versions of agreed between parties

• Worked with the legal team to outline any changes required to standard approved documents, and completed contracts

for accuracy and compliance

• Successfully obtained verbal verification, when necessary, regarding contracts

• Developed and implemented compliance program policies and procedures

• Assisted in the preparation, negotiation, and execution of all subcontract agreements, non-disclosure agreements, and

joint venture agreements

• Identified contract risks and created plans to mitigate or eliminate such risks

• Assisted in identification, development, and implementation of new contract policies

Other work as a Financial and compliance associate (2000-2005):

• Worked on legal and financial contracts for Pfizer India (2004-2005 Dec)

• Worked with various New Delhi based law firms, 2000-2004, (e.g. Bhattacharya and associates, R. N. Mittal and Co.)

• Major works: Handled legal procedural aspects of many cases, replying to legal corporate memos, legal searches, assisted in corporate matters, for example, monopoly, company registration, assisted in depositions of cases, provided required legal clarifications to clients about cases

Language Skills, Professional Language

English, Hindi, and Oriya (Proficient in writing and speaking all three languages)



Requirement gathering & analysis

User acceptance testing

Process flow

Data Flow Diagram-wireframe

Advance Excel, Power Presentation



Harvard’s profit analysis from sale simulation software


H&R block home grown Software

Contact this candidate