Muhammad Arif Bedi
Federal ‘B’ Area,
I Muhammad Arif Bedi is a seasoned banker with diversified experience of around 25 years in the fields of Trade operations, branch banking, Information Technology, operational risk management, ERP Implementations. My areas of expertise included but not limited to;
Centralization of Trade.
Business Process Re-engineering.
ERP System Tailoring, Documents development, Report Development.
I also led MISYS implementation of TI and TI+ (Business) at HBL (Pakistan and International Territories) and was also a key member of the team responsible for implementation of Equation/TI for Trade products. Further I am working as mentor for the staff at Trade hubs in Pakistan and International Territories and has thus contributed towards development of strong Trade operations team. Currently, I am leading Trade Governance and TI/TI Plus implementation Team for National and International territories. I always performed with excellence whatever the responsibilities entrusted to me by senior management. Areas of Expertise:
ERP (TI Plus 2.5 and TI 419)
Project Manager (Business).
Migration testing and validation.
System tailoring as per business need.
Documents development and uploading in TI+ as per business need.
Report deployments and uploading in TI+ as per business requirement.
Customization as per business requirement in TI+.
New product development in TI+ especially for Islamic Banking.
Techno/Functional support to Centralized Trade Operations and 18 HBL International Territories. ERP (Trade Portal)
Project Manager (Business).
System tailoring as per business requirement.
Training to Customer / Internal User.
Functional support to Customer/Internal user.
Functional lead for Trade implementations in Pakistan and International Territories.
Implementation of new banking software (Misys) in Pakistan and International Territories.
Implementation of MISYS Trade Portal in Pakistan and UAE.
Business lead for Implementation of Exposure Management System (EMS).
Business lead for Implementation of TI-Plus in Pakistan and subsequently in International Territories.
Business lead for Implementation of SWIFT and MMM in Trade operations at CTPs.
Business lead for Implementation of Centralized with Holding Tax at FINCON from Trade products. Process Restructuring / Automation:
Carried out Process Restructuring/Automation in Trade Operations at CTP and other International Territories;
o Device mechanism in TI for handling of NPL Finances. o Device mechanism in TI for handling of Expired LCs/LGs to addressed CARs related issues. o Automation of Reminders to Customer regarding Expiry of LCs/LGs. o Automation of Reminders to Customer regarding Overdue Trade Bills. o Generation of Reports through TI for diversified requirement of Internal/External Auditors and SBP Auditors.
o Device mechanism from daily balancing between TI & Equation.
Carried out Process Reengineering of Trade Operations in Singapore.
Carried out Process Reengineering of Trade Operations in UAE.
Review & closure of redundant Trade Accounts which has helped in improving system efficiency & reduction of operational risk as well.
Improvement in Trade Reports, which helps in accurate and prompt Trade position along with profitability from Trade.
Trade Business Analysis
Evaluation of success of specialized Trade strategies adopted by the business
Analysis and review of new business “Product Papers” and Process Manuals
Monthly performance report of Trade Business.
Monitoring of Trade related NOSTRO reconciliation. Risk Management
Monitoring of irregularities in Trade Transaction to avoid financial risk.
Monitoring of un-balance GLs on daily basis and arrange reconciliation.
Monitoring of daily Balancing between TI & Equation.
Monitoring of exceptions in Trade GLs on daily basis for immediate reconciliation.
Planned and facilitated implementation of CTPs Business Continuity for effective crisis management.
Automation of various processes at Trade for monitoring of Export OD Bills, Export Advance Payments, Trade Finances etc. to reduce the operational risk and improve efficiency level Internal Control and Regulatory Reporting
Monitoring of Internal Breaches through various developed MIS.
Monitoring of Regulatory Breaches through various developed MIS.
Regulatory Reporting from TI+ and Equation.
Customized TI+ according to Regulatory requirement. Communication
Formalization of inter-departmental relations through Service Level Agreements (SLA) with Centralized Trade Operations, Branches and other Departments. This has helped eliminate communication gaps.
Co-ordination with ITG as well as Misys for process improvement. This has significantly enhanced capability of Trade Operations for value-added services.
Bachelor in Commerce.
PGD Computer Science
Date of Birth : January 10, 1967
Marital Status : Married
No. of Children : 3
Nationality : Pakistan