Settlement Processor or Title Underwriter

Andrea T. Underwood

**** **** **., #***

Manassas, VA 20110

*************@*****.***

Background Virginia Licensed Title Insurance Agent since November 2003

Maryland and Washington, D.C. Licensed Title Insurance Agent since 2004 (expired 10/1/09)

Appointments include: Stewart, First American, Fidelity, Commonwealth, Lawyers, Chicago

Proficient with the following title software (in order of familiarity): Landtech, TitleExpress, SoftPro, Titlewave

Certified Notary Public

MS Office proficient, Internet proficient, MS Outlook. Some experience with Quickbooks

Typing: 65 wpm

Experience Peterson, Noll & Goodman, PLC, Vienna, Virginia

Settlement Processor, January 2009 – Present

Responsibilities include pre and post-settlement aspects, such as generating and balancing HUD statements for refinance and sale transactions, ordering payoffs, receiving loan instructions and packages, communicating with all relevant parties, including lenders, brokers, real estate agents, buyers, sellers, borrowers, HOA management companies, and assembling files for the closing attorney. After settlement, I am responsible for depositing checks, ensuring documents for accuracy, preparing documents for recording, and disbursing closing funds, to include cutting and mailing checks and confirming incoming and outgoing wire transfers. I serve as back-up to our title agency by issuing, signing, and mailing loan and owner’s policies, and preparing title commitments, endorsements, ICLs and preliminary HUDS as needed.

New World Title & Escrow, LLC, Fairfax, Virginia

Settlement Processor, July 2007 – January 2009

Responsible for effectively coordinating all real estate settlements, including sales, refinances, and construction loans. Specialties include REO, short sales and foreclosures. Specifically, job duties entailed preparing HUD1 statements, corresponding with lenders, brokers and real estate agents, ordering payoffs, title searches, surveys, and homeowners’ association statements assembling loan packages and closing documents, and occasionally acting as closing agent; also. As title underwriter, I performed limited title searches, and typed all commitments and policies and made underwriting decisions regarding title defects and prospective risks.

Premier Title, Inc.,Vienna, VA

Title Underwriter, October 2004 – July 2007

Served as a title insurance underwriter for the title department of a reputable real estate settlement firm. At this company I developed a strong background in underwriting and issuing the following types of commitments and policies: land acquisitions, commercial sales and refinances, interests such as leasehold, right-to-buy and easement(s), construction loans, builder outsales, builder lot takedowns, 1-4 residence sales and refinances. I was also responsible for issuing policy endorsements, ordering title searches from abstractors, performing limited title searches. Regularly tackled complex title problems, including decedents’ estates, trust agreements, easement/access issues, and mechanics liens. Furthermore, I maintained regular correspondence and discussed title dilemmas and solutions with clients. On a bi-monthly basis, I prepared and balanced remittance reports for title insurance premiums. At the end of the month I served as back-up to our Post-Closing Department. There, I assisted with cutting and disbursing checks, wiring funds, assembling documents for recording, and copying and sending overnight loan packages to lenders.

Landamerica Financial Group, Fairfax, VA and Manassas, VA

Title Underwriter/Administrative Assistant, Sept. 2002 – Oct. 2004

Daily responsibilities included underwriting and issuing commitments and policies, conducting limited title searches, typing title reports for clients, some accounts receivable/payable, processing title search orders and ensuring timely delivery to clients, preparing documents for recording and taking them to the Prince William Courthouse recorder, and retrieving tax and judgment information and certified copies from the courthouse. I also worked as a customer service representative by assisting clients with questions pertaining to their title work, invoices and other miscellaneous needs.

Education Fall 2003 – Present, Northern Virginia Community College

Annandale and Manassas campuses

Working towards an Associate’s Degree in Health Sciences.

1995 – 1999 Osbourn Park Senior High School Manassas, VA

Graduated with an Advanced Studies Diploma and a 3.4 GPA.

References available upon request

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