Mortgage Underwriter

Delbert McFolley

248-***-****

or

313-***-****

***************@*****.*** or

***************@*******.***

Chums number available upon request

Experience:

Mortgage Underwriter: Wells Fargo St Louis, MO

11/2010 to present:

• Currently underwriting Conventional loans as well as Harp loans.

Government Underwriter 11/01/09 to 10/2010 PNC Mortgage Pittsburgh, Pa

• . Underwrote FHA, VA IRRL loans as well as Conv loans, LP open access and DU refi plus loans

• Cleared loans for final approval

• Provided excellent customer service for the loan officers

FHA Underwriter 09/1 to 09/30/2009 Wells Fargo West Des Moines, IA

• Hired as a full time FHA 203K underwriter however unable to stay due to death of Father

Contract Underwriter 04/09 to 08/2009 Wells Fargo West Des Moines, IA

• Underwrote Conv Loans

• Was hired as a contract traveling underwriter with Wells Fargo but job was cancelled

•

FHA Underwriter 12/07 to 04/2009 Citimortgage, Ann Arbor, Mi

• Hired by Citimortgage who purchased Internist

• Underwrote FHA loans

• Cleared loans for final approval

• Maintained Daily Quota

• Provided excellent customer service

Contract Underwriter 08/07 to 11/2007 Interfirst wholesale Sunrise, FL

• Underwrote Conv and Alt-A loans

• Cleared loans for final approval

• Maintained daily quota

• Provided excellent customer service

Government Underwriter 02/07 to 06/2007 American Home Loans Melville, NY

• Underwrote FHA and conventional loans

• Cleared conditions for Final Approval

• Maintained relationship with all third party vendors

• Provided excellent customer service

Contract Mortgage underwriter 01/05 to 01/2007 Various Locations

• Traveled the country performing due diligence and QC reviews

• Performed Compliance Underwriting

• Performed Front Line Underwriting Conventional loans

Underwriter 07/2004 to 12/2004 Lydian Data Boca Raton , FL

• Team leader /Sr. Underwriter

• Underwrote Alt A loans for Morgan Stanley

• Monitored team members

• Cleared all appraisal and tax returns of team members

• maintained my own daily production

• Preformed QA reviews of team members

Underwriter 10/2001 to 02/2003 GE Capital Detroit, Mi

• Underwrote Conv and FHA loans as a contract underwriter

• Cleared loans for final approval

• Also underwrote Jumbo as well as Alt A loans

• Maintained daily quota

• Provided excellent customer service

Underwriter 07/1998 to 09/28/01 Flagstar Bank Detroit,Mi

• Received Direct Endoresement with Chums number

• Underwrote FHA and VA loans for wholesale and corrospondent brokers

• Cleared loans for final approval

• Maintained relationship with all third party vendors

• Provided excellent customer service

Processor 08/1995 to 03/1998 Countrywide Home loans Detroit, Mi

• .Cleared conditions

• Prepared loan for closing

• funded loan

• Prepared loan for closing

• Prepared loan for final review for Branch Manager/Underwriter

• Pr

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