Manager Sales

Karen Van

E-mail: *****@*********.***

SUMMARY OF QUALIFICATIONS:

Nearly 20 years D.E. Underwriting experience. A highly resourceful, positive leader and team player with a solid work ethic and ability to effectively solve problems while meeting objectives in ever-changing environments. Exceptional communication and interpersonal skills, can easily develop rapport with peers with an aptitude to work with various levels of the organization and demonstrated ability to be recognized by senior management for superior performance.

PROFESSIONAL EXPERIENCE:

D.E. UNDERWRITER

Bank of America, Irvine , California 11/2010– 09/2011

• Responsible for underwriting all residential loans in accordance with FHA/HUD and internal guidelines ensuring compliance with company and investor standards

• Current in-depth experience and knowledge of FHA/VA lending guidelines and understands how those relate to internal and investor guidelines.

• Obtain underwriting authority, develop and recommend modifications to underwriting and production procedures and responded to and provided documentation or information to resolve, individual and investor audits and may provide training/mentoring to underwriters, loan processors, and sales associates.

• Ability to clearly communicate FHA/VA, corporate, and investor guidelines to customers, loan processors, and sales associates.

• Ability to act as secondary review and escalation point for all conventional and government loans.

• Have thorough knowledge of complex personal and business tax returns, balance sheet and expertise in financial analysis.

OPERATIONS MANAGER/SENIOR D.E. UNDERWRITER

Pacific Horizon Bancorp, Anaheim, California 2007– 2010

OFFICE MANAGER/SENIOR D.E. UNDERWRITER

AC Finance, Anaheim, California 2002 – 2007

SENIOR D.E. UNDERWRITER

Pacific Horizon Bancorp, Orange, California 1988 – 2002

FUNDING MANAGER

Santa Fe Bancorp, Orange, California 1988 – 1989

FUNDING MANAGER

Wholesale Mortgage, Orange, California 1986 – 1988

CONVENTIONAL, FHA, VA DOCUMENTATION DRAWER

Pacific National Bank, Tustin, California 1985 – 1986

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