Manager High School

***** ***** ******* **** ******* Bluffs, Ia ***** 712-***-****

******.*******@*****.***

TERESA KERKMAN

Objective

I am looking for a new adventure in the second half of my life.

Experience August 2009 to Present Sigma Kappa Ann Arbor, MI

House Director

• Hire and oversee all staff including Kitchen, Housekeeping, and Maintenance

• Oversee all repairs and improvements

• Have stepped in when kitchen needed help

• Set up study room

• Worked with Decorator

• Attended House Director meetings

• Attended Panhel Alumn meetings

• Available to members in the house 24/7

• Managed minor repairs myself

• Reorganized the Recruitment room

• Prepared centerpieces for various events

• Hosted alumni during Homecoming week

• Was primary caregiver for members with H1N1

• Set house up with proper cleaning and sanitizing products for a commercial property

December 2008 to August 2009 Accountemps Omaha, Ne

Mortgage Document Processor with a local Omaha Bank

o Cleared all title issues with all 1st mortgage loans

o Worked with the Loan Officers to get loans to closing

o Cleared underwriting conditions on files

o Set closing times and dates with title companies

o Worked hours as needed to complete files

o FHA loans were also cleared on website

January 2008-December 2008 Bank of the West Omaha, Ne

Document Processing

• Prepared all loan documents (excluding 1st mortgage)

• Serviced 12 states west of the Mississippi

• Reviewed outgoing documents for errors

• Worked with various areas to correct discrepancies

• Must work under time restraints to gets documents to the proper branches via e-mailing

• Work in a team environment

September 2007-January 2008 Aeortek Omaha, Ne

Temporary

I worked as a temporary employee. I had assignments at various banks in the area for their temporary needs.

May 2007-Aug 2007 Terry Thomas Auto Glenwood, Ia South Ridge, SC

Finance Director

Processed all loan documents.

Processed all closing documents for every deal that went through the dealership.

Sold all products that are carried by the dealership.

Handled all compliance issues

Found ways to get loans bought that would get the dealership the greatest profit from interest rate spreads

1998-2007 Omaha Federal Credit Union Omaha, Ne

Senior Loan Officer

Interviewed applicants for creditability

Approved or denied all types of credit requests

Processed all paperwork and tracked to completion

Supervised tellers 1 (one) Saturday a month or as needed

Attended conferences and classes to expand knowledge base

Balanced General Ledger accounts

Did teller transactions

Opened new accounts and reviewed needs to cross-sell products

Had vault access

Bonded to 500,000

1997-1998 HyVee Foods Council Bluffs, Ia

Floral Manager

Purchased all inventory

Forecasted sales in the future

Controlled profit margin with monthly inventory and waste controls

Designed areas of store for best customer visuals

Managed 5 employees on a fulltime basis and various others during holidays

Worked with other Department heads to achieve profit goals

1994-1997 Omaha Federal Credit Union Omaha, Ne

Loan Interviewer

Interviewed loan applicants for Loan Officers

Processed paperwork

Filed and tracked loans

General Ledger balancing

Education 1971–1975 Thomas Jefferson High School Council Bluffs, Ia

Lettered in Track, Drama, and Cheerleading

1973-1973 Iowa Western Community College Council Bluffs, Ia

Loans

Goals Vehicles

New

Used

Leases

Mortgages

• 15 year (serviced in house)

• Seconds (80, 90 and 100 %)

• Seconds as First Mortgages

• Home Equity loans

• Purchases with a 30 year broker

I was the underwriter for any loans that were serviced by Omaha Federal and adhered to the guidelines set by the Board of Directors.

I have been trained on the forms needed for submitting to an underwriter.

To be able to advance in salary and position

To feel that I have achieved a better career

I am looking for a company that encourages an individual to succeed in all aspects of life and career

Contact Numbers 712-***-**** Cell

******.*******@*****.*** References are available upon request

Contact this candidate