Sr. Loan Processor

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Milagros “Ihla” Galetto

***** ******** ******

Westminster, CA 92683

PROFILE Professionally qualified Sr. Loan Processor with ten years of experience in the mortgage industry.

WORK HISTORY

Jan. 2007- Present Sr. Loan Processor

Genpact

Irvine, CA

• Processed Purchase, Refinance and 2nds

• Daily Contact with loan Officers to follow up conditions from borrowers

• Daily contact with Title and Escrow Companies to follow up on appraisals, title reports and HUDs

• Use of Datatrac and Calyx Point softwares

Prepare, review and send loan Documents

work on Prior to Funding conditions

July 2006 – Dec. 2006 Account Manager (Loan Processor)

MFS Financial (Broker)

Fullerton, CA

Responsible in obtaining and reviewing all documentations required to process loans and verify all documents are in order prior to submitting the loan to underwriting for review, funding, and closure of the loan.

• Use of Calyx Point software

• Daily contact with Lender and Escrow Companies

July 2005 - June 2006 Account Manager (Sr. Loan Processor)

HLC dba Lending Tree

Irvine, CA

Responsibilities:

• Obtaining Underwriting approval

• Follow up with clients to ensure all third party documents are submitted on a timely manner (Appraisals, Prelims, Flood Cert, Insurance and Payoffs).

• Daily contact with borrowers to ensure they are updated with the status of their loan.

• Preparing and sending Loan Documents out for signature.

• Receiving all signed Documents and PTF conditions in preparation for funding.

Sept. 1998 - June 2005 Loan Processor

E*TRADE Financial (fka Loansdirect and Tricor)

• Started in the Escrow Dept. ordering insurance and payoff demands; clearing title issues; preparing the initial and final HUD.

• Transferred to the Processing Dept. in the 1st half of 2000 as a Jr. Processor assisting the Sr. Processors and drawing all loan documents.

• Second half of 2000, started processing FHA loans.

• Mid 2001, was transferred to the Equity Dept. and processed fixed and adjustable 2nd mortgage loans.

• By 2003, was processing not only Equity loans but also 1st mortgage refinances.

• By 2004 started processing purchase loan transactions.

EDUCATION

May 1981 Lyceum University

Philippines

• Bachelor of Science in Foreign Service.

AWARDS

• Outstanding Performance as the top HELOC Processor in 2004.

• Outstanding Performance as the Company's # 2 Processor for most units funded.

• Recognition as one of the top Processors

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