ALICE LE
**** *** *** Westminster, CA ***** Cell: 714-***-**** Email: *********@*******.***
OBJECTIVE: I am seeking an escrow assistant, loan processor or doc drawer position that offers the opportunity to gain my knowledge. I’m also interesting any position in mortgage industry.
PROFESSIONAL EXPERIENCE:
SunTrust Mortgage (accounting principal), Laguna Hills, CA 1/5/2009 – 11/30/09
Doc Drawer
• Interface and review all data in doc system for accuracy; prepare and print all required loan documents
• Complete all applicable checklists including Section 32, FNMA requirement and State Predatory Lending Laws and review HUD’s and escrow instructions
• Review any conditions on approval ensure compliance and obtain Flood Cert. on all files
• Provide excellent customer service to customers and staffs
• Expected production level is 15-20 sets of loan documents drawn per day
• Contact to loan coordinator, escrow officer, broker and account executive regarding loan issue.
Northrop Grumman, Laguna Niguel, CA 1/14/2008 – 10/22/2008
File Clerk I (Contractor of INS)
• File documents alphabetically, sort documents for efficient filing, and store and retrieve files from designated locations
• Prescreen applications for completeness, and signature
• Assemble, sort, batch applications, supporting documentation and assist with compiling reports
• Maintain control logs and statistic on various types of incoming and outgoing mail
• Fold mail, insert mail in envelopes, apply postage or operate metering machines, and prepare packages for mailing
• Request files from various INS locations and Re-mail when mail change a new address
• Achieved a basic knowledge of DHS/CIS computer operating systems such as CLAIMS, to include retrieval of individual application information, data entry and generation of file labels
• Performed various clerical and repetitive manual functions in File Operations and other miscellaneous clerical functions in accordance with DHS/CIS policies and procedures
• Scanned, interfiled and connected correspondence or Request for Evidence (RFE) with corresponding files and update systems in timely manner.
Plaza Home Mortgage, Newport Beach, CA 03/2007 – 06/2007
Shipping/ Doc Drawer
Responsible for all collateral & final docs; prepared packaging and shipping for closed loan
Contacted title companies and county records office to retrieve final documents
Supported branches with a courteous and position attitude
Completed doc draw for all programs, and doc services with high accuracy;
Verified approval information for all program and investor;
Researched problems using available resources such as manuals, doc services, etc.;
Completed other tasks as requested by department Manager;
Called loan processor to confirm the broker fee and loan program before draw.
Mortgageclose.com Inc, Orange, CA 03/2005 - 05/2006
Loan Processor
• Processes loan files, verifying accuracy of documents received. Reviews loan files to ensure all documents are received and correct.
• Follow up on pre and post closing documents to ensure all items are resolved or determine action to achieve a resolution.
• Orders required documents such as credit reports, appraisals or open escrow and title or other documentation to complete loan files. Determines which documentation is needed to complete the loan files.
• Work with the loan originator, title and escrow companies, and various others to get all the necessary paperwork to fulfill those conditions; and things can get very complicated.
• Calls borrowers, Lenders, Real Estate Brokers and Title Company have to keep abreast of next steps or to set a time and date for closing.
• Handles customer inquiries, providing information regarding missing loan documents and loan status.
• Assuming the loan is approved: receive a list of prior-to-documents conditions (PTDs) that must be met before loan documents are released by the bank.
• Gather, organize and track loan documents. Verify Borrower's income documentation, calculate front and back ratio and put all required documents and information to submission file with minimum supervision
• Keeps abreast of all policies and procedures, particularly those regarding loans
Escrow assistant
Maintains escrow account by maintaining records.
Prepares transaction documents by ordering title reports; completing forms and statements; gathering existing documents.
Supports closing transaction by setting appointments; assembling documents; checking documents for completeness and accuracy; answering questions.
Completes closing by recording and filing documents; distributing final closing statements and title.
Complies with regulatory requirements by adhering to requirements.
Opens orders, inputs closing statements from a worksheet prepared by Escrow Officer
Prepares documents for closing and handles the complete disbursement and follow up of all escrow transactions
Communicates requirements and other information to clients including Title exceptions
Interprets earnest money agreements as they relate to closing and prepare all documents required
EDUCATION
California State of University of Fullerton, Fullerton, CA 09/1999-05/2004
Child Adolescent development - major
COMPUTER SKILLS: Microsoft Word, Excel, Access, Outlook and PowerPoint, LSSI, MLCS, Digital Doc & Doc Magic, Data Trac, Intrac and Calyx Point systems. Fluent in English and Vietnamese