Sales Representative

Albert D. Greene, Jr.

*** ******** ****

Teaneck, New Jersey, 07666

201-***-**** (cell)

Objective: To secure a challenging position within the real

estate, finance or housing industry,

where I can use my skills and abilities to the

fullest as well as learn more and increase

my knowledge of the field.

Education: North Carolina A & T State University - Greensboro, NC

6/89 - 1992 Received credits towards

Bachelor's Degree in Electrical Engineering.

1992 American Institute of Banking - NJ

Accounting I

Principles of Banking/Analyzing Financial Statements

Employment:

Verizon

10/08 - 08/10

Consumer Sales and Service

Duties included reviewing residential customer accounts

and right-sizing products and services based on need and value.

Effectively placing FiOs products at the forefront of consumer thinking.

10/02 - 3/07 Mortgage IT, Inc.

Loan Closer/Underwriter - Duties

included but were not limited

to clearing title,

scheduling closings, doc prep,

escrow account set up, ensuring

the documents are in

recordable format, following

lender's instructions and

reviewing HUD-1's for accuracy

as well as disbursing funds

and issuing policies at time of closing.

10/01 - 4/02 Classic Mortgage LLC.

Loan Processor - Responsible for the approval and

processing of consumer first mortgages and

refinances. Dealt directly with investors,

lenders and underwriters in efforts to

obtain timely and efficient closing of these

loans.

2/01 - 10/01 Settlement Housing Fund - New York, NY

Low Income Housing Interviewer - Screened applications and applicants

to

determine if they were eligible for the low income housing tax credit

program

based upon their family composition, credit worthiness and their

financial status. Worked directly with H.F.A. during the

screening process. Assisted applicants with, and informed them

of the necessary documentation to qualify for apartments.

10/95 - 9/00 Champion Mortgage Co., Inc. - Parsippany, NJ

Certified Facilitator - Responsible for training new hires to the

closing process and demonstrating the processing system to them.

Availing myself to answer any questions or help solve any

problems or work related issues the new closing representative

would encounter during initial period on the job. Prior to this

final

position within the company I was a Closing Representative myself.

Duties of the closing representative include but were not

limited to acting as the main point of contact with the customer

throughout the closing stage, and gathering stipulations

required by the underwriting department.

9/92 - 10/95 Bergen Commercial Bank - Paramus, NJ

Loan Administration - Duties included the processing of consumer and

commercial loans from application to final payment/payoff.

Overseeing the filing of mortgages, titles, assignments, and UCC

Financing Statements with the appropriate county clerks of the

22 different counties in NJ. Specializing in past due

collections, loan documentation, and analyzing financial

statements.

7/89 - 1/92 Greensboro Post Office - Greensboro, NC

Postal Clerk - Responsible for sorting and distributing mail and

other postal items for letter carriers. Eventually assisted

postmaster with financial decisions. Responsible for financial

allocations.

Skills: Computer literate with exceptional proficiency in Excel, WordPerfect,

Microsoft Office Suite, Netscape Navigator, Microsoft IE,

Point/Contour, Encompass, Fannie Mae DU/DO, Dessktop UW, and

assorted online underwriting tools as well as various multimedia

platforms, desktop publishing and multi-tasking. Bi-lingual (English

& Spanish).

Affiliations: Bethel Holy Church, New York, NY

Morris County Battered Women's Shelter

Contact this candidate