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Experienced Mortgage Processor & Underwriter

Location:
United States
Posted:
June 02, 2010

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Resume:

Tanganequa’ Du ‘Bois

Phone 678-***-****

Email g91goy@r.postjobfree.com

Objective/Qualifications Secure a career with an industry mortgage leader to share 7 years of combined experience as an Underwriter/Loan Processor handling Conventional/FHA/VA mortgage loan products. Career entails consistently exceeding performance and customer service benchmarks while ensuring all loans are compliant with Federal and State agencies.

Education Woodlands High School Hartsdale, NY

Technology Microsoft Office Suite (Word, Excel, PowerPoint), Outlook, Lotus Notes

Mortgage Technology Calyx, Edge, iPortal, Artificial Intelligence, Status Smart, Blitz Docs, Subway

Employment

Loan Processor, Bank of America Buford, GA

Consistently Rank in top 3% of Loan Processors. Reviewed Conventional/FHA/VA loans to verify that application data was accurate and met established Federal and State guidelines Restructured denied loans to alternative loan programs to increase client capture rate. Requested FHA case numbers, refinance authorizations, case queries etc. in order to process. Communicated with external companies to obtain title, hazard policies, flood insurance and appraisals. Maintained electronic detailed loan status on every loan. Submitted loan applications to Underwriting for approvals. Cleared loan conditions to be able to submit approved loans to closing department (April 09-Present)

Loan Processor, Taylor, Bean, and Whitaker Mortgage Atlanta, GA

Consistently Rank in top 3% of Loan Processors. Reviewed applications for completeness and acted as a primary point of contact for each customer. Ordered and checked appraisals, flood certifications and title reports for accuracy. Cleared conditions on files for loan closings. Balanced closing statements (HUD1) of Borrowers and Sellers. Maintained pipelines for Account Executives. Expert knowledge of federal and state regulations pertaining to the mortgage-banking industry. (October 07-April 08)

Underwriter, Accredited Home Lenders Atlanta, GA

Reviewed, examined and underwrote loans to ensure compliance and investor standards were maintained. Determined and documented loan conditions and communicated requirements and/or decisions. Reviewed file accuracy and performed financial analysis utilizing tax returns and financial statements. Independently conducted full and comprehensive evaluations of a variety of complex, high-risk mortgage-loan applications. Analyzed special conditions, loan deficiencies and exception-requests. (August 05-September 07)

Account Manager, Argent Mortgage Company White Plains, NY

Audited loan forms for Bank funding. Balanced HUD’s. Liaison between external and internal clients to direct personnel to the appropriate departments. Performed office duties: faxing, copying, email, memos, spreadsheets and generated letters utilizing Windows Office Suite products. Answered questions regarding loan status and closing wire amounts (January 03-July 05)



Contact this candidate