Mortgage Closing & HMDA Compliance Specialist, Escrow, Loan Service

IYEIDA (Jada) CORONEL

Oxnard, CA ***** +1-805-***-**** ********@*******.***

Professional summary

Detail-oriented professional with thirty years of experience and a proven knowledge of funding/post closing, escrow and banking. Aiming to leverage my skills to successfully complete the role needed at your company. Work authorization

Authorized to work in the US for any employer

Work experience

Title Closing Coordinator

Mortgage Connect/Townsgate Title Oxnard, CA

April 2026 to October 2026

Answer incoming calls related to closings

Work with borrowers over the phone related to any disputes they had with closing figures provided from the lender Work closely with lenders via email and by phone to have any corrections made after reviewing loan documents for accuracy

Daily contact with scheduling team pertaining to any changes related to the date and time of closings along with notaries Balance closing disclosures with Lenders

Prepare ALTA prelims

Review final documents for accuracy pertaining to vesting, taxes due, all fees match and balance with lender Update excel spreadsheets confirming closings were completed, final documents downloaded within two hours of closing and follow up with notaries if they have not

Follow up with all inbox email inquiries

Daily contact with notaries via email and phone

HMDA Compliance Specialist

Community West Bank Manufactured Housing Dept. Goleta, CA April 2023 to August 2025

HMDA Compliance Specialist / QC Audit

• Review applications for accuracy

• Review Documents for accuracy

• Draw Loan Documents and fund when short handed

• Assist Loan Officers with canceled, denied and withdraw applications Closer/Funder

Caliber Home Loans Oxnard, CA

October 2015 to June 2022

Data entry for all pertinent information in order to generate initial

• closing disclosure's for electronic signing. Ensure fees meet RESPA and TILA requirements and address any tolerance cures.

Verify spelling of borrower's names, property address, lock

• expiration,flood cert.

Review of tax bill and ensure that the borrower's escrow account is

• set up in accordance with federal guidelines.

Confirm compliance documents meet TRID guidelines.

• Compile loan documents for signing and review for accuracy in

• accordance with federal, state and investor guidelines once escrow has confirmed appointment has been set. Review signed documents for accuracy and ensure that borrower's

• have signed and dated where needed. Confirm that all funding conditions have been met as requested from the Underwriter.

Review Final Closing Disclosure fees and ensure it meets

• underwriting guidelines for cash to close and cash back to borrower. Confirm escrow has balanced with the wire amount in order to

• request wire and send to title.

Assist Post Closing Department with any conditions needed in order

• for investor to purchase the loan in a timely manner. Daily email communication with escrow, loan processor, and loan

• officer.

Average pipeline for loans funded would be fifty and during busiest

• times up to one hundred.

Post Closer

Calabasas Funding Corporation Simi Valley, CA

February 2012 to June 2015

Review files that have funded and closed for accuracy.

• Request Final HUD from escrow and balance to final figures.

• Confirm that all Post Closing conditions have been met in

• accordance with the investor's guidelines.

Daily email communication with escrow, loan processor, loan officer

• and funder.

Compliance Specialist

Education

Upper secondary education

Business Law (High School Diploma)

Oxnard College Oxnard, CA Santa Clara, Oxnard, CA Skills

Medical office experience Encompass TILA Debt collection Research Ability to follow instructions Customer service Customer issue escalation Loan Origination Systems (LOS) Microsoft Word Communication skills Greeting customers Multitasking Problem-solving Audit preparation (loan processing) Escrow Written communication Loan processing - Loan processing experience (Less than 1 year) Adaptability Computer operation Coordination (loan closing) Document management systems Customer service management Customer support Financial services Post-closing quality control (loan processing) Customer inquiry handling Analysis skills Clerical experience Document quality checks Handling customer inquiries Closing Documentation Funds Disbursement Application Lending Software Systems Loan Information Recording Title Abstracts Loan Records Filing and Maintenance Settlement Statements Critical and problem solving File Documentation Meeting deadlines in a proficient and timely manner Understanding of working with highly sensitive and confidential matters, while displaying a high level of integrity Highly detail oriented and strive for excellency along with excellency

Closing coordination Clear language communication Interpersonal skills Fair Housing regulations Customer communication Microsoft Outlook Calendar 10 key typing TRID compliance Loan application error rate reduction - Loan application error rate reduction (More than 15%) Google Docs Appointment scheduling Final title policy review (loan processing) Productivity software Loan file updates (loan processing) Document preparation (loan closing) Gmail Regulatory compliance Time management Debt collection phone call Microsoft Excel Typing Mortgages Document management

Anti-Money Laundering (AML) compliance (compliance procedures implemented) Banking Negotiation Loan funds disbursement Automated underwriting Updating loan status (loan processing) Collections agent experience Attention to detail Data entry Account management Investor reporting (loan processing) Follow-up (loan closing) Workflow automation system Filing Task prioritization Loan application intake Microsoft Office Home Mortgage Disclosure Act (HMDA) Document archiving (loan processing) Google Workspace Verification (borrower information) Loan tracking system Client interaction via phone calls Compliance reporting Loan application review Call center experience Mortgage closing and funding FNMA Microsoft Outlook Client communication Reducing loan processing time - Loan processing time reduced (More than 30%) Loan document verification Teamwork Title loans Principal reduction (loan modification) Organizational skills Front desk Escrow Management Systems Client services Real estate closing management Phone communication

Languages

Bilingual

English

Spanish

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