Oracle FLEXCUBE Payments & Core Banking Specialist

Oracle Flexcube Core Banking & Payments Specialist

Gomathi Eswari G

Email: ***************@*****.***

Cell: 314-***-****

LinkedIn: https://www.linkedin.com/in/gomathi-g-60077b170

Flexcube Core Banking Implementation & Development Specialist

Professional Summary

Flexcube Developer with 7 years' experience in implementing and customizing Oracle FLEXCUBE products (FCUBS, OBCL, OBPM, OBVAM, OBDX) for global banking clients. Skilled in translating complex requirements into compliant digital solutions across CASA, Loans, Term Deposits, Payments, and Digital Banking. Proficient in SQL, PL/SQL, RAD tools, Oracle Forms/Reports, and WebLogic. Hands-on with full SDLC-analysis, configuration, testing, deployment, and support.

Technical Skills

Category

Skills

Programming & Scripting

PLSQL, Java, JavaScript, HTML, CSS

API & Backend

REST API, Postman, SOAP UI, Oracle DB, SQL Developer

Database

Oracle 12c / 18c / 19c, SQL

Infrastructure & Cloud

AWS (EC2, S3), WebLogic, OCI

Monitoring Tools

Splunk

Job Scheduling

Batch Processing - EOD

CI/CD & Version Control

Jenkins (CI/CD pipelines), Git, GitHub, Tortoise SVN

Incident & Change Management

L1/L2 support, RCA, Release coordination, Deployment validation

UI Development Tool

RAD (Rapid Application Development)

Domain Knowledge

Oracle FLEXCUBE Suite - FCUBS, OBCL, OBPM, OBDX, Agency Banking; Cards & Payments, Retail Banking, Liquidity Management, Transaction Processing

Automation Tools

Selenium (ARIOS, WebDriver), Cypress, JMeter, Browser Stack, REST Assured, SOAP UI, TestNG, Cucumber (BDD)

Certifications

Performance Testing with JMeter Certification

Training

Automation Training: ARIOS, JADF

Functional Training: FCUBS, OBDX, OBPM, OBCL, OBVAM

Wells Fargo - Aug 2025 - Present

Flexcube Developer

Hands-on experience in ACH Credit/Debit Transfer Originations and Receipts within Flexcube OBPM.

Skilled in handling ACH Reversals, Returns, and Non-Urgent Payment Flows.

Expertise in configuring and monitoring ECA for ACH integrations.

Applied Sanctions and Compliance checks for ACH transactions.

Strong knowledge of OBPM payment lifecycle.

Provided production support, issue analysis, bug fixes, and performance tuning.

Collaborated with business users for enhancements.

Performed unit testing, UAT support, and production deployments.

Strong end-to-end functional knowledge of FCUBS.

Experience in production support for banking applications.

Designed and enhanced billing workflows including fee computation, charge code mapping, billing cycle configuration, and settlementlinked billing logic.

Developed and optimized PL/SQL procedures and functions to support billing calculations, adjustments, reversals, and reconciliation activities.

Implemented billing rule changes based on regulatory updates, product enhancements, and business requirements.

Validated billing entries across upstream/downstream systems, ensuring accuracy of charges, taxes, and settlementdriven billing events.

Supported automation of billing validation using SQL scripts to reduce manual effort and improve accuracy.

Troubleshot billing defects, performed rootcause analysis, and collaborated with development teams to deploy fixes.

Enhanced billing reports and dashboards by improving data extraction, transformation, and reconciliation logic.

Ensured compliance with audit, regulatory, and financial reporting standards for billing workflows.

Hands-on experience in EOD operations.

Strong understanding of loan lifecycle.

Accenture - Nov 2023 - May 2024

Senior Software Engineer

Conducted performance tuning of FLEXCUBE workflows, batch jobs, and queries.

Managed database creation, maintenance, and security.

Facilitated requirement workshops and UAT sessions.

Collaborated with implementation, QA teams, and stakeholders.

Led testing efforts across FLEXCUBE modules.

Developed manual test cases and participated in Agile ceremonies.

Created complex SQL queries and stored procedures.

Built reusable Cypress and Selenium scripts.

Oracle Financial Services - Aug 2021 - Oct 2023

Sr. Flexcube Implementation & Development Specialist

Participated in Agile ceremonies.

End-to-end implementation of FLEXCUBE modules: CASA, Core Banking, TD, Loan, Disbursement, VAMI, Rollover, Payments, OBDX, OBCL, OBPM, OBVAM.

Handson Oracle PL/SQL development, building and optimizing stored procedures, functions, packages, triggers, views, and cursors for core banking and payment workflows.

Developed complex SQL queries for data extraction, transformation, reconciliation, and backend validation across highvolume financial systems.

Performed SQL performance optimization using execution plan analysis, indexing, bind variables, and query refactoring to improve throughput and reduce latency.

Built PL/SQLbased batch jobs, EOD routines, and backend processing modules, ensuring reliability and compliance across banking operations.

Strong debugging skills for resolving PL/SQL exceptions, cursor issues, data mismatches, transaction failures, and integration defects.

Used Git for version control and contributed to CI/CD pipelines for automated deployments, regression validation, and continuous integration.

Collaborated with crossfunctional teams to translate business requirements into PL/SQL technical solutions, ensuring accuracy, scalability, and compliance.

Integrated PL/SQL logic with Python, REST APIs, SOAP services, and middleware, ensuring seamless data flow across upstream/downstream systems

Validated end-to-end transactions across Oracle applications, APIs, middleware, databases, and third-party systems to ensure accurate data flow and business processing.

Fixed Java-to-PL/SQL integration issues by updating JDBC queries, correcting stored procedure parameters, and ensuring accurate data retrieval for payment processing.

Participated in defect triage, root-cause analysis, retesting, regression testing, and release validation activities.

Customized Java service and UI controller logic to resolve screen rendering issues in FLEXCUBE, ensuring correct field visibility, layout alignment, and dynamic data loading.

Resolved Java validation and datamapping defects causing incorrect screen values, improving stability and accuracy across payment and core banking modules.

Ensured test coverage for business-critical scenarios, exception handling, authorization failures, duplicate transactions, interface failures, and downstream system updates.

Developed screens and functionalities using RAD, Forms/Reports, PL/SQL.

Applied strong knowledge of Oracle Finance business processes, implementations, configurations, and integrations across Oracle FLEXCUBE and Oracle Financial Services applications.

Demonstrated knowledge of ISO 20022 and SWIFT payment messaging standards, including message structure, mandatory data elements, payment validation, routing, processing statuses, and exception handling for domestic and cross-border payment transactions.

Supported analysis and validation of ISO 20022, SWIFT, CHIPS, and Fedwire payment messages, including payment initiation, message validation, routing, clearing, settlement, transaction status handling, and cross-border payment exceptions.

Analyzed client-specific Oracle deployments, customizations, interfaces, and third-party system integrations to identify functional impacts and testing requirements.

Uderstanding of Oracle SCM business processes, implementation concepts, and integrations.

Designed SQL queries, procedures, triggers, and functions.

Configured WebLogic domains and managed upgrades.

Applied knowledge of payment messaging standards, ISO 20022 concepts, SWIFT-based processing, and cross-border payment workflows while validating payment transactions, message data, routing, and downstream processing.

Integrated SOAP and REST services.

Ensured compliance with regulatory standards.

Tested FLEXCUBE workflows across modules.

Prepared comprehensive end-to-end test scenarios covering business processes, workflows, functional validations, API integrations, and database updates.

Developed and maintained regression test suites to validate application enhancements, ongoing releases, integrations, and overall product quality.

Oracle Corporation - Jul 2019 - Jul 2021

Flexcube Application Developer

Managed full FLEXCUBE implementation lifecycle.

Monitored EOD/BOE batch jobs.

Conducted impact analysis and documentation.

Delivered client-specific customizations.

Participated in Agile development.

Developed automation frameworks.

Performed backend data validation.

Provided end-user training.

Education

Bachelor of Engineering, Jeppiaar College of Engineering, Chennai - 2019

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