Padmanand Nambiar
Analytics professional who develops innovative data-driven
solutions to improve pricing, risk, and portfolio decision-making
**********@*****.*** +1-706-***-**** Linkedin
Phoenix, Arizona
SUMMARY
Senior Quantitative Analyst with 15+ years of experience in data analysis, statistical modeling, and predictive pricing strategy for financial services. Expert in SAS, SQL, Snowflake, and Databricks with a proven ability to translate complex analytics into business impact. Intermediate experience in Python. PhD in Applied Economics with 7+ years of research experience. Certified in Stanford Machine Learning. Actively adapting advanced ML modeling techniques to risk frameworks, fraud analytics, and anti-money laundering (AML) methodologies. EXPERIENCE
J.P. Morgan Chase Senior Quantitative Analyst Oct 2016 – Aug 2025
Plano, TX
•Owned end-to-end lifecycle for 2 Auto Finance pricing models governing $60B+ in annual loan volume; led refreshes delivering improvement in pricing accuracy
•Passed 5+ Model Risk Governance reviews with zero adverse findings; authored SR 11-7 compliant documentation for BASEL III
•Built automated daily Excel dashboard monitoring pricing changes, reducing manual QC time and flagging mis-pricings
•Leveraged LLMs for SQL query generation and ad hoc data pulls, cutting analysis turnaround time
•Extracted/analyzed datasets from Oracle, Teradata, Snowflake, and Databricks using SAS, SQL, Python to support pricing and forecasting
•Led platform migration to Snowflake/Databricks, validating large amount of historical data with 99.9% accuracy
•Trained new hires on analytical tools; presented findings to VP/ED/MD leadership influencing strategy for $100B portfolio
•Collaborated in projects across different teams, including Risk Management
Prescio Analytics & Financial Technology Quantitative Analyst Intern May – Oct 2016 Casa Grande, AZ
•Validated/redeveloped LCR and deposit models for mid-size banks using SAS, ensuring SR 11-7 regulatory compliance
•Prepared BASEL III regulatory documentation for client delivery, contributing to on-time audit submissions
Grand Canyon University Adjunct Faculty – Statistics Jan – Oct 2016 Phoenix, AZ
•Taught 3 concurrent online Business Statistics courses to 100+ students, earning 4.7/5.0 avg faculty rating
•Simplified regression, hypothesis testing, and probability concepts for non-technical business majors
KEY ACHIEVEMENTS
• Governed risk lifecycle of two
Auto Finance pricing models
managing $60B+ annually; passed
5+ SR 11-7/Basel III reviews with
zero adverse findings.
• Led $100B portfolio migration to
Snowflake and Databricks,
validating historical datasets with
99.9% accuracy using SAS, SQL,
and Python.
• Developed a Cashing Rate Report
using booking proxies, detecting
segment trends 1+ weeks early to
drive timely pricing corrections.
TECHNICAL SKILLS
Languages/Tools: SAS, SQL, Excel, R,
STATA, Alteryx, Python
Databases/Cloud: Snowflake,
Databricks, Oracle, Teradata, SQL
Developer
Visualization: Tableau (Public), Excel,
PowerPoint
Statistical/ML Methods: Regression,
Time Series, Multivariate Models,
Genetic algorithms, Monte Carlo, LLM
Prompt Engineering for Analytics
Regulatory: SR 11-7, BASEL III, Model
Risk Governance, CCAR/CECL
University of Georgia Graduate Research Assistant Aug 2009 – Jul 2015 Athens, GA
• Applied econometric/statistical models to household survey data from Uganda to develop consumer profiles for policy makers; published 2 papers in international journals
• Developed genetic algorithms in R to identify optimal experimental designs across multiple criteria
• Presented research at 10+ national/regional conferences including National and Southern Agricultural Economics Associations
CERTIFICATIONS
• Supervised Machine Learning: Regression and Classification (Deep Learning AI. Stanford University)
https://coursera.org/verify/O85LECDHXAD3
• Advance Learning Algorithms (Deep Learning AI. Stanford University) https://coursera.org/verify/11VE9LY58I6W
• Unsupervised Learning, Recommenders, Reinforcement Learning (Deep Learning AI. Stanford University)
https://coursera.org/verify/PRLBF5PFVY7V
• Machine Learning (Stanford Online)
https://coursera.org/verify/specialization/GFBEXY298W9K
• Excel Skills for Business: Advanced (Online, (Macquarie University, Sydney, Australia)
https://coursera.org/share/9d589435176cad61909316a4d3adaed2
• Prompt Engineering for ChatGPT
https://www.coursera.org/account/accomplishments/certificate/QZJ1A73L1GAZ
• SQL for Data Science (Online, US Davis, Coursera) https://www.coursera.org/account/accomplishments/certificate/AIF17CUDBJ3W
• Ace Salesforce Certified Tableau Desktop Foundations Exam https://www.coursera.org/account/accomplishments/verify/QOSFXQ10GYQC SELECT PUBLICATIONS
• Madhavan-Nambiar, P., et al. 2016. Attitudes of urban female consumers toward food production practices in Korea. J. Central European Green Innovation, 4, 83-96.
• Madhavan Nambiar, P., et al. 2015. Measuring vulnerability of urban Korean women to weight management problems. Food and Nutrition Sciences, 6, 1496- 1506.
AWARDS
Claudia de Palma Davis Outstanding MS Student Award, UGA, 2010 Best Poster Award, Global Educational Forum, 2011 Winner, SAEA Logo Design Competition, 2011
LEADERSHIP POSITIONS HELD
• President, Graduate Student Association, Department of Ag. and Applied Economics (2011-2012)
• Vice-President, Graduate Student Association, Department of Ag. and Applied Economics (2010-2011)
•Student Representative, Department Graduate Committee (2011, 2012, 2013) TECHNICAL INTERESTS
• Quantitative Decision Science,
Machine Learning, Credit Risk,
Pricing & Optimization,
Portfolio Analytics, and
Profitability Modeling, with
applications across Auto
Finance, Credit Cards, and
Corporate Banking.
• Applying Stanford ML
coursework to simulate
anomaly detection and
predictive modeling
frameworks in Python.
• Independent study of financial
crime patterns, focusing on
how unsupervised learning
(e.g., clustering, isolation
forests) identifies
transactional risk.
CONTINUOUS LEARNING
& UPSKILLING
• Committed to modernizing
quantitative workflows
through targeted technical
specializations.
• Formally trained in ChatGPT
prompt design to optimize
data cleaning workflows and
automate script generation.
• Integrating generative AI tools
to accelerate Python and SQL
code development.
EDUCATION
University of Georgia,
Athens, GA
• Ph.D., Applied Economics,
Jul 2015
• M.S., Statistics, May 2015
• M.S., Applied Economics,
Aug 2010