Credit Risk & Risk Analytics Specialist

OMAR ABDULLAH IBRAHIM HASSAN

Credit Risk & Sales Professional Credit Assessment Customer Verification Direct Sales Cairo, Egypt 010******** ***************@*****.*** PROFESSIONAL SUMMARY

Commerce graduate with hands-on experience across credit risk assessment, customer verification, credit decision-making, repayment rescheduling, credit card direct sales, and POS direct sales. Experienced in reviewing customer applications, validating personal and financial information, assessing repayment history and related-customer relationships, identifying inconsistencies and potential risks, and making customer approval or rejection decisions in line with company policies. Strong background in customer acquisition, communication, target achievement, and working under pressure. CORE COMPETENCIES

Credit Risk Assessment • Credit Decision-Making • Customer Verification • Customer Due Diligence • Application Review • Repayment History Review • Credit Card Direct Sales • POS Direct Sales • Customer Acquisition • Customer Relationship Management • Product Presentation • Lead Generation • Negotiation & Persuasion • Repayment Rescheduling • Complaint Documentation • Analytical Skills • Organizational Skills • Working Under Pressure & Meeting Targets PROFESSIONAL EXPERIENCE

Credit Risk Analyst blnk Consumer Finance S.A.E. — Fintech October 2025 – Present

• Assess new financing applications by reviewing customer information, repayment history, and existing customer relationships.

• Conduct customer verification to validate personal, employment, income, and address information.

• Review identification documents and customer data to identify inconsistencies and potential risks.

• Evaluate customer credit risk and make approval or rejection decisions based on company policies and credit assessment criteria.

• Collect and verify additional customer information, including first-degree contact details when required.

• Handle repayment rescheduling for overdue customers and support them through the rescheduling process.

• Document customer complaints and relevant observations for appropriate follow-up. National Bank of Kuwait — Credit Card Direct Sales October 2024 – September 2025

• Managed direct sales activities for credit card products, including customer acquisition and product presentation.

• Engaged with prospective customers, explained product features, and supported the application process.

• Selected to take on Senior Team Leader responsibilities within the National Bank of Kuwait credit card sales team.

• Consistently worked toward sales targets while maintaining effective customer communication and follow-up. Network International — POS Direct Sales

February 2024 – September 2024

• Managed direct sales activities for POS solutions and supported merchant acquisition.

• Presented product benefits to prospective merchants and followed up on sales opportunities.

• Maintained customer relationships and supported the sales process from lead generation through onboarding. Banque du Caire — Credit Card Direct Sales

January 2023 – January 2024

• Handled direct sales of credit card products and supported customer acquisition activities.

• Communicated with prospective customers, presented product information, and followed up on applications.

• Recognized as a TOP ACHIEVER in Q1 and Q2 2025.

Banque Misr — Summer Trainee

2021

• Completed a summer training program and gained exposure to banking operations and customer service. EDUCATION

Bachelor of Commerce — Helwan University May 2021 Overall Grade: Good COURSES & CERTIFICATIONS

• CMA — Self-Study • ICDL

LANGUAGES

Arabic: Native English: Very Good (Reading, Writing, Speaking)

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