CFO-Level Finance, Controllership & ERP Transformation

VERANDO TAN FERMIN, CPA, MBA, CMA

Flores Bldg., Ivory Wood Condominiums,

Kamagong Rd.

Acacia Estates, Brgy. Bambang, Taguig City,

Metro Manila, Philippines

Email: **********@*****.***;

********@*****************.***

Mobile: +63-908-******* (Viber/WhatsApp)

CFO-LEVEL FINANCE LEADER CONTROLLERSHIP ERP & FINANCIAL TRANSFORMATION

EXECUTIVE SUMMARY

CFO-level finance leader, CPA (PH), and CMA (AU) with over 25 years of experience delivering Virtual/Fractional CFO, controllership, and business advisory services to SMEs and multi-entity groups across the Philippines, Australia, US, and regional markets. Combines technical accounting expertise with commercial acumen to translate complex financial data into actionable growth strategies, optimized cash flows, and enhanced unit economics. CORE COMPETENCIES

● Strategic Advisory & Commercial Guidance: Budgeting, Forecasting, Pricing Strategy, Unit Economics, Business Risk Mitigation.

● Financial Performance & Analytics: Management Reporting, KPI/Variance Analysis, Cash Flow & Working Capital Planning.

● Systems & Process Efficiency: Xero & ERP Transformation (Dynamics 365, SAP, NetSuite), Workflow Automation, Internal Controls.

● Governance & Audit Readiness: PAS/PFRS Compliance, Multi-Entity Consolidation, BIR/SEC/Tax Governance.

PROFESSIONAL EXPERIENCE

Acctg4Entrep Business Consultancy 2003 – Present Founder Virtual CFO, Controller & Strategic Advisor

● Financial Advisory & Strategic Support:

Act as primary Fractional CFO and trusted business advisor for a portfolio of clients across hospitality, retail, healthcare, and corporate sectors. VERANDO TAN FERMIN, CPA, MBA, CMA

Lead regular financial review sessions with business owners and executive leadership to align operational performance with strategic growth targets.

Prepare long-term financial models, scenario projections, and feasibility studies to support store expansions, funding rounds, and investment decisions.

● Management Reporting & Profitability Analysis:

Deliver monthly management reporting packages featuring executive narrative insights rather than plain historical metrics.

Conduct detailed unit-level, food/labor cost, and gross margin variance analyses to uncover cost-reduction and revenue-enhancement opportunities.

Establish KPI dashboards monitoring sales performance, inventory turn, and branch-level operational health.

● Cash Flow & Working Capital Management:

Design proactive 13-week rolling cash flow forecasting tools to protect liquidity, control spend, and optimize cash utilization.

Direct working capital initiatives spanning inventory optimization, vendor payment terms, and accounts receivable collections.

● Systems & Process Improvement:

Implement technology platforms (including Xero ecosystem tools, NetSuite, Dynamics 365, and reporting engines) to automate accounting workflows.

Re-engineer core finance operations, internal control frameworks, and Segregation of Duties (SoD) matrices to ensure operational accuracy and audit readiness.

● M&A Due Diligence & Statutory Assurance (Key Engagements):

Financial Due Diligence Lead (Jul 2025 – Feb 2026): Evaluated target acquisitions in aviation and hospitality (including a Cebu resort asset), assessing earnings quality, liquidity risk, and tax exposures.

BOA & BIR-Accredited External Auditor: Authorized signatory for audited financial statements, ensuring strict PFRS/PAS and tax regulatory compliance. EasyHealth Inc. Nov 2023 – Jul 2025

Director of Accounting & FP&A

● Managed complete financial close, US GAAP/PFRS compliance, and executive board reporting packages.

● Established internal control SOPs and revenue cycle governance to strengthen working capital predictability.

VERANDO TAN FERMIN, CPA, MBA, CMA

Care.Trials Jul 2023 – Jun 2025

Fractional CFO

● Formulated multi-year financial runway models, unit pricing strategies, and investor decks for capital growth campaigns.

Zigzag Global Mar 2023 – Mar 2024

CFO (Consulting Engagement)

● As a consulting CFO, I directed cross-border multi-entity financial operations, implemented robust internal controls and vendor governance, and collaborated with operations on cost management.

TOA Global Sep 2021 – Sep 2022

Director of Finance – ANZ & Philippines

● Managed cross-border multi-entity accounting operations supporting Australian and Philippine stakeholders.

● Led Microsoft Dynamics 365 ERP deployment to standardize financial reporting and control frameworks.

Schaeffler Philippines 2011 – 2016

Country Finance Manager

● Oversaw full financial, treasury, and tax functions, securing 11.8M in tax savings and participating in regional SAP ERP upgrades.

JAKA Group of Companies 1996 – 2002

Accounting Supervisor

EDUCATION & CREDENTIALS

● Certified Management Accountant (CMA) – ICMA Australia

● Certified Public Accountant (CPA) – Philippines (BOA & BIR Accredited)

● Master of Business Administration (MBA) – Ateneo Graduate School of Business

(PH) / Regis University (USA)

● BS Accountancy – Central Luzon State University (Accounting Wizard 3rd Placer)

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