Financial Analyst FP&A & Treasury Operations

ROHIT GULABRAO NALE

Financial Analyst FP&A Treasury & Financial Operations

+91-770******* **********@*****.*** LinkedIn Pune, India SUMMARY

Finance professional with 4.5+ years of experience across FP&A, treasury, and financial operations within manufacturing, NBFC, and asset management environments. Hands-on experience managing end-to-end financial operations, including budgeting, forecasting, cash flow management, and AP/AR — supported by tools like SAP S/4HANA, Planisware, and Power BI. Known for improving reporting accuracy, streamlining procurement workflows, and translating financial data into clear, decision-ready insights for stakeholders WORK EXPERIENCE

Financial Analyst Whirlpool Corporation, Pune via Teamware solutions April 2025 – Present

• Assist and Manage project budgeting, forecasting and financial planning.

• Build and maintain financial models for budgeting, forecasting, and long-range planning across 40+ projects, maintaining forecast accuracy by 95%.

• Conducted monthly variance analysis between actuals and budget, identifying key cost drivers and presenting findings to senior stakeholders for corrective action.

• Owned end-to-end PR/PO/GR processing and invoice validation across a monthly procurement spend, ensuring zero compliance gaps.

• Create and maintain Internal Orders (IOs) and manage budget deployment in Planisware (PPM), tracking actuals vs. plan across 40+ active projects simultaneously.

• Track and Monitor resource costs, including contractors, interns, and other project resources, ensuring spend against project budget and forecasts.

• Partner with engineering and project teams to align financial planning with project milestones, flagging budget overruns 2 weeks in advance on average.

• Supported ad hoc financial analysis for strategic initiatives, contributing to decisions around cost optimization & capital allocation.

• Successfully completed a Governance Dashboard project providing comprehensive visibility into Whirlpool employee working at the GTECH Pune for HR Team.

Financial Analyst RSB Transmissions (I) Ltd, Pune July 2024 – April 2025

Oversaw treasury operations across 12 bank accounts, managing liquidity buffers and short-term fund deployment to maintain optimal working capital levels.

Assessed capital structure and debt portfolio, monitoring interest expenses, loan covenants, and accruals to maintain compliance and reduce financing costs by 15Lakhs.

Optimised short-term investments and inter-account cash pooling, improving yield on idle funds by 8%.

Conducted financial risk analysis across cash flow, investments, and debt obligations, providing actionable insights on liquidity and capital allocation.

Reduced bank charges by 15% through detailed bank statement analysis and renegotiation of fee structures. Sr. Executive- Finance Automotive Manufacturers Pvt Ltd, Pune Jan 2024 – June 2024

Reduced DSO by 20% within the first 3 months by identifying payment pattern trends and deploying targeted collection strategies across the customer portfolio.

Monitored collection KPIs, including collection rate and bad debt percentage, enabling early identification of delinquency risks and faster resolution.

Strengthened AP controls by enforcing invoice verification and 3-way matching, ensuring accuracy of vendor payments and audit-ready records.

Implemented structured internal controls across financial reporting and compliance processes, reducing manual errors and improving month-end close efficiency.

Sr. Executive- Finance Mahindra& Mahindra Financial Services Ltd, Pune July 2023 – Jan 2024

Evaluated loan applications by conducting document verification, credit scoring, and borrower creditworthiness assessment, supporting faster and more accurate credit decisions.

Ensured timely loan disbursements by managing end-to-end documentation, compliance checks, and approval coordination across 150+ cases per month.

Monitored post-disbursement accounts for early delinquency signals, initiating recovery conversations and escalating high- risk accounts proactively.

Analysed borrower financial data and repayment trends to identify portfolio-level credit risks, contributing to improved underwriting decisions.

Management Trainee Hinduja Leyland Finance Ltd, Pune Dec 2021 – Feb 2023

Gained foundational exposure to finance operations, including collections, loan processing, accounts receivable, and credit risk management across a high-volume NBFC environment

Supported senior analysts in preparing financial reports and analysing repayment data, developing early proficiency in financial data interpretation

Coordinated across finance, collections, and credit risk teams, building cross-functional understanding of end-to-end lending operations

SKILLS

Financial Skills

• FP&A • Budgeting & Forecasting • Financial Reporting • Variance Analysis • Financial Analysis • Cash Flow Management • Treasury Operations • Financial Modelling • Credit Risk Assessment • AR/AP Management • Internal Controls Tools & Technology

• SAP S4 HANA • Planisware (PPM) • Power BI • Advanced Microsoft Excel• Tableau• GS3 CERTIFICATIONS

Order to Cash (O2C)- Receivable - Udemy Jan 2025 Financial Market Experience - Finlatics April 2020 Financial Planning and Analysis -Udemy March 2020 Bloomberg Market Concepts - Bloomberg Jan 2020

EDUCATION

Master of Business Administration (Finance & Marketing) – Pune University 2019-2021 Bachelor of Commerce (Accounting) – Amravati University 2015-2018

Contact this candidate