Finance MBA - Internal Audit & Risk

NITIN SHINDE

Mobile: +91-809*******

Email: ************.***@*****.***

Location: Ambarnath, Thane, Maharashtra – 421 505

PROFESSIONAL SUMMARY

MBA (Finance) professional with nearly 9 years of experience in Financial Statement Analysis, Internal Audit, Risk Assessment, and Regulatory Compliance. Proven expertise in analyzing financial statements, cash flows, budgets, banking transactions, MIS reports, and financial variances to identify financial and operational risks and deliver actionable insights. Experienced in report writing, variance analysis, credit monitoring, internal controls, bank reconciliations, payment and investment verification, and compliance reviews.

CORE COPMETENCIES

• Audit reporting and Internal Audit

• Variance analysis

• Data reconciliation

• Process optimization

• Time management

• MIS Reporting

• Financial statement analysis

• Budget Planning Support

• Budget vs Actual Analysis

• Team leadership

• Relationship management

• Microsoft Office proficiency

• Business performance analysis

• RBI Compliance

• Treasury Audit

• Risk Assessment

• Cash Flow Analysis

PROFESSIONAL EXPERIENCE

Senior Associate

G D Apte & Co, Chartered Accountants, June 2016- April 2026 Client: Unity Small Finance Bank: -

• Monitored SLR and Non-SLR investments for adherence to RBI regulations and statutory requirements.

• Verified investment deal confirmations through call recordings, ensuring deal authenticity, pricing accuracy, and compliance with approved terms and conditions.

• Conducted reviews and monitoring activities to ensure adherence to applicable Reserve Bank of India (RBI) guidelines, supporting compliance with regulatory requirements and internal policies.

• Assessed investment deals executed by the Treasury Department, ensuring accuracy, authorization Calculation of amortization value of Deals. Client: Religare Finvest Limited: -

• Audited salary payment transactions and verified supporting documents for accuracy and compliance.

• Reviewed and verified rent payment records against lease/rental agreements to ensure correctness and adherence to contractual terms.

• Conducted verification of approval documents and maintained proper audit trails.

• Verified collection records and reconciled payment details to identify and resolve discrepancies.

• Monitored and reviewed monthly payment transactions to ensure compliance with company policies. Prepared audit reports and submitted periodic reports to IDBI Bank.

• Coordinated with bank management and internal stakeholders to resolve queries, provide required information, and ensure timely submission of reports to the bank. Client: GTL Infrastructure Limited: -

• Reviewed and analyzed monthly budgets, expenditure controls, and financial performance reports.

• Prepared audit reports highlighting findings, recommendations, and corrective action plans to strengthen internal controls and operational efficiency.

• Monitored implementation of audit recommendations and conducted follow-up reviews to ensure timely closure of audit observations.

• Assisted in risk assessment, internal control evaluation, and fraud detection activities.

• Prepared bank reconciliation statements for multiple bank accounts and resolved unreconciled items promptly.

• Coordinated with banks, treasury team, and management for smooth treasury operations.

• Handled balance confirmation activities including bank confirmations, loan confirmations, FD confirmations, and mutual fund statements.

• Conducted variance analysis of budget versus actual expenditure and reported key financial observations to management and Banks.

• Prepared monthly head-wise expenditure reports against approved budgets under the CDR package for management review and decision-making. Intern, Jai hind Co.op Bank,

April 2014 - May 2014

• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

• Review and update credit and loan files.

• Work with clients to identify their financial goals and to find ways of reaching those goals.

• Handling customer complaints and taking appropriate action to resolve them.

• Review and update credit and loan files.

• Meeting with customers and resolving any problems or complaints.

• Assessing loan documents and KYC Documents.

• Maintained accurate records of all activities performed throughout internship period. EDUCATION

MBA FINANCE,

Dr. V.N Bedekar Institute of Management Studies, Thane, April 2015 63.00%

Bachelor of Commerce

P. D. Karkhanis College, Ambernath, March 2012

67.14%

TECHNICAL SKILLS

• Microsoft Excel (Advanced)

• Pivot Tables

• VLOOKUP

• XLOOKUP

• INDEX-MATCH

• HLOOKUP

• SUMIFS

• IF Functions

• Charts

• Dashboard Reporting

• Microsoft Word

• Microsoft PowerPoint

• Microsoft Office Suite

LANGUAGES

• English

• Marathi

• Hindi

PERSONAL INFORMATION

• Hobbies: Trekking, Reading books, Traveling, Listening to Music, Internet Browsing

• Date of Birth: 18/04/1991

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