Analyst

Patriece Y. Ferguson

Fresno, TX *****

Email: *****@*****.***

Phone: 281-***-****

A seasoned mortgage professional seeking a challenging position to analyze processes and problem data via vendor oversight review to ensure developing issues.

Summary of Professional Experience

Newrez, LLC 4/2025-6/2026

Team Lead Investor Reporting

Responsible for the daily and monthly activities for the Fannie Mae, Freddie Mac, Ginnie Mae, or Private Investor portfolios, including reporting, remittances and reconciliation resolution.

Responsible for daily and monthly activities for Fannie Mae, Freddie Mac, Ginnie Mae or Private investor portfolios, including remittances, cutoff reporting and reconciliations.

Prepares and reviews monthly investor reports and remittances along with related cash movements and accounting entries in accordance with agreements.

Ensures that remittance wires are completed timely and accurately.

Researches and resolves data issues, proposes solutions for future process enhancements.

Facilitates remittance-related GL journal entries as required.

Maintains and follows procedures and controls within the monthly process

Assists with internal and external audits.

Heavy use of Microsoft excel for data analysis and reporting.

Research variances and opens items identified through the reconciliation process.

Handle ad-hoc reporting or research as directed by management.

Performs related duties as assigned by management.

Fort Bend Independent School District

Substitute Teacher 12/2024-4/2025

Highly adaptable substitute teacher with strong classroom management skills, capable of maintaining student engagement and supporting diverse learning needs across various grade levels.

PATRIECE FERGUSON Page 2

LOANCARE Virginia Beach, VA

Investor Accounting and Reporting Supervisor 8/2021-6/2024

Responsibilities of ensuring the departmental guidelines for GNMA, FNMA, and FHLMC repurchases and payoffs which includes agency buyout processes, and reviewing discrepancies are processed in compliance with agency guidelines.

Implement, enhance, and monitor accounting procedures and internal controls.

Analyze and review investor financial and billing reports to provide monthly variance explanations to the client and the senior management.

Improve and support Client Billing and Remittance processes through utilization of SQL code to ensure accurate data collection for the client and MSP during previous month.

Partner with Client Relations to track and manage client accounts receivable balances due.

Partner with Internal Audit teams to ensure accuracy within the remittance processes.

Partner with the Accounting team to ensure reconciliation of remittance to the general ledger.

Review invoice/remittance documents are accurate and correspond to servicing activities and subservicing agreements.

Developed custom spreadsheets for client billing analysis using pivot tables to retrieve client loan numbers and fees.

Resolve issues related to invoicing, reporting, and reconciliations

Seeking timely resolution to complex billing questions from clients and/or leadership

Interface with all levels of corporate and operational management

Motivate, mentor, train/coach, evaluate performance, and lead staff in a fast-paced, dynamic environment.

Maintain a strong working knowledge of SQL and daily utilization of relational databases and research MSP loan level inquiries.

Lakeview Loan Servicing Coral Gables, FL

Early Buy Out Analyst (EBO) 9/2020-7/2021

Responsibilities of handling all EBO aspects of loan level inventory which includes operational buyout processes, clearing of custodial exceptions, reconciliation of custodial reports.

Completes necessary movements of loans for warehouse transactions or securitizations.

Ensures EBO activities are properly documented and reported to accounting, treasury, reporting team, sub-servicers, document custodians and lenders.

Monitors EBO inventory to ensure loans are resolved or deem as reperforming loans after loans are identified and communicate with accounting, lenders, custodians and sub-servicers. Performs pooling, delivery and warehouse settlement activities for loans being pooled to investors from the EBO portfolio. Reviews custodial exception reports regularly to cure EBO collateral exceptions.

Reviews and evaluates various data tapes to identify and resolve data exceptions. Retrieves necessary documentation or data needed to facilitate pricing, funding, or securitization.

PATRIECE FERGUSON Page 3

FIRST GUARANTY MORTGAGE CORPORATION Plano, TX

Senior Investor Data & Reporting Analyst 2/2017-5/2020

Responsibilities of providing oversight of monthly MSR activities completed by the sub-servicer to ensure adherence to investor guidelines, MSR timelines and performance standards.

Ensure loans meet all regulatory, agency, GSE and investor requirements per the department guidelines.

Identify areas of weakness or areas of focus for recommendations to target audit of compliance issues.

Coordinate all reviews, negations, and remediation to return to vendors and interaction efforts to resolve Compliance testing defects.

Identify Key Performance Indicators (KPI) and address with course of action via departmental Score cards. Ensure Investor feedback is received and applied as course of action to minimize future issues.

Strong forecasting skills include cash flow, debt repayment and correspondence payments.

Assist in the development of new audit processes required by compliance, QC as well as those self-identified.

Prepared accurate and timely wires processing and ACH cash movements along with any reconciling journal entries.

Improved and supported Client Billing and Remittance processes through utilization of SQL code to ensure accurate data collection for the client and MSP during previous month.

Developed custom spreadsheets for client billing analysis using pivot tables to retrieve client loan numbers and fees.

Review, research and resolve all variances in the Investor report utilizing MSP, servicing director, or external reports.

Education

Master of Science in Accountancy

Master of Business Administration in Accounting

Bachelor of Science-Business Administration/Management

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