Administrative & Customer Service Specialist
Resume:
Personify Financial on behalf of First Electronic Bank
Your Credit Score and the Price You Pay for Credit Your Credit Score
Your credit score
531
Source: TransUnion Date: 2026-Jun-29
Understanding Your Credit Score
What you should know about
credit scores
Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.
Your credit score can change, depending on how your credit history changes. How we use your credit
scores Your credit score can affect whether you can get a loan and how much you will have to pay for that loan. The range of scores
Scores range from a low of 300 to a high of 850.
Generally, the higher your score, the more likely you are to be offered better credit terms. How your score compares to
the scores of other
consumers
Checking Your Credit Report
What if there are mistakes in
your credit report?
You have a right to dispute any inaccurate information in your credit report. If you find mistakes on your credit report, contact the consumer reporting agency. It is a good idea to check your credit report to make sure the information it contains is accurate. How can you obtain a copy of
your credit report?
Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year. To order your free annual credit report -
By telephone: Call toll-free: 877-***-****
On the web: Visit http://www.annualcreditreport.com By mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to: Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
How can you get more
information?
For more information about credit reports and your rights under federal law, visit the Consumer Financial Protection Bureau's website at http://www.consumerfinance.gov/learnmore.
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