Mortgage Professional

Claude Mungin

***** ******** **** *****, *********, Fl. 33579 / 727-***-****

***********@*****.***

SUMMARY

Accomplished Mortgage Professional with over ten years of experience specializing in closing and post-closing processes. Expertise in managing high-volume loan pipelines, ensuring compliance with regulatory standards, and delivering exceptional client service. I have a proven track record of optimizing operations to enhance efficiency and accuracy in mortgage transactions. I am dedicated to maintaining meticulous attention to detail and upholding the highest standards of professionalism in the mortgage industry.

SKILLS:

● Problem Solving:Expert in identifying and resolvingdiscrepancies in loan documentation, ensuring smooth and timely closings.

● Regulatory Compliance:Comprehensive knowledge offederal, state, and local mortgage regulations and guidelines, ensuring all loan processes meet compliance standards.

● Attention to Detail:Proven ability to meticulouslyreview and verify loan documents, maintaining accuracy and preventing errors in mortgage transactions.

● Operational Efficiency:Skilled in streamlining post-closingprocedures to enhance workflow efficiency and reduce processing times.

● Client Service:Strong commitment to providing exceptionalservice, effectively communicating with clients, lenders, and third parties to address and resolve issues promptly.

PROFESSIONAL EXPERIENCE

Residential Acceptance Corporation

Processing, Post-Closing, Broker and Investor Liaison July 2019 – Present

● Processed home loans for purchases and refinances, specializing in Conventional, VA, FHA, USDA and Non-QM mortgages.

● Gathered and compiled necessary documents for underwriting review and final approval.

● Engaged with customers to ensure they selected the appropriate mortgage products for their needs, including purchases and refinances.

● Ordered and managed title work, insurance documents, and appraisals to facilitate loan processing.

● Coordinated and scheduled closings with customers, title companies, and closing agents to ensure smooth transactions.

● Collaborated with investors to clear outstanding loan conditions, ensuring loans were ready for purchase.

● Input ULI numbers into the system for investors and prepared Fannie Mae and Freddie Mac UCDP documents through the electronic portal.

● Performed various post-closing duties to support the overall mortgage process and ensure compliance with regulatory requirements. Loan Flight Lending

Post Closing

April 2018 - July 2019

● Reviewed closed loan documents for completeness and accuracy, ensuring compliance with investor guidelines and federal, state, and local regulations.

● Ensured all documentation met compliance standards set by federal, state, and local agencies and investor guidelines.

● Prepared and issued Change of Circumstance Disclosures for files with modifications prior to closing.

● Shipped completed loan files/packages to investors using Encompass and direct uploads to their portals.

● Pulled Fannie Mae and Freddie Mac UCDs, FNMA 3.4 XML files for investor uploads, and periodically managed MERS registrations as needed. Eagle Home Mortgage

Secondary Marketing/Investor Liaison

October 2016 – March 2018

● Collaborated closely with investors to address and resolve suspended loan conditions, particularly those with unacceptable or incomplete delivery statuses.

● Cleared all outstanding conditions to facilitate loan purchases by clients and investors.

● Conducted daily reviews of the loan pipeline from all assigned clients and investors, identifying new and unclear conditions requiring immediate attention.

● Escalated unclear or invalid conditions as necessary to ensure timely resolution.

● Served as the primary point of contact for client and investor inquiries, coordinating weekly conference calls to discuss and address issues. Education & Other

Savannah State University, Thunderbolt, GA

● Minot State University, Minot, ND

● Richard Arnold High School, Savannah, GA

Military Experience:

● United States Air Force, E5 Staff Sergeant

● U.S. Air Force Reserves

Training and Certifications:

● Fair Lending – Retail

● Fraud Detection and Prevention

● HMDA Training Program

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