AML & Fraud Intelligence Strategist

OLUWASEYI JONES

Phone: *** -*** -**** Email: ****.*****@*****.***

Fraud Intelligence Strategist AML Risk Architect Financial Crime Defender Compliance Intelligence Analyst

PROFESSIONAL SUMMARY

Demonstrated success in mitigating financial loss and ensuring adherence to BSA/AML/KYC guidelines across complex banking environments. Maintains an uncompromising focus on data integrity, investigation quality, and customer confidentiality. Recognized for collaborating with law enforcement and cross-functional teams to deliver compliance insights and actionable fraud prevention strategies.

PROFESSIONAL SKILLS

Fraud Loss Prevention

Investigative Case Resolution

Regulatory Compliance Execution

Transaction Monitoring Optimization

AML Risk Mitigation

False Positive Reduction

Suspicious Activity Reporting

High-Risk Pattern Identification

Data-Driven Investigation Customer Trust Protection

Cross-Functional Collaboration

Law Enforcement Coordination

PROFESSIONAL EXPERIENCE

Credit Card Fraud Analyst Jan 2025 – September

JPMorgan Chase

Investigated flagged credit card transactions, identifying suspicious activity and protecting customer accounts from fraud.

Reviewed transaction histories to uncover synthetic identity fraud patterns across multiple linked customer profiles.

Responded to customer fraud inquiries, resolving charge disputes while restoring trust and account security.

Identified data anomalies using analytics tools to support early fraud detection and loss prevention.

Analyzed multiple card applications flagged for inconsistencies, leading to proactive fraud case resolution.

Monitored active accounts for unusual activity, preventing large-scale unauthorized spending incidents.

Advised clients on card safety practices after fraudulent activity, reducing repeat incidents significantly.

Used data analysis to recommend fraud alert adjustments, increasing detection accuracy across high-volume alerts.

Claims/Fraud Analyst Oct 2022 – Feb 2024

Santander Consumer USA

Resolved 95% of fraud cases by conducting detailed investigations and analyzing transactional behaviors.

Identified high-risk patterns and anomalies that significantly improved internal detection accuracy.

Reduced investigation turnaround times by streamlining fraud case workflows and eliminating inefficiencies.

Responded to complex customer complaints involving fraud, preserving client trust through rapid resolution.

Collaborated with law enforcement to recover funds and close large-scale fraud investigations successfully.

Implemented data refinement methods to reduce false positives and improve alert quality system-wide.

AML/Fraud Analyst Mar 2019 – Aug 2022

First American Bank

Analyzed international and domestic transactions to uncover suspicious activity and mitigate potential fraud risks.

Used FinCEN tools to uncover cross-account anomalies and develop risk typologies for future case detection.

Partnered with customers during real-time alerts, stopping fraud activity and preserving account security.

Identified new fraud trends by collaborating with fraud teams, refining strategies to reduce recurring patterns.

Authored detailed research documents that enabled faster case escalation and risk-based decision-making.

Optimized transaction monitoring accuracy by streamlining review processes and reducing case backlogs significantly.

AML/BSA Analyst Nov 2017 – Feb 2019

Busey Bank

Reviewed daily BSA/AML alerts to identify suspicious behavior and escalate high-risk cases.

Investigated flagged accounts and reported patterns of unusual customer activity for review.

Ensured compliance with BSA and Patriot Act regulations across all bank operations.

Conducted periodic customer account reviews, detecting activity inconsistent with stated account purpose.

Developed fraud mitigation strategies that reduced internal risk exposure across departments.

Authored investigative reports that supported compliance decisions and improved audit documentation.

Collaborated with internal teams to improve alert handling, increasing regulatory efficiency and accuracy.

CORE COMPETENCIES

Expert in fraud investigations and financial loss prevention across high-risk transaction environments.

Proficient in drafting SARs, ensuring strict adherence to BSA, AML, and KYC regulations.

Effective at identifying high-risk patterns and reducing false positives through data-driven analysis.

Skilled in cross-functional collaboration with law enforcement, FIU teams, and compliance stakeholders.

Demonstrated ability to resolve complex fraud cases and support successful fund recovery initiatives.

Strong knowledge of FinCEN research tools, transaction monitoring systems, and case management platforms.

Experienced in protecting customer trust by managing sensitive investigations and fraud complaint escalations.

Proficient in Microsoft Office Suite, including Excel, Outlook, PowerPoint, and Word for reporting tasks.

EDUCATION

Bachelor of Science in Biochemistry

Lagos State University — Lagos, Nigeria Oct 2015

In lieu of ACAM Certification — Expected 2026

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