Financial Planning & Analytics Analyst

Nidhi Bomble

Financial Analyst

+1-201-***-**** *****.*@********.*** Jersey City, NJ LinkedIn Summary

Financial Analyst with around 3 years of experience in financial planning, budgeting, forecasting, and reporting across dynamic business environments. Strong expertise in financial modeling, statistical analysis, KPI dashboard development, and variance analysis to support accurate decision-making and performance tracking. Skilled in working with accounting systems and analytical tools to streamline financial operations, improve reporting accuracy, and ensure compliance with GAAP and SOX standards. Proficient in analyzing financial data, identifying trends, and delivering actionable insights that enhance cost efficiency, risk control, and overall business performance.

Skills

Languages: Python (Pandas, NumPy), SQL, VBA

Software Tools: QuickBooks, Bloomberg Terminal, Tally ERP Accounting, Minitab, Anaplan, Alteryx Visualizations: Tableau, Power BI, MS Office (Word, PowerPoint, Advanced Excel, Outlook), Google Analytics, Looker, Google Data Studio, Excel Power Query, KPI Dashboards

Core Financial Skills: Financial Modeling, Statistical Modeling, Budgeting, Forecasting, Variance Analysis, Scenario Modeling, Risk Assessment, Financial Statement Analysis, Financial Reporting, Financial Accounting, Financial Analytics, Portfolio Risk Management, Credit Analysis, Credit Risk Modeling, Market Research, Corporate Finance, Structured Financing, Financial Research, Resource Management, Budget Planning, Investment Analysis, Risk Management, Accounting, Monte Carlo Simulation Financial Reporting & Compliance: SEC Reporting, SOX Compliance, GAAP Reporting, Financial Reconciliation, Month-End Close, ESG Reporting, Audit Support, Compliance Reporting ERP & Financial Systems: SAP FI/CO, Oracle Financials, NetSuite Database: MySQL, PostgreSQL, MS SQL Server, Snowflake, MongoDB Workflow & Collaboration: Financial KPI Reporting, Executive Presentations, Cross-Functional Collaboration Education

Master's in Business Analytics Feb 2026

Saint Peter's University, Jersey City, NJ

Bachelor of Business Administration Sep 2023

Ballari Business College, Karnataka, India

Work Experience

M&T Bank, USA Sep 2025 – Present

Financial Analyst

Developed robust statistical modeling and budgeting frameworks using historical financial data and predictive analytics, enabling efficient allocation of resources across multiple business units while supporting overall financial planning accuracy.

Designed portfolio risk management models using quantitative techniques to evaluate volatility and downside exposure, strengthening risk-adjusted performance and supporting stable portfolio outcomes across varying market conditions.

Managed accounting operations using Tally ERP, ensuring accurate ledger maintenance, reconciliation, and compliance with financial standards, which improved reporting efficiency by 30% and reduced discrepancies during audits.

Built financial dashboards and reporting tools in Advanced Excel using Power Query, PivotTables, and VBA, streamlining reporting workflows, reducing manual effort by 40%, and delivering accurate, real-time financial insights across departments.

Conducted in-depth financial market analysis using the Bloomberg Terminal, evaluating equity trends, fixed income instruments, and macroeconomic indicators to support investment strategies that improved return performance by 18%.

Prepared and delivered GAAP-compliant financial reports, including income statements, balance sheets, and cash flow statements, ensuring regulatory adherence and enhancing transparency for internal and external stakeholders.

Utilized SAP FI/CO modules to manage financial transactions, strengthening financial control mechanisms across multiple departments while ensuring consistent financial data integrity and structured reporting processes.

Created robust credit risk modeling frameworks using financial ratios, probability of default (PD), and loss given default (LGD) methodologies, enabling more accurate borrower assessments and reducing credit losses by 20%. Aspire Technolab, India Aug 2022 – Jul 2024

Financial Analyst

Accompanied risk assessment frameworks by evaluating financial exposure and operational uncertainties, leading to a 28% reduction in potential financial losses through proactive mitigation strategies and scenario-based forecasting models.

Performed financial statement analysis by reviewing balance sheets, income statements, and cash flow reports to identify trends and performance gaps, improving reporting accuracy by 32% and supporting strategic financial planning initiatives.

Exploited QuickBooks to manage and streamline accounting operations, including ledger maintenance and financial reporting, increasing transaction accuracy by 26% while ensuring compliance with internal controls and audit standards.

Established automated financial models using VBA (Visual Basic for Applications) to optimize repetitive data processing tasks, reducing manual workload by 40% and enhancing reporting efficiency across large-scale financial datasets.

Considered KPI dashboards using advanced Excel and BI tools to integrate multi-source financial data, enabling real-time visibility into revenue performance, cost structures, and strengthening executive-level reporting with clear financial insights.

Executed financial reconciliation by reviewing and resolving discrepancies across general ledger accounts, bank statements, and transactional records, strengthening data integrity and improving accuracy by 30% during month-end close cycles.

Applied Minitab to perform advanced statistical analysis on financial datasets, including variance analysis and performance pattern identification, uncovering key data insights that improved forecasting accuracy and operational efficiency.

Deployed Financial KPI reporting dashboards by consolidating data from multiple financial systems, enabling real-time visibility of revenue and profitability trends, which delivered a 38% improvement in monthly reporting efficiency.

Boosted structured budget planning and forecasting activities by analyzing historical financial data, market trends, and cost drivers, optimizing budget allocation strategies that resulted in a 27% improvement in cost control and resource utilization.

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