Detail-Oriented Remote Data Entry Clerk

MICAELA DP. DELOS SANTOS, CFMS

** ******-****** **. *******, Valenzuela City +63-961-***-**** *******@*****.*** OBJECTIVE

A motivated and detail-oriented graduating student of Bachelor of Science in Business Administration, Major in Financial Management at Pamantasan ng Lungsod ng Valenzuela, with hands-on experience in banking operations, credit and collection, and financial analysis. Certified Financial Management Specialist (CFMS), seeking to contribute sound financial knowledge and a strong work ethic to a dynamic organization. EDUCATION

Pamantasan ng Lungsod ng Valenzuela Valenzuela City, Philippines Bachelor of Science in Business Administration, Major in Financial Management Expected: 2026

• Relevant coursework: Financial Accounting, Managerial Accounting, Corporate Finance, Investment Management, Taxation, Business Law, and Financial Statement Analysis

• Conducted a comprehensive feasibility study on La Ambrosia, a clubhouse sandwich with eggplant omelette filling, covering market, technical, financial, and management feasibility aspects

• Prepared projected financial statements including income statement, balance sheet, and cash flow statement CERTIFICATION

Certified Financial Management Specialist (CFMS) April 2026 Passed the CFMS examination with a forte in financial statement analysis, demonstrating proficiency in interpreting and preparing financial reports in accordance with industry standards. EXPERIENCE

Producers Savings Bank Corporation Valenzuela City, Philippines OJT Trainee - Credit & Collection / Loan Officer / Account Officer January 29, 2026 - April 30, 2026

• Assisted loan officers in evaluating credit applications by reviewing financial documents and assessing borrower creditworthiness

• Supported preparation and processing of loan documents in compliance with bank policies and Bangko Sentral ng Pilipinas (BSP) regulations

• Monitored loan accounts and flagged delinquent accounts for collection follow-up and remedial action

• Assisted in computing interest, penalties, and amortization schedules for various loan products

• Coordinated with clients regarding loan status, payment schedules, and outstanding balances

• Facilitated the account opening process by guiding clients through required documentation and KYC (Know Your Customer) requirements

• Verified completeness and authenticity of client identification and supporting documents in accordance with bank compliance standards

• Encoded and updated client information accurately in the banking system and ensured proper filing of account opening documents and signature cards

• Explained deposit products and account types to clients based on their individual financial needs

• Assisted in the preparation of collection reports and aging of receivables SKILLS

• Financial Statement Analysis & Preparation

• Credit Evaluation & Loan Processing

• Account Management & Collections

• KYC & Bank Regulatory Compliance (BSP)

• Budgeting, Cost Management & Feasibility Analysis

• Client Relationship Management

• Microsoft Office (Excel, Word, PowerPoint)

• Strong written and verbal communication in English and Filipino

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