Senior AML, Sanctions & Financial Crimes SME

MASTER RESUME — Senior AML / Sanctions / Financial Crimes Professional

Lisa Vaughn Hagerstown, MD • Remote Eligible Email • Phone • LinkedIn

SUMMARY

Senior AML, Sanctions, and Financial Crimes professional with 33 years of experience at Citibank, specializing in AML investigations, SDN/OFAC/PEP screening, KYC/EDD reviews, FinCEN casework, internal audit support, and highrisk customer analysis. Expert in enterpriselevel compliance systems including Actimize, NICE AML Essentials, Citi Screening, SPF, LexisNexis, Dun & Bradstreet, Experian, Innovis, Excel, Teams, and Sawgrass. Recognized Subject Matter Expert (SME) and trainer with a proven ability to manage complex investigations, reduce false positives, strengthen controls, and produce auditready documentation. Known for accuracy, professionalism, and leadership in highvolume, highrisk environments.

CORE COMPETENCIES

AML Investigations

SDN/OFAC/PEP Screening

KYC/EDD Reviews

FinCEN Reporting

Transaction Monitoring

Adverse Media Screening

Beneficial Ownership Analysis

Identity Verification

Fraud Indicators & Red Flags

Internal Audit Support

Regulatory Documentation

Risk Scoring & Escalation

SME & Training

Workflow Optimization

Project Leadership

TECHNICAL SYSTEMS

AML Platforms: Actimize, NICE AML Essentials Sanctions Screening: Citi Screening, SPF, SDN/OFAC/PEP tools KYC/EDD Tools: LexisNexis, Dun & Bradstreet, Experian, Innovis Case Management: Sawgrass, Microsoft Teams Data & Reporting: Excel (Advanced), Adverse Media Tools

PROFESSIONAL EXPERIENCE

Citibank — Senior AML / KYC / Sanctions Analyst

33 Years

AML Investigations & Transaction Monitoring

Conducted highrisk AML investigations using Actimize and NICE, reviewing alerts, identifying red flags, and escalating suspicious activity with auditready narratives.

Analyzed customer behavior, transaction patterns, and anomalies to detect potential money laundering or fraud.

Supported FinCEN casework, preparing detailed investigative documentation aligned with regulatory expectations.

Sanctions (SDN/OFAC/PEP) Screening

Performed SDN/OFAC/PEP screening through Citi Screening and SPF, clearing false positives and escalating true matches with precise documentation.

Reviewed public officials, global entities, and highrisk individuals across OFAC, EU, UN, HMT, and PEP lists.

Applied riskbased decisioning to sanctions alerts, ensuring compliance with global regulatory standards.

KYC / EDD

Completed KYC/EDD reviews for highrisk individuals and businesses, including beneficial ownership verification and business intelligence analysis.

Utilized LexisNexis, Dun & Bradstreet, Experian, and Innovis for identity verification, adverse media screening, and risk scoring.

Assessed complex customer structures and escalated cases requiring enhanced due diligence.

Internal Audit & Compliance

Collaborated with internal audit teams to validate AML, sanctions, and KYC controls.

Ensured documentation met regulatory and audit requirements, strengthening compliance posture.

Identified control gaps and contributed to remediation and process improvement initiatives.

SME, Training & Leadership

Served as a Subject Matter Expert (SME) for AML, sanctions, and KYC processes.

Trained analysts on screening logic, escalation protocols, documentation standards, and investigative methodology.

Led workflow improvement projects that reduced false positives and increased investigative efficiency.

Systems & Tools

Actimize • NICE AML Essentials • Citi Screening • SPF • LexisNexis • Dun & Bradstreet • Experian • Innovis • Excel • Sawgrass • Microsoft Teams

EDUCATION

Master of Science, Organizational Leadership Bachelor of Science, Project Management

ADDITIONAL STRENGTHS

Investigative Writing

Case Narrative Development

False Positive Reduction

Escalation Protocols

Regulatory Interpretation

Ethical DecisionMaking

Leadership & Mentoring

HighVolume Case Management

Process Improvement

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