Senior Financial Reporting & Forecasting Analyst

Mohamed Nuhu Gala

Dover, MA *****

Cell: 907-***-****

Email: **************@*****.***

LinkedIn: https://www.linkedin.com/in/mohammed-nuhugala-079133210/ Summary:

● Senior Financial Reporting with 10+ years of experience in financial reporting, budgeting, forecasting, variance analysis, reconciliations, and financial planning across higher education, healthcare, banking, and financial services organizations.

● Experienced in developing financial reports, maintaining budget tracking tools, supporting month-end close activities, preparing journal entries, and delivering executive-level reporting to support strategic decision-making.

● Proficient in SAP, Oracle, Hyperion, Power BI, SQL, and advanced Microsoft Excel, with a strong ability to analyze complex financial data, develop forecasting models, and collaborate with cross-functional stakeholders to improve financial performance and reporting accuracy. Skills:

● Accounting Software: QuickBooks, Sage 50, Xero, FreshBooks, Zoho Books, Microsoft Dynamics GP

● Financial Management: Financial Reporting, Budgeting, Forecasting, Variance Analysis, Cash Flow Management, Cost Accounting

● Financial Analysis: Variance Analysis, Financial Modeling, Forecasting, Ratios, Budgeting, Cost Reduction Strategies

● Accounting Software: SAP, Oracle, QuickBooks, Microsoft Dynamics, Sage, NetSuite

● Regulatory Compliance: GAAP, Sarbanes-Oxley (SOX), SEC Reporting, IFRS, Internal Audits, Tax Filing

● Compliance & Auditing: GAAP, IFRS, SOX Compliance, Internal Controls, Risk Assessment, Audit Planning

● IT & Tools: MS Excel (Advanced), SQL (Intermediate), SAP, Oracle Financials, Hyperion Financial Management

● Technical Skills: Microsoft Excel (Advanced), SQL, Microsoft Power BI, Tableau, VBA, Access

● Auditing Software: ACL Analytics, IDEA, TurboAudit, Caseware, TeamMate, Thomson Reuters

● Regulations & Standards: GAAP, GAAS, Sarbanes-Oxley (SOX), PCAOB Standards, ISO 27001

● Accounting Frameworks: IFRS, FASB, COSO Internal Control Framework, Risk Assessment

● Languages: English (Native)

Education & Certifications:

Bachelor of Business Administration (BBA), Major- Business Administration and Minor in Finance, Georgetown University

Associates, Major - Accounting, Miami Dade Community College Master of Public Administration with an Emphasis in Government and Policy, Grand Canyon University Start Date Jun 2024 - End Date Dec 2026

Certified Financial Analyst

Work Experience:

MIT Mar 2025 - Mar 2026

Sr. Business System Analyst Global Retirement and Benefits Strategy Reporting Lead

● Assisted with the preparation of annual operating budgets and periodic forecasts for operating and restricted funds.

● Gathered and documented business requirements for Capital Markets applications supporting Equities, Fixed Income, Derivatives, FX, and Trade Lifecycle processes. Performed budget-to-actual and variance analysis to support accurate financial reporting.

● Worked with Finance and department leaders to reconcile financial data and maintain budget accuracy.

● Prepared financial reports, dashboards, and presentation materials for monthly leadership reviews.

● Conducted gap analysis between current state and future state trading platforms during system migrations and upgrades.

● Updated and maintained budget tracking tools and financial dashboards using SAP, Excel, and Power BI.

● Generated journal entries and supported internal fund transfers and transactional reconciliations.

● Tracked discretionary spending and monitored departmental commitments against approved budgets.

● Performed data analysis and created SQL queries to validate trade data integrity across multiple capital markets platforms.

● Supported Concur invoice processing and completed ad hoc financial reporting and analysis as needed. Blue Cross Blue Shield of Massachusetts Oct 2023 - Feb 2025 Controller Growth Insurance Close Audit Lead

● Supported monthly and quarterly financial reporting, forecasting, and variance analysis.

● Prepared financial models and reporting packages to support leadership decision-making.

● Collaborated with cross-functional teams to monitor financial performance against budget and forecast.

● Designed a financial risk analysis model that reduced risk exposure by 17% through predictive analytics.

● Developed the annual financial plan, contributing to a 12% reduction in unnecessary expenses.

● Conducted market analysis supporting a $250M investment strategy that contributed to a 10% year-over-year profit increase.

● Helped identify a $30M business growth opportunity through financial and market analysis.

● Supported a revenue optimization initiative that increased revenue by 6% within the first year. United Healthcare Group & Brown University Sep 2021 - Oct 2023 Director Business Development Executive State Government

● Managed annual budget planning and financial forecasting for assigned departments.

● Reviewed budget performance and provided recommendations based on financial trends and variance analysis.

● Partnered with senior leadership on financial planning and resource allocation.

● Prepared executive-level financial reports, dashboards, and presentations.

● Improved cash flow by 25% through budget management and cost-saving initiatives.

● Streamlined financial reporting processes, reducing the monthly close cycle by 40%.

● Led a team of finance professionals, improving operational efficiency through workflow enhancements.

● Implemented a new financial system that significantly reduced manual data entry errors.

● Assisted in securing a $10M line of credit to support organizational growth initiatives. Massachusetts Development Finance Agency Jul 2022 - Jun 2023 Senior. Loan Servicing Payment Marketing Manager

● Gathered financial information from executive leadership and the Finance Committee to develop budget forecasts and estimates.

● Prepared and monitored operating budgets while ensuring compliance with financial policies.

● Performed budget reconciliations and analyzed funding changes to support financial planning.

● Developed financial reports and budget summaries for executive leadership and the Finance Committee.

● Assisted with long-range financial planning by analyzing historical trends and forecast assumptions.

● Prepared budget estimates and assessed the operational impact of proposed budget changes. Bank of America Jan 2019 - Nov 2022

Sr. Business Analyst Product Architecture Asset Management Banking

● Partnered with business stakeholders to gather and document business and system requirements.

● Led requirements workshops and translated business needs into functional specifications and user stories.

● Managed project timelines, risks, and deliverables while coordinating with cross-functional teams.

● Documented how trades like swaps and options moved through the system.

● Served as the primary liaison between business users, technical teams, vendors, and consultants.

● Analysed trade lifecycle events including trade capture, validation, allocation, confirmation, settlement, reconciliation, and reporting.

● Maintained business process documentation, system workflows, and data models.

● My fast paced executing time-sensitive daily, weekly, and monthly reconciliations between card networks, banking partners, processors, and internal transaction and ledger data to ensure data integrity across all sources.

● I investigate unreconciled items and discrepancies: perform root-cause analysis across network, bank, and internal data, drive corrective actions, and escalate irregularities promptly.

● Design, develop, and maintain automated SQL-based reconciliation and reporting solutions (e.g., break dashboards, settlement summaries, exception queues) using team best practices, with guidance and review from senior analysts.

● My contribution to the design of the team's success metrics (e.g., match rates, break aging, time-to-resolution, reporting SLAs) and communicate KPI results to business partners and leadership.

● Support month-end close: prepare reconciliation reporting, standardized summaries, and supporting documentation that feed downstream accounting, audit, and regulatory processes.

● And monitor daily settlement, funding, and banking activity to detect irregularities, and spot upstream data or pipeline issues that impact reconciliation and reporting data sources.

● Partner day-to-day with Engineering, Product, Accounting, Treasury, and Compliance: file and follow production support tickets, define business requirements for fixes and enhancements, and validate changes before deployment.

● My years of previous related experience in reconciliation, settlement, payment operations, accounting, or finance analytics with a bachelor’s degree (Finance, Accounting, Economics, a quantitative field, or similar); or a Master's degree; or equivalent work experience.

● Independent proficiency in SQL, including building and maintaining automated SQL-based reporting.

● I have strong Excel skills (complex formulas, pivot tables) and comfort working with large, messy transactional datasets.

● Detail-oriented "detective" mindset: demonstrated ability to research any discrepancies, question the correctness and completeness of data, and follow issues through to resolution.

● Working knowledge of general accounting principles and the mechanics of money movement.

● My strong written and verbal communication skills, with the ability to present findings to both analytics peers and non-technical business stakeholders.

● Self-motivated and proactive; delivers accurate work on tight, recurring deadlines and proactively communicates progress, learnings, and delays.

● With my prior experience with card-network reconciliation and settlement (Visa, Mastercard, Amex, Discover), including network settlement, clearing, and report files.

● Familiarity with funds-transfer processes and rails (ACH, wire, SWIFT, RTP/FedNow) and with the payments ecosystem: merchants, acquirers, issuers, processors, and program banks.

● Experience with reconciliation tools, banking portals, and BI/reporting platforms (e.g., Looker, Tableau).

● Exposure to month-end close, interchange and fee/cost reconciliation, revenue-leakage detection, or regulatory and tax reporting.

● Experience supporting audits, internal controls, or SOX-adjacent processes.

● Curiosity about payments products and a track record of improving or automating operational processes. Silicon Valley Bank Feb 2019 - Nov 2021

Senior.Project Sales Executive Gas Trading Processing Solutions

● Planned and executed risk assessments, audit testing, and internal control evaluations.

● Prepared audit reports and monitored corrective action plans through completion.

● Worked closely with business leaders to identify and address emerging control risks.

● Partnered with internal stakeholders, external auditors, and regulators to support compliance initiatives.

● Ensured audit activities were completed within established timelines and regulatory requirements. BBH Company Apr 2017 - Feb 2019

Senior. Business Analyst Capital Markets / Fixed Income

● I have 7+ years of Sr. Business Analyst experience within Capital Markets environments.

● Solid knowledge of trade lifecycle, settlement, reconciliation, and regulatory reporting processes.

● Experience with Agile and/or Waterfall project methodologies.

● Strong analytical, problem-solving, and communication skills.

● Ability to interact effectively with both business and technical stakeholders.

● Proficiency in tools such as JIRA, Confluence, SQL, Excel, and Visio.

● My knowledge and experience with market risk, regulatory compliance, or data governance initiatives.

● And exposure to cloud-based financial systems and data platforms.

● Prior experience in investment banking, asset management, hedge funds, or brokerage environments. First National Bank of Maryland Wells Fargo HSBC May 2010 - Jul 2017 AL-First Business Operations C,M,M,U & Portfolio Management.

● Managed commercial lending portfolios, including underwriting, credit analysis, and portfolio management.

● Structured and underwrote new credit facilities, renewals, amendments, and annual reviews.

● Monitored portfolio performance, credit quality, and regulatory compliance.

● Evaluated collateral and financial information to support sound credit decisions.

● Communicated portfolio risks, trends, and recommendations to senior leadership.

● Built and maintained strong client relationships while supporting ongoing portfolio growth.

Contact this candidate