Loan Processor Specializing in DSCR & SBA
Resume:
Milan Lee
Las Vegas, NV *****
626-***-**** **********@*****.***
PROFESSIONAL SUMMARY
Proactive and goal-oriented Loan Processor with 8 years of experience in evaluating financial documentation and promoting positive client interactions. Works exceptionally well in fast-paced environments driven by tight deadlines. Skillful in analyzing documents and customer information to avoid errors and promote efficiency. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. SKILLS
Encompass, Byte, Ignite, Decision Pro,
Precision Lender, Meridian Link, Loannex
• • Commercial and Consumer loans
• DSCR loans FHA, Conventional, VA, USDA and 203k
loans
•
• SBA 7(a) loans • SBLU, BBLU & CLU loans
• Community Development loans • TRID & HMDA
• Automated Underwriting Systems Professional written and verbal communication skills
•
Suspicious activity reporting & Transaction
monitoring
•
WORK HISTORY
LOAN PROCESSOR 11/2025 to Current
North American Financial - Las Vegas, NV
Process and manage DSCR loan files from application through closing, ensuring timely and accurate file progression
•
Analyze rent schedules,lease agreements,appraisal reports, and property cash flow documentation to support loan qualification
•
• Managed a pipeline of 30+ loans a month while closing loans in 15 days Prepare and submit loan packages to underwriting while maintaining compliance with investor and lending guidelines
•
Track loan conditions and obtain required documentation to clear underwriting stipulations efficiently.
•
Order and review third party services including appraisals, title reports, insurance and flood certifications
•
• Provide exceptional customer service throughout the entire loan process
• Reduced processing delays by identifying documentations deficiencies early COMMERCIAL LOAN PROCESSOR 07/2023 to 11/2025
Planters Bank & Trust - Olive Branch, MS
Coordinated effectively with cross-functional teams, including credit analysts and legal professionals, to ensure smooth loan processing from initial application to closing.
•
Reduced processing time for commercial loans by optimizing workflow processes within the team.
•
Created loan set up with spreads, collateral, rates and fees and prepared loan with all financials for credit review
•
• Ordered necessary appraisals, titles, deeds, flood, and insurance
• Completed borrowing base and accounts receivable calculations
• Prepared loan for signing and notarized any necessary documents for closing
• Maintained a pipeline of 40 loans per month
CHIEF OPERATING OFFICER 04/2022 to 11/2024
Cajun Country Gaming - Remote
Oversaw day-to-day operations to keep organization running smoothly while meeting business goals.
•
Identified and pursued business development opportunities to grow organization and increase revenue.
•
Monitored and analyzed industry trends to identify opportunities for organizational growth and competitiveness.
•
• Negotiated contracts and agreements to secure favorable terms and maximize profits. Aligned organizational objectives with company mission to increase business growth and integrate work strategies.
•
LOAN PROCESSOR 12/2020 to 08/2022
Mortgage Solutions Financial - Remote
• Processed loan applications and monitored progress from start to final approval. Performed LOS and loan file reviews; ensure origination and settlement fees were disclosed accurately, timely and within tolerance per TRID/RESPA requirements
•
• Monitored pipelines to track and log status of loans.
• Consistently updated conversation log on every loan Submitted several needs list to Loan Officer and applicants to complete files in a timely manner
•
Organized files in correct stacking order, reviewed AUS findings and appropriate documentation
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Submitted efficient loans to Underwriter and completed any other conditions needed for the loan to close
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• Provided quick turnaround times while maintaining pipelines of 35+ loans LOAN PROCESSOR 12/2015 to 01/2018
New American Funding - Tustin, CA
Collected necessary documentation such as income documents, asset statements, and initial disclosures
•
Communicated with borrowers, real estate agents, title and escrow companies throughout entire loan process
•
• Prepared and evaluated loans for submission to underwriting Communicated with underwriters about conditions and reached out to borrowers and third parties for needed items
•
• Ordered appraisals, title and escrow settlement documents Verified applicant's residency, mortgage history, employment and assets to ensure loan qualification
•
• Calculated income and analyzed tax returns accurately Performed compliance reviews and audits on canceled and denied loans to meet HMDA reporting requirements
•
LOAN OFFICER ASSISTANT 09/2015 to 11/2015
Community Mortgage Funding - Temp Job - Pomona, CA Analyzed applicant's financial status, credit, and property evaluations to determine feasibility of granting a loan request
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Met with applicants to obtain information for loan applications and answer questions about the loan process
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• Explained to customers different type of loans and credit options Ensured all disclosures met lender, state, and federal requirements relative to new TRID rules
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Performed compliance reviews and audits on canceled and denied loans to meet HMDA reporting requirements
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LOAN PROCESSOR 04/2013 to 03/2015
United Providence Funding Corporation - Los Angeles, CA Examined and collected borrower's financial documents and prepared loan packages for submission
•
• Performed data entry by entering borrower's information for loan approval
• Ordered third-party verifications: employment, deposits and rental/mortgage history Reviewed all initial changes and final loan disclosures to meet lender and regulatory requirements
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• Researched and evaluated lender guidelines
• Constantly communicated with borrowers, sale agents, and closing agents ASSISTANT OFFICE MANAGER 08/2011 to 08/2012
The Safe Cig - Los Angeles, CA
• Organized and structured meetings and appointments for Sr. Management and staff
• Worked on special projects to launch products and services
• Implemented procedures and filing systems for processing orders
• Recorded expenses and maintained accounting records. Oversaw office inventory activities by ordering and requisitions and stocking and shipment receiving.
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JUNIOR LOAN PROCESSOR 05/2008 to 09/2009
Direct Processing Services - Pasadena, CA
• Performed data entry by entering borrower's information for loan approval
• Ordered third party verifications: employment, deposits and rental history
• Scheduled meetings for Sr. Processors and Loan officers
• Researched and evaluated lender guidelines
• Prepared loan packages for submission
EDUCATION
Certification - Google
Data Analytics, 06/2025
Certification - ISACA
Information Systems Auditor, 06/2025
Certification - ISACA
Strategy, Analysis & Risk Mitigation, 06/2025
IAP Career College - Los Angeles, CA Certification Finance Certificate, 11/2023
Citrus College - Glendora, CA
Business, 11/2020
National Association of Mortgage Professionals - Los Angeles, CA Certification Mortgage Processor Certificate, 01/2016
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