Senior Backend Engineer (Fintech)

Azad Mohammed

Senior Backend Engineer Fintech & Payments BSE Star MF · Mutual Fund APIs 5+ Years ****.**********@*****.*** +91-861******* Noida

Summary Backend-focused Full Stack Engineer with 5+ years building high-volume fintech platforms. Led backend architecture at MySIPOnline — a mutual fund investment platform with a 95% API-driven architecture integrating BSE Star MF for real-time order processing and automated investment workflows. Specialised in Node.js, Laravel, Redis caching, and async job pipelines; experienced scaling systems that process thousands of financial transactions daily with high reliability and low latency. Skills Backend & Architecture Databases & Caching

Frontend Tools & DevOps

AI & Integrations

Experience 2. WNS Global Services

Software Engineer

Noida, India

May 2025 - March 2026

Building enterprise-grade backend services for large-scale business workflow automation. Developed and scaled enterprise REST APIs in Node.js + Laravel supporting 10+ internal business workflows, serving ~5,000 daily API requests with sub-200ms average response time

Built background job pipelines using Amazon SQS processing 50,000+ records/day for large-scale API-to-database synchronisation with dead-letter queue handling for failed jobs

Integrated GPT-4 API to build AI-driven data classification and insight features, reducing manual data-tagging effort by ~60% Developed backend services generating dynamic chart-ready datasets for AI-powered analytics dashboards consumed by business intelligence teams

Improved API documentation coverage from 40% to 95%, enabling faster onboarding of 3 external enterprise system integrations https://www.wns.com/

1. Cognus Technology (MySIPOnline)

Senior Software Engineer Assistant Team Manager (Backend Tech Lead) Udaipur, Rajasthan, India

January 2021 - April 2025

Led backend architecture and a team of 6 engineers for MySIPOnline — a large-scale fintech mutual fund investmen Architected a 95% API-driven backend system on Laravel/PHP automating mutual fund order placement, SIP scheduling, and compliance checks — platform processes 1Cr+ in transactions monthly Integrated BSE Star MF APIs for live order tracking and real-time transaction processing; built reconciliation jobs that reduced settlement discrepancy rate from ~3% to under 0.2%

Introduced Redis caching layer for high-frequency NAV and portfolio data lookups, cutting average API response time from ~800ms to

~120ms and reducing MySQL read load by 60% during peak trading windows Designed cache invalidation strategy maintaining strict consistency between MySQL and Redis, achieving zero stale-data incidents post- deployment

Built async background processing system (Laravel Queues + Redis) for financial data sync and daily reconciliation, processing 30,000+ queue jobs/day with 99.7% success rate

Optimised 12 critical MySQL queries through composite indexing and query restructuring — reduced average query time from 3.2s to 180ms on a 20M+ row transaction table

Implemented JWT-based RBAC system with token rotation and IP binding for secure multi-role access (admin, investor, distributor); zero auth- related security incidents in 4 years

Led a 6-engineer backend team: conducted weekly architecture and code reviews, introduced API contract-first development with frontend/mobile teams, reducing integration bugs by ~50% Migrated infrastructure to scalable cloud environment, improving uptime from 97.2% to 99.6% and reducing monthly infra costs by ~25% Integrated 3 payment gateways (Razorpay, PayU, direct bank mandate) for SIP auto-debit and lump sum investment transactions https://www.mysiponline.com/

Education MDS University

Rajasthan Aanchlik College

BCA

2019-2021

Languages Hindi English

PHP, Laravel, Node.js, Sequelize ORM, JWT Authentication, REST API Design, API Security, Background Job Processing, System Design, Agile / Sprint Delivery, Microservices, Technical Leadership MySQL (Indexing & Query Optimisation), MongoDB, AWS RDS, Redis

(Cache Invalidation- TTL Strategies)

HTML, CSS, JavaScript, JavaScript (ES6+), React (Intermediate), Angular

(Intermediate)

AWS CloudWatch, CI/CD Pipelines, PM2, GitHub, Docker, Postman, Amazon SQS

GPT API Integration, Financial APIs, Payment Gateway Integration, Third-Party API Integration, BSE Star MF Integration, Razorpay

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