KHARINA JOHN
Jacksonville, FL • 904-***-**** • *********@*****.***
PROFESSIONAL SUMMARY
Results-driven Business Operations professional with 10+ years of experience in financial services, specializing in process improvement, litigation support, and cross-functional operations. Proven track record of optimizing workflows, resolving complex case issues, and partnering with legal, compliance, and business teams to drive efficiency. Experienced leader with a background in team supervision, escalation management, and continuous process enhancement.
CORE COMPETENCIES
- Business Process Improvement
- Workflow Optimization
- Cross-Functional Collaboration
- Operations Management
- Compliance & Regulatory Adherence (FDCPA)
- Data Analysis & Reporting
- Escalation & Issue Resolution
- Continuous Improvement Initiatives
- Team Leadership & Coaching
- Systems: Salesforce, LexisNexis, Epic Systems, Microsoft Office
PROFESSIONAL EXPERIENCE
Strategic Litigation Specialist TD Bank Group – Jacksonville, FL 01/2022 – Present
- Manage and analyze approximately 30+ complex legal cases per month, ensuring accuracy and timely resolution
- Partner with legal, compliance, and operations teams to streamline case resolution processes
- Identify workflow inefficiencies and recommend process improvements to reduce resolution timelines
- Act as liaison across multiple business units to improve communication and operational alignment
- Contribute to continuous improvement initiatives that enhance case handling accuracy and efficiency
Accounts Payable Associate TD Bank – Jacksonville, FL 06/2020 – 01/2022
- Managed end-to-end invoice reconciliation and payment processing workflows
- Identified and resolved discrepancies, improving accuracy of financial transactions
- Collaborated with vendors and internal stakeholders to optimize payment processes
Debt Specialist IV TD Auto Finance – Jacksonville, FL 04/2019 – 07/2020
- Managed complex insurance claims and loss mitigation processes, including GAP claims
- Performed account reconciliation, chargebacks, and refund processing
- Identified process gaps and recommended improvements to enhance accuracy and efficiency
- Collaborated cross-functionally to resolve discrepancies and improve operational workflows
Customer Service Supervisor TD Bank – Jacksonville, FL 09/2014 – 04/2019
- Led and supported frontline call center agents, providing escalation management and operational guidance
- Managed high-volume customer issues, ensuring timely and effective resolution
- Monitored team performance and coached employees to improve service quality and efficiency
- Supported process improvements to enhance customer experience and reduce repeat issues
Customer Service Agent TD Bank – Jacksonville, FL 08/2013 – 09/2014
- Delivered high-quality customer support with a focus on first-call resolution
Data Entry Clerk Kelly Services – Jacksonville, FL 08/2012 – 01/2013
- Maintained accurate data entry and system updates
Account Representative GC Services – Jacksonville, FL 11/2008 – 05/2012
- Managed customer accounts and negotiated payment arrangements
- Ensured compliance with FDCPA and data privacy regulations
EDUCATION
Medical Assistant Certificate – Concorde Career Institute
Additional Coursework – University of the Virgin Islands
High School Diploma – Wesleyan Academy
CERTIFICATIONS
- Pharmacy Technician (Florida)
- Certified Medical Assistant (NCCT)
TECHNICAL SKILLS
Salesforce • LexisNexis • Epic Systems • Microsoft Office Suite
ADDITIONAL INFORMATION
- Typing Speed: 60 WPM
- Strong organizational, analytical, and multitasking skills