Finance & Accounting Analyst with Credit Expertise

Vishnu Rajendran

Finance and Accounting Analyst

***************@*****.*** 962-***-**** Ooty

PROFILE

An accounting professional with established knowledge of accounting principles to execute in-depth financial audits and deliver comprehensive financial reports. Seeking a more challenging positon within an organization that allows for further career advancement.

EDUCATION

B.Com Computer Application

Bharathiyar University

07/2018 – 06/2021

Coimbatore

PROFESSIONAL EXPERIENCE

Branch Credit Manager

Samasta Finance Limited

12/2022 – 02/2024

Coimbatore & Ooty

• Evaluate the creditworthiness of new and existing customers by analyzing financial statements, credit reports, and payment history.

•Develop, review, and update company credit policies and procedures to align with business goals and minimize risk.

•Approve or reject credit applications, set credit limits, and define payment terms.

•Monitor accounts receivable, manage aging reports, and initiate collection proceedings for delinquent accounts.

•Work with sales and finance teams to reduce Days Sales Outstanding (DSO) and ensure timely payments.

•Prepare regular reports on credit risk, outstanding accounts, and financial performance for senior management. Ensure all lending procedures comply with legal and regulatory standards.

•Supervise, train, and mentor credit analysts and accounts receivable staff. Accounting analyst

Integra Global solutions

•Prepare monthly, quarterly, and annual financial statements, including balance sheets and income statements. Conduct variance analysis to compare actual results against budgeted figures and identify, investigate,and explain discrepancies. 09/2021 – 10/2022

Coimbatore

•Actively assist in closing processes, including posting journal entries and reconciling accounts.Support the development of financial forecasts, budgets, and projections.

•Identify opportunities to streamline accounting processes, enhance efficiency, and reduce waste.

• Work with other departments to gather financial information and provide data- driven recommendations.

Junior Accountant

Adel Ahmed Air Conditioning System

•Maintaining accurate, up-to-date general ledgers, accounts payable, and accounts receivable.

06/2024 – 12/2025

Dubai, UAE

•Reconciling bank statements and company credit cards to ensure accuracy.

•Assisting in the preparation of monthly, quarterly, and annual financial statements, such as balance sheets and income statements.

• Processing invoices, expense reports, and payments.

• Supporting the senior accounting team with closing procedures, journal entries, and reconciliations.

SKILLS

Independent and Team player

Strategic Planning

Risk Management

LANGUAGES

English

Hindi

Tamil

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