AML/OFAC/KYC Analyst with 5 Years Banking Experience

UWEMEDIMOH UDOH

Brooklyn, NY ***** 929-***-**** ******@*****.***, ********@*****.***

SUMMARY

Detail-oriented AML/OFAC/KYC/Risk Management/Regulatory Compliance/FRAUD Analyst with 5years of working experience in the banking sector. Versed in detecting suspicious activity patterns, Anti-Money Laundering, Fraud investigation, Bank Secrecy Act, Risk Management, Negative News Screening, SAR drafting, KYC(Know Your Customer), OFAC Stripping, Data Analysis, EDD(Enhance Due Diligence), High Risk Reviews, and Ongoing Transaction Monitoring. Dedicated professionals seeking an opportunity to add value to the organization.

SKILLS

Information Verification

Team player

Work ethics

Compliance strength

Investigation

Research Expert

Banking regulations

SAR drafting

Data documentation

Analytical skills

Report Writing

Due diligence

EXPERIENCE

07/2023to Current

AML/OFAC/KYC ANALYST

PNC Bank Newark, NJ

Compiles information and documents from a variety of sources to draft SAR reports.

Monitor OFAC website for updates.

Conduct KYC formality reports on questionable accounts and transactions.

Perform compliance reviews of new and existing high-risk clients and relationships in one or several business sectors that require AML Compliance approval.

Able to combine analytical thinking and research skills with prior experience to create risk averse, KYC focused solutions that also support a strong client experience

Perform OFAC Stripping on clients to ensure they are not on OFAC Watchlist.

Escalate risk as appropriate for advanced investigations or enhanced due diligence in accordance with company policies.

Strong organizational skills and ability to prioritize and manage competing priorities with excellent attention to detail.

Responsible for the drafting of SAR documents and making decisions to file SAR if risk cannot be mitigated.

Ability to initiate and build strong relationships with all levels of the organization.

Conduct detailed investigation on alerted accounts using tools such as LexisNexis, Salesforce, Unit21, RDC, SAS, and Actimize.

Handle investigations related to real time wire transfer inquiries related to OFAC.

Participate in new client onboarding and conduct due diligence on clients.

Support the KYC team on KYC reviews on clients by gathering information from public sources and various internal systems and tools to verify identity.

Use customer risk scoring models in accordance with the departmental processes and procedures.

Conduct thorough reviews for high-risk clients based on stratified risk level guidelines.

Identifies threats, vulnerabilities, and suspicious behavior patterns to recommend mitigation measures.

Review documentation to prevent fraud, money laundering, and identity theft.

04/2020 to 06/2023

01/2013 to 03/2020

AML/FRAUD ANALYST

ZenithBank Lagos, Nigeria

Reviewed alerts at a high volume to determine if true match to suspected money launderers, drug dealers or terrorist.

Conducted objective, thorough, and timely investigations into allegations of fraud using tools such as Looker, Zendesk, Unit21, RDC, Documentum.

Escalated risk as appropriate for advanced investigations or enhanced due diligence in accordance with company policies.

Reported high risk financial crime concerns to our financial crime team.

Investigated suspicious activity as required under the Bank Secrecy Act and USA Patriot Act.

Kept updated on Anti-money laundering legislation requirements and financial crime tendencies.

Reviewed system generated alerts to assess the presence of potential illicit activity that may require reporting based on Bank Secrecy Act (BSA) requirements.

Escalated unusual activity to the Financial Intelligence Unit (FIU) and assisted with escalating potential risks.

Analyzed transaction data, research findings, information received from the customer to ascertain if transaction is suspicious, or fraud is suspected.

The Presidency, Code of Conduct Bureau, Nigeria

Position: Superintendent of the Bureau

Major Responsibilities:

•Coordinate in general administrative and assets management.

•Provide directions on verification and monitoring of activities.

•Received complains on non-compliances by public officers and compile lists for further actions.

•Coordinate data collection and information collation for research purpose.

•Assist/Collaborate with State Director on Bureau-related activities.

Skills and Qualities

•Team building and knowledge of customer service principle.

•Problem-solving and research oriented.

•Ability to learn new knowledge to meet the expected end.

•Ability to work effectively and efficiently even with or without supervision.

•Proficiency in Microsoft Office Packages (Word, Excel, Power Point and Access).

•Highly organized with the capacity to work on a diverse range of tasks to tight deadlines.

•Record keeping, documentation, Office and correspondence management

EDUCATION AND TRAINING

Aug 2018

Nov 2005

MSc: Business Administration

National Open University of Nigeria, Akwa-Ibom, Nigeria

BSc: Insurance and Risk Management

Enugu State University of Science and Technology (ESUT), Nigeria

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