Finance & Banking Operations Specialist

BHARTHI KODANDERA CARIAPPA

*******.********@*****.*** Phone: 279-***-****

Experienced Finance, Accounting and Banking professional with a 6+ years industry background and 7 years of academic instruction at the undergraduate level.

Core Areas: Banking Operations & Quality Assurance, Financial Analysis & Reporting, Cash-Flow Forecasting, Accounts Payable (AP) & Accounts Receivable (AR), Regulatory Compliance & Documentation Review, Reconciliations

(Intercompany, GR/IR, Suspense, Accruals), Customer Aging & Collections Strategy, Invoice & Credit Note Processing, Process Improvement & Workflow Optimization, SAP FICO, MS Office, QuickBooks & Copilot, Working knowledge of GAAP.

PROFESSIONAL EXPERIENCE Freelancing, Tutoring and Wealth Management & Financial Analysis Projects (Feb 2021 – Present) Independent tutoring till 2022 and FP&A consulting, supporting clients with financial analysis and wealth management. Assistant Professor, Commerce & Management, Kairalee Nikethan Golden Jubilee Degree College (KNGJDC), Bangalore, India. (June 2015- May 2020)

Assistant Professor, Commerce & Management, Shri Cauvery Management College, Bangalore, India

(June 2013 – April 2015)

Lecturer, Business Studies, Kavery Women’s College, Coorg, India (Aug 2001 – Mar 2002) During my teaching career I handled 21 undergraduate subjects spanning IFRS, accounting, financial management, advanced accounting, auditing, banking operations, marketing, organizational behaviour, corporate administration, research methodology, public relations, soft skills and retail management. Business/Financial Analyst, ACS (Affiliated Computer Services) Now Xerox, Bangalore, India (May 2005 – Jan 2009)

- Analysed operational and capital expenditures across Asia-Pacific, Europe, and U.S. finance Operations.

- Partnered with General Motors–Holden to analyze expenditures and strengthen financial decision making.

- Supported Holden’s AP/AR operations for Australia and New Zealand, including cash-flow forecasting, daily collections reconciliation, and cash application.

- Reconciled intercompany accounts, trade creditors, GR/IR, and accrued liabilities. Performed suspense-account reconciliations and resolved discrepancies.

- Generated customer aging reports and implemented follow-up strategies.

- Prepared invoices and credit notes for dealers and created journal voucher checklists to streamline approvals. Customer Service Representative (Quality Assurance Auditor), HBOS, HSBC Data Processing India Pvt. Ltd., Bangalore, India. (Nov 2002 – May 2005)

- Verified account-opening applications and supporting documents for Isle of Man, Guernsey, and Jersey customers.

- Maintained high accuracy and compliance levels through quality assurance oversight.

- Monitored and verified work quality.

- Trained team members in quality standards.

- Helped stabilize processes during transitions or migrations.

- Maintained documentation and ensured audit readiness.

- Supported remigration of offshore account-opening processes to GSC hubs in Malaysia and Hyderabad. EDUCATION:

Master Of Commerce (Finance and Accounting) Mangalore University, India. 1999–2001

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