Remote-Ready Mortgage Underwriter and Benefits Specialist
Resume:
Juelle Jalilian
Portsmouth, VA *****
***************@*****.***
Work Experience
Mortgage Underwriter
Affordable Mortgage-Virginia Beach, VA
June 2010 to December 2025
• Analyzed and evaluated complex financial data to determine risk levels and make informed underwriting decisions
• Developed strong relationships with insurance agents, brokers, and clients to facilitate effective communication and collaboration
• Conducted thorough risk assessments by reviewing applicant's financial statements, credit reports, and other relevant documents
• Utilized underwriting guidelines and company policies to assess the insurability of applicants
• Identified potential fraud indicators through careful analysis of application details and supporting documentation
• Participated in industry conferences and training sessions to stay updated on emerging trends in underwriting practices
• Maintained accurate records of all underwriting activities including correspondence, decisions made, and supporting documentation
Benefits Specialist
Blue Cross Blue Shield of Michigan-Virginia Beach, VA October 2007 to June 2010
• Provided expert guidance and advice to employees on various benefit options, including health insurance, retirement plans, and flexible spending accounts
• Managed open enrollment process by organizing informational sessions, answering employee inquiries, and ensuring timely completion of enrollment forms
• Collaborated with insurance providers and brokers to negotiate competitive rates for group health insurance plans, resulting in cost savings of 10%
• Conducted thorough needs assessments to understand individual employee requirements and recommend appropriate benefit packages
• Analyzed market trends and benchmark data to evaluate the competitiveness of existing benefit programs and made recommendations for enhancements or changes Education
Business Administration (Bachelor)
St Augustine University-Raleigh, NC
August 1982 to May 1985
Skills
• Sales
• Customer service
• Accounting
• Organizational skills
• Credit analysis
• Communication skills
• Marketing
• Computer operation
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