MBA, FinTech & Blockchain - Banking & Administration Specialist
Resume:
PROFILE
ESSUMAN, WAHAB
Canal Winchester OH
43110
Columbus Ohio
Mobile: +1-380-***-****
Email:
**************@*****.***
A hard-working, self-motivated and reliable individual with a solid background in Administration in the public sector, retail, credit, and customer service with over ten years of experience in the Banking industry and currently holds an MBA specializing in FinTech and Blockchain. I am an efficient team worker and believe in sharing knowledge and skills among team members. I also work very well on my own initiative. I also have a background in physics, and I acquired specific training that makes me fit into human relations and leadership.
CAREER OBJECTIVE
To succeed in an environment of growth and excellence to meet personal and organizational goals, keep up with cutting-edge technologies and methodologies and seek positions where knowledge and skills can be applied.
TRAINING ACQUIREDBank of America Investment Banking virtual experience program on Forage - September 2024, Certificate
• Identified an ideal acquisition target for a client based on a SWOT analysis and assessment of their strategic criteria.
• Constructed a DCF model to calculate the implied equity and share value of the acquisition target.
• Completed a sensitivity analysis to illustrate how the target’s valuation would change as variables change.
• Created a company profile summarizing all key information about the target.
Financial Market Analysis, IMF Institute – Certificate
Harvard Manage Mentor Courses, certificate
• Treasury management & Money Market Curriculum, Certificate
• Finance Analytics, Certificate
• Credit Risk++
• Retail Risk & credit Operations Model, certificate
• Banking Regulations, certificate
• Corporate Trade Finance, Certificate
• Africa RBB BCM awareness course, Certificate
• Banking Regulation, Certificate
• Basel II, Certificate
• Basel III, Certificate
• Governance, Risk and Controls Management Assurance, Certificate
• Leadership and Entrepreneurial Training.
WORK HISTORY
Country Manager and Director of Government Affairs and Business Development, IMS Engineers Inc. Ghana 06/2019 to 01/2024 Duties:
• Strategize with the Chief Executive Officer (CEO), President, and other management staff on upcoming opportunities.
• Work closely with the President, CVP, and Director of Marketing and communications to develop a marketing plan for Ghana.
• Implement the plan through disciplined business development activities with a goal of monthly 5 to 10 in-person meetings.
• Provide weekly, bi-weekly, or monthly reports to the CEO and/or his designee, the President and/or his designee, and the CVP as requested.
• Coordinate with the Director of Business Development and Marketing on proposal development.
• Support the Project Management Team as required.
• Attend professional meetings and functions to network with Decision- Makers, Contractors, Board members, and key staff members.
• Follow a strategic relationship-building process and routinely document activities. Qualify leads and prioritize projects that have the best chance of closing.
• Assure clients are satisfied with services and monthly reports are delivered for all projects.
• Develop and/or maintain new and existing relationships with clients.
• Develop new opportunities with existing and potential clients. Member, Presidential Transition Assets Committee, 12/2018 to 05/2019 Duties:
• Review of the assets register submitted by Ministries, Departments, and Agencies (MDAs) as well as Metropolitan, Municipal, District Assemblies (MMDAs);
• Engage the leadership of relevant MDAs and MMDAs;
• Inspect condition of assets (both immovable and moveable); and Outline critical issues for attention to the new administration Executive Assistant to Director Of Operations at the Presidency, Office of the President, Jubilee House. 01/17 to 12/2019
Duties:
• To manage the Director’s diary and appointments, ensuring effective use of time and preparation of papers and information in advance.
• To prepare and/or draft correspondence for the Director, as required.
• To carry out a range of administrative tasks, including photocopying, filing, sending faxes, making travel arrangements when urgent.
• To organize internal and external meetings and teleconferences, including booking venues, arranging accommodation and taking minutes as required.
• To make arrangements for and prepare agendas for daily, weekly and monthly executive meetings, liaising with other stake holders as required.
• To prepare agendas for Operations meetings, ensure papers are accurate and prepared and disseminated on time.
• To oversee coordination and collation of reports for meetings. Head, Credit Monitoring, FBN Bank Ghana, 05/2015 to 05/16 Duties:
• Monitor the utilization of funds in the Business Units and ensure that it is strictly adhered in line with the terms and conditions of the approval
• Analyze credit reports of the Business Units to identify the following category of accounts:
I. Expired and expiring facilities
II. Accounts operating in excess of approved limits III. Accounts with unauthorized balances and
IV. Accounts with overdue loan repayment and bank charges
• Act on Collection Reports (Monitoring Reports) initiated by Group Head of Risk after his review and comments.
• Ensure adherence to the RMF in the identification, assessment, mitigation and control and monitoring of risk.
• Ensure that relevant Group and Business policies are effectively embedded within business unit.
• Ensure that RMs regularize the exceptions identified in the credit reports within stipulated timelines
• Identify and present non-performing accounts to Management for approval to classify and make appropriate provision
• Identify and present improved non performing accounts to Management for approval to reclassify and effect appropriate take backs.
• Submissions of monthly reports for all buckets.
• Credit portfolio management
Credit Monitoring Officer, FBN Bank Ghana, 02/2013 to 05/2015 Duties:
• Monitor the utilization of funds in the Business Units and ensure that it is strictly adhered in line with the terms and conditions of the approval
• Analyze credit reports of the Business Units to identify the following category of accounts:
V. Expired and expiring facilities
VI. Accounts operating in excess of approved limits VII. Accounts with unauthorized balances and
VIII. Accounts with overdue loan repayment and bank charges
• Act on Collection Reports (Monitoring Reports) initiated by Group Head of Risk after his review and comments.
• Identify and present improved non performing accounts to Management for approval to reclassify and effect appropriate take backs.
• Submissions of monthly reports for all buckets.
Branch Sales Team Leader, Jislah Financial Services, 11/12 to 02/13 Duties:
• Manage daily attendance levels within the team in compliance with relevant HR policies.
• Identify training needs of the team and arrange for those needs to be met.
• Act as an escalation point for queries that could not be resolved by other leaders.
• Work cross functionally with internal key service providers to ensure seamless service to customers.
• Prospect, appoint, train and motivate new agents to produce significant opportunities for new business.
Treasury Assistant, CSD Operations (Attachment), Barclays Bank, 01/12 to 07/12
Duties:
• Responsible for processing of all CSD related transactions.
• Ensure periodic reconciliation of the bank’s securities holdings between the CSD and the treasury Dealing System (DM3).
• Follow-up brokerage paid at the central bank in respect of Bills and Bonds and account for them as appropriate.
• Provide senior treasury management with KPI’s for monitoring.
• Ensure all reconciliation of all Reuters deals with the daily trades report.
Retail Credit Officer (collections), Barclays Bank of Ghana, 03/11 to 03/12 Duties:
• Calling delinquent customer on telephone for payments to be made to clear arrears on loans.
• Searching for all relevant contact of delinquent customers and to reach them via sms, telephone, and letters to inform them of the indebtedness to the bank using RECOVER5, DEBT MANAGER and WINFOS.
• Ensure my portfolio is managed in compliance with regulatory policies and directives.
• Discuss with Branch Managers where appropriate, on how best to support clients in paying debt owed Barclays—Decision Making Techniques.
• Assess, Control and Collect out of order accounts (Monitoring & Control)
• Deduce strategies where appropriate for Classified Retail Accounts for effective and timely recovery.
• Communicate with Organizations on Barclays Scheme Loan Program; to ensure clients Loan Account is in order.
• Submission of Monthly Reports for Bucket One (Reason Codes).
• To establish a long standing relationship between the customer and the bank.
• Achieved a target call over 5,100 customers and collected over Ghc 58,000 during the period of March 2011 to February 2012 Collection MI, (Acted), Barclays Bank. 11/11 to 08/12 Duties:
• Review and accumulate data on Collectors Daily Productivity to be sent to Kenya using VLOOKUP and BIW data.
• Support and cascade communication of all anomalies observed in reviewing daily delinquency report.
• Reporting to BAF the Daily Loan balances and Money Collected
• DM administrative duties
• Fraud report
• Unpaid Staff loans account for pre-emptive tellecaling
• Exceptional report on loan tenor (Barclay loans & Scheme ) Team Leader (Sales), Barclays Bank of Ghana, 12/08 – 03/11 (Accra Mall Branch)
Duties:
• Reporting to the Senior Sales Manager, designs strategic sales, distribution and customer relations plans which maximizes the company’s name, volume and channel objectives by territory.
• Vetted and processed new TBill applications or purchases for new and existing customers.
• Regular filling and maintenance of all T-Bill documents at the branch.
• Ensured effective RCA control testing process.
• Ensured KYC policies are adhered to ensure critical controls.
• Developed expertise in ensuring all employees working with customers adhere to corporate policies to ensure customer excellence.
• Maintained appropriate coverage to manage workload and generate sale and ensured a positive experience for people buying products or services.
• Enhances and implements the route to market strategy.
• Analyse sales data by day identifying opportunities and immediately delegating action plans to secure possible gain.
• Ensure application of all monitoring and reporting templates by all sales teams in the territory.
• Organized a marketing drive for a new product of Barclays in the Tema municipality for three days with a remarkable results with my team, was able to open over 3000 new accounts within that month
(January 2009).
EDUCATION
MBA (Specialization in FINTECH and BLOCKCHAIN), Nexford University USA, October 2024.
BSC (Physical Science- Physics), University of Cape Coast June 2006 SSCE-Certificate, Sunyani Secondary School, December 2000. Sales Executive and Lead Generator, Barclays Bank of Ghana, Accra 10/07 to 11/08
Duties:
• Captured and generated account numbers for new customers using Ebox and Winfos.
• Sold bank’s Products i.e. current, savings and investment account.
• Contracted and Processed Loans for Customers.
• Complied with operational risk rigour standards
• Addressed any complaints received in accordance with procedures.
• Achieved monthly target for one year continuously. Assistant Scientific Officer (National Service), Council for scientific and Industrial Research (Water Research Institute), Accra 10/ 06-08/07 Duties:
• Hydrological investigation to Select Drilling Sites;
• Inputting Drilling Data In The Division’s Database using GWW Software;
• Analysis Of Geophysical Investigation Data;
• Drilling supervision;
• Supervising Pumping Test and Analysis of the Data. INTERESTS
My hobbies include:
• Reading various literatures;
• Watching documentaries and movies;
• Engaging in sporting activities like football and volleyball. REFEREES
Upon Request.
Contact this candidate