Davi L Lowry 843-***-**** *** Mineral Springs Rd, Darlington, SC ********************@*****.*** Davi L Lowry
Desk Adjuster - Remote
********************@*****.***
www.linkedin.com/in/davi-lowry-b110603a1
Professional Summary
Adjuster License: SC (all-lines) Non Resident: NC, FL, TX Property Adjuster with 12 years of independent field adjusting in residential and commercial CAT claims, flood claims, fire claims, preparing compliant and timely reports with integrity and compassion. 3 years as a desk adjuster processing front end claims with expertise in Florida compliancy requirements. Proficient in processing claims through the appraisal process. Interaction with Policy Holders with empathy while maintaining an exceptional track record of communicating both claim awards and denials. Interaction with Field adjusters, Umpires, Mitigation vendors, third party Engineers, Public Adjusters and Attorneys with successful and amicable results. Negotiation skillset with a history of up to 50% reduction in Mitigation invoiced payouts. Collaboration with Litigation and Special Investigative teams. Deposition and Trial experience. Auto Experience limited, however Auto Appraiser license is in process. WORK HISTORY
Desk Adjuster II - 01/13/2023 to 12/12/2025
Xceedance Citizens Property Insurance – Remote
Appraisal claim handling from initiating preparation, compliance, review of proper Policy Owner representation, proper compliance in initiating, assignment of field adjuster and preparation of documents for proper handling, tracking of all activities, negotiation of mitigation vendors, preparing payments per policy language.
Late First notice of loss claims, evaluation of the terms of the policy to the Policy holder claim submission. Proper assignment of Field Adjuster. Monitoring progress, and maintaining compliance with Florida statutes in proper notification timelines. Coverage determination, communication with Management, determination of expert Engineer inspections, vendor invoice and report reviews to determine reasonable fees.
Interaction both written and verbal with both professional and layman level of understanding
Davi L Lowry 843-***-**** 518 Mineral Springs Rd, Darlington, SC ********************@*****.***
Continued interaction with Litigation, Special Investigative Unit and Senior Management.
Independent Adjuster 03/2013 to present
Janavi Consulting LLC – independent Adjuster - Remote
Independent Adjuster Firm Owner handling various daily claims
Underwriting Inspections for Maverick claims, Twenty First Services, Preferred Reports, CIS
Construction Draw Inspections – Land Gorilla
Freight Damage Inspections – Virtual Freight Inspections Independent Adjuster CAT – 2017-2020 (remain on their roster) Integrated Claim Solutions – Florida, Remote
Residential field adjusting, boots on the ground dwelling scope post Hurricane Irma, submission of Xactimate estimates. Completed and processed of approximately 25 claims per week.
Commercial field adjusting boots on the ground dwelling scope post Hurricane Irma, submission of Xactimate estimates. Completed and processed of approximately 5 claims per week.
Various Liability – daily claims assignments post Irma. FEMA: Adjuster CAT 2017, 2018
CIS Adjusting Daily Claim Assignments – various dates, remain on their roster Skills
Written & Verbal communication
Industry Compliancy knowledge
Xactimate, MS Office 365 applications
Adaptability Decision making
Professional References provided at your request